Office chair for online business consultancy

Mercy

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Mercy

Member since

September 2014

On-time repayments

418 installments  •  82%

About Me

Hello Lenders!

My Names are Mercy Muthoni, I am 27 years old, married with two children.I am a Business Administrator by profession. I worked as an Administrator for a few years and then decided to Join my Husband and help him run his online business.

After graduating from college, I wanted to be a Gospel Musician but my husband could not afford production fee charged by the leading music labels in Kenya.So, I decided to look for a job and shelved the dream of becoming a musician.I worked for a few years and then my husband asked me to resign from the Job and assist him in his online business which had started growing gradually.Today we are great partners and the business is running smoothly.

In future, I want to revive my Music career and record the songs I had already written.I also aspire to spend my free time as a volleyball coach in a local club as I am good at the game.

Thanks
Mercy

My Business

My Husband and I are partners in a business that we run online through Upwork marketplace platform.We offer Accounting and Research services,he heads the Accounting section and myself the Research section of the business.Since we started the business It has grown strength to strength and now we are servicing a long-term client base of about ten.Ranging from corporate to individuals from Europe,Australia,Canada and United States.

Through zidisha loans we plan to expand the business and create Jobs for the youths here in Kenya.

Loan Proposal

My Husband and I run an online consultancy business via oDesk marketplace platform. We started in the year 2012 and since then the business has been growing gradually. Currently we are servicing about fifteen clients from various part of the world mainly Canada United States, Europe and Australia. We also have a few local clients. Through Zidisha loans we want expand the business to generate more revenue and also create jobs for the youths in our local area.

During peak seasons I sometimes have to work for long hours in order to meet strict delaines. Currently, I do not have a good office chair; I am using a plastic chair locally made by a plastic manufacturing company. It is uncomfortable to sit on that chair for Eight to ten hours in a day. When granted $50 loan I will use this cash to buy a good office chair, which I believe will improve my productivity and also reduce health related problems resulting from bad sitting chairs.

Yours Sincerely,
Mercy Muthoni

Feedback

4

None

None

  • Wendy Emlyn    Jun 23, 2017

    mercy has fully repaid her loan, with regular small payments to start with, then some large ones at the end

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Loan Info

Project Type

Classic Loan

Disbursed amount

$50.00

Date disbursed

Nov 28, 2014

Repayment status

On Time

Projected term

6 weeks

Lenders

Franmiguel

Perth, Australia

Ask Mercy a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Mercy    Apr 8, 2022

    Hi Lenders,

    We managed to buy Steel bars, thank you for the support.

    Thanks

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  • Mercy    Mar 30, 2022

    Thank you lenders for the support. I will use the funds to buy steel as indicated on my proposal.

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  • Mercy    Mar 30, 2022

    Thank you lenders for the support, I will the steel as indicated on my proposal.

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  • Ren    Mar 23, 2022

    If your loan doesn’t fund, I encourage you to try again! Sometimes this happens when there are many good loans on Zidisha. Good luck!

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  • Nancy    Mar 22, 2022

    Best of luck

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  • Charles    Mar 20, 2022

    All the best Mercy.

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  • Mercy    Mar 18, 2022

    Dear Lenders.

    Thank you for the support you have shown my Husband and I through the years, we are very grateful.
    The funds from our last loan helped us achieve the dream of owning a home. Our next project is constructing rental houses; we have started a foundation for two units two bedroomed house. The work is already ongoing and currently this is the fourth week since we started. Once complete, houses will earn us an extra $350 per month that will go towards Zidisha loan repayment.
    We are requesting a $1612 loan to facilitate buying of steel bars a follows.
    - D16 10 Pcs $280
    - D12 20 Pcs $340
    - D10 60 pcs $600
    - D8 50 Pcs $350
    - Binding Wire $37
    - Hacksaw Blades $5
    Thanking you in advance.
    Regards
    Mercy Muthoni

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  • Lilian    Feb 11, 2021

    Mercy has promised to pay the loan this week..

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  • Mercy    Aug 10, 2020

    Hi Lenders, I lost my phone and have not yet replaced my sim-card. I will make payment as soon as I replace it.

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  • Emmanuel    Aug 11, 2019

    I have talked to my ca explain to her the importance of not skipping any repayment installment and she understood very well and promised that she's going to re-adjust the repayment installment and then over to the new schedule that she will have kept

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  • Emmanuel    May 27, 2019

    Mercy Muthoni said she had a hard time with the family and she could not make repayments as planned. However she will resume repayments soon.

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  • Catherine CatDesignz    Nov 1, 2018

    Have to say I am very disappointed to see so little being repaid on this loan. Repayments are only 20% of what was initially promised.
    Expected completion is now 2048 which is more than a little ridiculous.
    I have funded several of your loans in the past but would have to seriously consider any future requests

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    • Mercy    Nov 1, 2018

      Hello, Catherine, Please don't get disappointed. We will pay the loan in full.I have adjusted back to the promised amount.

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  • Angela    Sep 3, 2017

    Hi Mercy. I have a concern. My loan was fully funded last Sunday- 27th August and I accepted the loan on Monday 28th August. I was informed the loan would be sent to my MPESA by 2nd September. I have not received it yet. From my records, you are my mentor...Pls follow up on my behalf & advise on the status. Thanks.

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  • Jane    Aug 26, 2017

    Charles Mutinda needs some encouragement to pay back his Zidisha loan. If you could please reach out to Charles...

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  • Mercy    Jul 8, 2017

    We need some time to stabilize.

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  • Mercy    Jul 3, 2017

    Thank you Lenders, I have received the loan in full.I will update you on the progress of the construction.

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  • Mercy    Jul 2, 2017

    Thank you Lenders, I have received the loan in full.I will update you on the progress of the construction.

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  • Catherine CatDesignz    Jun 23, 2017

    wow, that was fast! I hope you can finish your new home soon

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  • Mercy    Jun 23, 2017

    Thank you Flaguy999, Catherine and Vergel for funding my loan so fast. I am baffled by your kindness.

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