Open a clothing stall

John Kimemia

Eldoret, Kenya

93% repaid

Entrepreneur

Name

John Kimemia

Location

Eldoret, Kenya

On-time repayments

253 weekly installments  •  88%

About Me

I come from a humble background where enrolled to a form four level.
Due to lack of school fees my studies ended there.
I start as a hawker then employed for some years till now I own my business .
Our land is on a valley where there are several rivers. We use fish and bath in this rivers. There is a forest that it suround our land and we use to hunt wild animals in it.
My child want to be a doctor when he grows up, this make me feel good because this was my wish when I was young like him.
In my childhood I love hunting wild animals and gathering wild fruits.

My Business

I am operating a clothing stall in CBD where I sell all kinds of wear. Due to demand of fashions my business is doing well and profit had risen from 5%to8%.
I chose this kind of business because in my area there are few people dealing with it.
I started with small cost but in term of revenue it is collected annually which make easy to raise.
I use my profit to reinvest, and the the remaining I pay school fees of my child whose is in kindergarten.

Loan Proposal

My business had grown well and got alot of customers so I need to open another stall but in deferent area . This fund will help me to stock it and some renovation.

Income Source

For sure in this time of pandemic many business had collapsed, I tried to manage it by trying to stock goods that is suitable to that seasons ,market them online to favour those are on lockdown down incase. I was working for 8hrs per day now I extend to 12hrs .

Feedback

None

None

None

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Show all

Loan Info

Disbursed amount

$848.27

Date disbursed

May 20, 2021

Repayment status

On Time

Projected term

2 months

Cost to entrepreneur

Service fee: 5% of $848.27 = $42.41

Credit risk payment: $169.65

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