Entrepreneur
Name
Rose
Member since
February 2014
On-time repayments
264 installments • 45%
About Me
I am a mother of a daughter aged one year and a half,i live in Naivasha at an estate called kabati,I come from a family of two and have attained a certificate in computer studies after clearing high school seven years ago.I have worked in various organization as a secretary until last year but one when i gave birth and decided to start my own business since day care seemed a little expensive and i found out that i needed extra time with my child where i would not strain so i saw the offer of my own business as the best.My business entails selling of second hand clothes and the profit range is quite good,The earnings i get i divide in half, where one of the half goes to saving for my daughters education and the other half helps in restocking of my business.I as much as possible to try the new trends coming out of the market.
My Business
My business entails selling of second hand clothes commonly known as Mitumba,they are bought in bale form where you choose what you will work with if it is shorts,trousers,baby clothes etc.My business i buy children clothes which i find the profit margin very fulfilling.The town i live in many people prefer second hand clothes which are a bit cheaper,affordable and unique.I buy one bale at a cost of 10000 and from it i make a profit of 6000 and more since i try an go to other towns on their market day like suswa which is on Wednesday.In any business there are risks and in mine i face the risk of bale cost hiking since the government has the plan to add it extra tax and also you might find some clothes tattered which one goes at an extra cost to mend them.Every month i spend around 1500/=on county council which is 300 per month and the amount left on transport and food when i go to outside markets.Every week i try to bring a new bale in order to improve my sales and attract new customers.The loan that you will grant me i will use it in restocking my business by bringing more sets of bales like three more since i always bring two.When granted the loan i will repay using part of the profit that i make from selling clothes.
Loan Proposal
Firstly let me thank zidisha lenders for the first loan ,it helped me a lot in expanding my business and also in employing a partner.My new loan will help me in partitioning my shop in order for me to be able to add another line of business which is mobile banking.In the area where my shop is located there is a lot of queries about mobile banking and since i acquired a big shop i thought it wise for me to partition and add the services.Business has been good since you started lending me with a loan.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$148.00
Date disbursed
Jul 29, 2014
