Entrepreneur
Name
John Kimemia
Member since
March 2016
On-time repayments
296 installments • 80%
About Me
I come from a humble background where enrolled to a form four level.
Due to lack of school fees my studies ended there.
I start as a hawker then employed for some years till now I own my business .
Our land is on a valley where there are several rivers. We use fish and bath in this rivers. There is a forest that it suround our land and we use to hunt wild animals in it.
My child want to be a doctor when he grows up, this make me feel good because this was my wish when I was young like him.
In my childhood I love hunting wild animals and gathering wild fruits.
My Business
I am operating a clothing stall in CBD where I sell all kinds of wear. Due to demand of fashions my business is doing well and profit had risen from 5%to8%.
I chose this kind of business because in my area there are few people dealing with it.
I started with small cost but in term of revenue it is collected annually which make easy to raise.
I use my profit to reinvest, and the the remaining I pay school fees of my child whose is in kindergarten.
Loan Proposal
My business had grown well and got alot of customers so I need to open another stall but in deferent area . This fund will help me to stock it and some renovation.
Income Source
For sure in this time of pandemic many business had collapsed, I tried to manage it by trying to stock goods that is suitable to that seasons ,market them online to favour those are on lockdown down incase. I was working for 8hrs per day now I extend to 12hrs .
Feedback
Positive
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Neutral
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Negative
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Loan Info
Project Type
Classic Loan
Disbursed amount
$848.27
Date disbursed
May 20, 2021
Repayment status
On Time
Projected term
2 months
Cost to entrepreneur
Service fee: $36.63
Credit risk payment:
$146.51
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