New tires for my motorbike taxi

Thomas Ngumu

Thika, Kenya

18% repaid

Entrepreneur

Name

Thomas Ngumu

Member since

January 2015

On-time repayments

48 installments  •  52%

About Me

My name is Thomas ngumu nzau.I was born in matungulu district of machakos county in the lower eastern Kenya .I was born to a polygamous family where i was born of the third wives mother.We had poverty issues including not getting enough fees for school so most of our time was spent out of school
I started herding neighbors cow for pay to assist in paying school fees and buying food.
I started my own business of a kiosk by selling maize which i had harvested from my fathers two acre plot

My Business

My business deals in Mpesa and printing together with photocopy .The business turnover has not been good due to lack of enough working capital
I pay rent 4,000, my food and family 7,000 and hope to get some profit
the profits will help me pay school fees for my children,my daughter who is joining university this september will need a big amount so i must start preparing by saving bit by bit

Loan Proposal

the loan of 4,457 will come handy to assist me in my small business
I knew this program through a friend and since ten it really helped me.
I will appreciate the approval of this facility which will go along way in helping my movement in the business.
i was introduced to this program by a friend who had been assisted and when i told them of my need for this money they told me to try and once i was helped now am looking for a second amount which i will also pay faithfully till the end.
I have seen many people having been helped by this facility

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$44.00

Date disbursed

Apr 20, 2017

Repayment status

Late

Projected term

6 weeks

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Craig Newmark

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Jake Gibson and Beverly Picardo

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Claire Lewis

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  • Thomas Ngumu    Nov 11, 2021

    I am very sorry for my default
    For many 4 years now my life has had quite some challenges
    as a good human being i want to epay my loans and continue growing in this programme if given a chance
    Thank you

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  • Thomas Ngumu    Apr 21, 2017

    thank you lenders for considering my humble request
    I purchased a new hind tire for my motor bike
    the balance i paid for engine service
    A photo will be coming soon
    Thank you for the loan

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  • Thomas Ngumu    Apr 19, 2017

    thank you claire

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  • Claire Lewis    Apr 14, 2017

    Good luck Thomas

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  • Thomas Ngumu    Apr 13, 2017

    Thank you lenders for quickening my fundraising
    I appreciate your efforts

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  • Thomas Ngumu    Nov 5, 2015

    to clear early

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  • Thomas Ngumu    Jul 23, 2015

    ther has been a big problem in my business and repayments have been a problem

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  • Thomas Ngumu    Apr 22, 2015

    business has been difficult but will not always be like this
    am sure i will get more business in the dys to come

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  • Thomas Ngumu    Mar 23, 2015

    i have had challenges in my business the last month

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  • Robert    Feb 27, 2015

    hello lenders i have talked with Thomas nzau and he has promise to reschedule his repayment today as his business was quite getting some challenges. i hope we all understand him and give him time and encouragement as he goes ahead to reschedule. thank you for understanding. regards. Robert Mutai

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  • Thomas Ngumu    Feb 10, 2015

    i am enjoying this zidisha thing

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  • Thomas Ngumu    Feb 4, 2015

    i will need to pay a more compound figure
    thanks

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  • Theo Mbise    Feb 3, 2015

    Hello Thomas, I am please to hear that you are investing in your stationary shop. Could you tell me a little bit about where you live and how things are going for you? My name is Theo Mbise, I came accross your profile and liked what your motivation. I shall be following up your progress. Best regards. Theo

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  • Thomas Ngumu    Jan 26, 2015

    i got my loan last week and was able to purchase tonner ,printing paper and several dozens of taples for statinery shop
    thank you so much my lenders
    Thomas

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  • Thomas Ngumu    Jan 22, 2015

    Thank you so much lenders for funding my loan 100%
    I will repay back faithfully so that i may continue building my business with Zidisha
    Am so grateful to all my lenders
    Thomas

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  • Alex    Jan 21, 2015

    Hello Thomas,
    Your loan has began to fund-raise, keep thanking your donors and remember to plan ahead. This will make your repayments easy and consistent. I know you are able. Best wishes. Long live Zidisha.

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  • Thomas Ngumu    Jan 20, 2015

    Thank you thebonseung from the republic of Korea for contributing to my zidisha loan,i will make sure i pay back well so that the money helps another person
    Thank you
    Thomas

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  • Thomas Ngumu    Jan 20, 2015

    Thank you lenders for contributing to my zidisha loan how i wait to see it fully raised
    Thank you so much

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  • Thomas Ngumu    Jan 17, 2015

    I appeal to lenders to lend to my loan
    I will need it
    I will appreciate your support lenders
    Thank you

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  • Alex    Jan 16, 2015

    Congratulations Thomas for the step you have taken to join Zidisha. It is so amazing that Zidisha are supporting us through loans without any collateral or guarantors. This is awesome. I wish you well as your loan fund-raises. Long live Zidisha.

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