Repayment status
On Time
Projected term
19 months
Other loans
Lenders
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Summary
Amount repaid
$174.94
Amount remaining
$0.00
Date repaid
Aug 22, 2015
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Aug 8, 2014 | $2.06 | Aug 8, 2014 | $2.06 |
| Aug 15, 2014 | $2.06 | Aug 8, 2014 | $0.27 |
| Aug 16, 2014 | $1.79 | ||
| Aug 22, 2014 | $2.06 | Aug 16, 2014 | $0.53 |
| Aug 22, 2014 | $1.52 | ||
| Aug 29, 2014 | $2.06 | Aug 22, 2014 | $0.80 |
| Aug 30, 2014 | $1.26 | ||
| Sep 5, 2014 | $2.06 | Aug 30, 2014 | $1.07 |
| Sep 5, 2014 | $0.99 | ||
| Sep 12, 2014 | $2.06 | Sep 5, 2014 | $1.34 |
| Sep 12, 2014 | $0.72 | ||
| Sep 19, 2014 | $2.06 | Sep 12, 2014 | $1.60 |
| Sep 19, 2014 | $0.45 | ||
| Sep 26, 2014 | $2.06 | Sep 19, 2014 | $1.87 |
| Sep 26, 2014 | $0.19 | ||
| Oct 3, 2014 | $2.06 | Sep 26, 2014 | $2.06 |
| Oct 10, 2014 | $2.06 | Sep 26, 2014 | $0.08 |
| Oct 4, 2014 | $1.98 | ||
| Oct 17, 2014 | $2.06 | Oct 4, 2014 | $0.35 |
| Oct 10, 2014 | $1.71 | ||
| Oct 24, 2014 | $2.06 | Oct 10, 2014 | $0.62 |
| Oct 20, 2014 | $1.44 | ||
| Oct 31, 2014 | $2.06 | Oct 20, 2014 | $0.88 |
| Oct 25, 2014 | $1.17 | ||
| Nov 7, 2014 | $2.06 | Oct 25, 2014 | $1.15 |
| Nov 1, 2014 | $0.91 | ||
| Nov 14, 2014 | $2.06 | Nov 1, 2014 | $1.42 |
| Nov 9, 2014 | $0.64 | ||
| Nov 21, 2014 | $2.06 | Nov 9, 2014 | $1.69 |
| Nov 16, 2014 | $0.37 | ||
| Nov 28, 2014 | $2.06 | Nov 16, 2014 | $1.95 |
| Nov 26, 2014 | $0.10 | ||
| Dec 5, 2014 | $2.06 | Nov 26, 2014 | $2.06 |
| Dec 12, 2014 | $2.06 | Nov 26, 2014 | $0.16 |
| Nov 30, 2014 | $1.90 | ||
| Dec 19, 2014 | $2.06 | Nov 30, 2014 | $0.43 |
| Dec 7, 2014 | $1.63 | ||
| Dec 26, 2014 | $2.06 | Dec 7, 2014 | $0.70 |
| Dec 13, 2014 | $1.36 | ||
| Jan 2, 2015 | $2.06 | Dec 13, 2014 | $0.97 |
| Dec 22, 2014 | $1.09 | ||
| Jan 9, 2015 | $2.06 | Dec 22, 2014 | $1.23 |
| Jan 1, 2015 | $0.83 | ||
| Jan 16, 2015 | $2.06 | Jan 1, 2015 | $1.50 |
| Jan 6, 2015 | $0.56 | ||
| Jan 23, 2015 | $2.06 | Jan 6, 2015 | $1.77 |
| Jan 10, 2015 | $0.29 | ||
| Jan 30, 2015 | $2.06 | Jan 10, 2015 | $2.03 |
| Jan 21, 2015 | $0.02 | ||
| Feb 6, 2015 | $2.06 | Jan 21, 2015 | $2.06 |
| Feb 13, 2015 | $2.06 | Jan 21, 2015 | $0.24 |
| Jan 28, 2015 | $1.81 | ||
| Feb 20, 2015 | $2.06 | Jan 28, 2015 | $0.51 |
| Feb 3, 2015 | $1.55 | ||
| Feb 27, 2015 | $2.06 | Feb 3, 2015 | $0.78 |
| Feb 7, 2015 | $1.28 | ||
| Mar 6, 2015 | $2.06 | Feb 7, 2015 | $1.05 |
| Feb 17, 2015 | $1.01 | ||
| Mar 13, 2015 | $2.06 | Feb 17, 2015 | $1.31 |
| Feb 25, 2015 | $0.74 | ||
| Mar 20, 2015 | $2.06 | Feb 25, 2015 | $1.58 |
| Mar 2, 2015 | $0.48 | ||
| Mar 27, 2015 | $2.06 | Mar 2, 2015 | $1.85 |
| Mar 10, 2015 | $0.21 | ||
| Apr 3, 2015 | $2.06 | Mar 10, 2015 | $2.06 |
| Apr 10, 2015 | $2.06 | Mar 10, 2015 | $0.06 |
| Mar 18, 2015 | $2.00 | ||
| Apr 17, 2015 | $2.06 | Mar 18, 2015 | $0.33 |
| Mar 29, 2015 | $1.73 | ||
| Apr 24, 2015 | $2.06 | Mar 29, 2015 | $0.59 |
| Apr 6, 2015 | $1.47 | ||
| May 1, 2015 | $2.06 | Apr 6, 2015 | $0.86 |
| Apr 11, 2015 | $1.20 | ||
| May 8, 2015 | $2.06 | Apr 11, 2015 | $1.13 |
| Apr 30, 2015 | $0.93 | ||
| May 15, 2015 | $2.06 | Apr 30, 2015 | $1.40 |
| May 10, 2015 | $0.66 | ||
| May 22, 2015 | $2.06 | May 10, 2015 | $1.66 |
| May 20, 2015 | $0.40 | ||
| May 29, 2015 | $2.06 | May 20, 2015 | $1.93 |
| Jun 4, 2015 | $0.13 | ||
| Jun 5, 2015 | $2.06 | Jun 4, 2015 | $2.06 |
| Jun 12, 2015 | $2.06 | Jun 4, 2015 | $0.14 |
| Jun 14, 2015 | $1.92 | ||
| Jun 19, 2015 | $2.06 | Jun 14, 2015 | $1.57 |
| Jul 14, 2015 | $0.49 | ||
| Jun 26, 2015 | $2.06 | Jul 14, 2015 | $2.06 |
| Jul 3, 2015 | $2.06 | Jul 14, 2015 | $2.06 |
| Jul 10, 2015 | $2.06 | Jul 14, 2015 | $2.06 |
| Jul 17, 2015 | $2.06 | Jul 14, 2015 | $0.09 |
| Jul 18, 2015 | $1.97 | ||
| Jul 24, 2015 | $2.06 | Jul 18, 2015 | $0.10 |
| Jul 26, 2015 | $1.95 | ||
| Jul 31, 2015 | $2.06 | Jul 26, 2015 | $0.12 |
| Aug 1, 2015 | $1.94 | ||
| Aug 7, 2015 | $2.06 | Aug 1, 2015 | $0.13 |
| Aug 17, 2015 | $1.93 | ||
| Aug 14, 2015 | $2.06 | Aug 17, 2015 | $1.56 |
| Aug 22, 2015 | $0.50 | ||
| Aug 21, 2015 | $2.06 | Aug 22, 2015 | $2.06 |
| Aug 28, 2015 | $2.06 | Aug 22, 2015 | $2.06 |
| Sep 4, 2015 | $2.06 | Aug 22, 2015 | $2.06 |
| Sep 11, 2015 | $2.06 | Aug 22, 2015 | $2.06 |
| Sep 18, 2015 | $2.06 | Aug 22, 2015 | $2.06 |
| Sep 25, 2015 | $2.06 | Aug 22, 2015 | $2.06 |
| Oct 2, 2015 | $2.06 | Aug 22, 2015 | $2.06 |
| Oct 9, 2015 | $2.06 | Aug 22, 2015 | $2.06 |
| Oct 16, 2015 | $2.06 | Aug 22, 2015 | $2.06 |
| Oct 23, 2015 | $2.06 | Aug 22, 2015 | $2.06 |
| Oct 30, 2015 | $2.06 | Aug 22, 2015 | $2.06 |
| Nov 6, 2015 | $2.06 | Aug 22, 2015 | $2.06 |
| Nov 13, 2015 | $2.06 | Aug 22, 2015 | $2.06 |
| Nov 20, 2015 | $2.06 | Aug 22, 2015 | $2.06 |
| Nov 27, 2015 | $2.06 | Aug 22, 2015 | $2.06 |
| Dec 4, 2015 | $2.06 | Aug 22, 2015 | $2.06 |
| Dec 11, 2015 | $2.06 | Aug 22, 2015 | $2.06 |
| Dec 18, 2015 | $2.06 | Aug 22, 2015 | $2.06 |
| Dec 25, 2015 | $2.06 | Aug 22, 2015 | $2.06 |
| Jan 1, 2016 | $2.06 | Aug 22, 2015 | $2.06 |
| Jan 8, 2016 | $2.06 | Aug 22, 2015 | $2.06 |
| Jan 15, 2016 | $2.06 | Aug 22, 2015 | $2.06 |
| Jan 22, 2016 | $2.06 | Aug 22, 2015 | $2.06 |
| Jan 29, 2016 | $2.06 | Aug 22, 2015 | $2.06 |
| Feb 5, 2016 | $2.06 | Aug 22, 2015 | $2.06 |
| Feb 12, 2016 | $2.06 | Aug 22, 2015 | $2.06 |
| Feb 19, 2016 | $2.06 | Aug 22, 2015 | $2.06 |
| Feb 26, 2016 | $2.06 | Aug 22, 2015 | $2.06 |
| Mar 4, 2016 | $2.06 | Aug 22, 2015 | $2.06 |
| Mar 11, 2016 | $2.06 | Aug 22, 2015 | $2.06 |
| Mar 18, 2016 | $2.06 | Aug 22, 2015 | $1.97 |
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