Name
Michael
Member since
October 2014
On-time repayments
301 installments • 43%
I am Michael Sarpong. I am 23 years old. I am the first born of my parents with two siblings. I completed senior high school with a very good grade but could not join university because of finances. So I worked in the informal sector selling mobile phones for one year, until I was able to save funds to pay for my tertiary education. I am now a final year Bsc. Dietetics student in the University Of Ghana. I started my Hawaiian shirts business in the year 2012 during my first year vacation. This was to help finance my education and to prevent idleness as I stay home. Even after school resumed I didn't quit because it turned out successfully. I love to play football and dance to music. I also like searching for information online. My dream is to own a boutique, have a dietetics consulting firm and engage in a large scale agribusiness(rearing and selling of cattle)
I started my business in the year 2012 during my first year vacation. This was to help me finance my education and to prevent idleness as I stay home. The business turned out successfully and even after school resumed i didn't quit because it turned out successfully. I used to sell the Hawaiian shirts in school by visiting the hostels. I also send the Hawaiian shirts to offices for sale. I just started a wholesale boutique where retailers come in for the Hawaiian shirts for sale.I do advertise the Hawaiian shirts on whatsapp and instagram where clients give me their sizes, with description of color of the shirts they want and i deliver them to their offices in a good package style. My shirts are affordable and very attractive. My shirts suit every occasion too, therefore the demand is higher than what I have in stock. Thus, I will use the loan to invest in the business to increase my production. Every week I make an average sales of 500 Ghana Cedis which is equivalent to 157.11 US Dollars. I am sure that i will make turn around business especially now that i have started wholesale business.
Based on research done in Ghana and the world as a whole, obesity as a result of poor eating habit is on rise. In Ghana it is commonly found in sedentary workers like lecturers, bankers,lawyers etc.
Therefore my vision is to promote good health and wellbeing among sedentary workers in Ghana and my mission is to reduce the risk of cardiovascular diseases and type 2 diabetes among sedentary workers by providing periodic nutrition advice based on their anthropometric measurement.
In order to achieve this I have to purchase a stadiometer, body composition monitor, and blood pressure monitor.
Stadiometer is an instrument used to measure height
Body composition monitor is used to determine BMI, visceral fat, body fat, muscle mass and basal metabolic rate.
Blood pressure monitor is used to measure blood pressure
The price of the body composition monitor is 500 Ghana Cedis which is approximately US$130.
The price of the stadiometer is 1200 Ghana Cedis which is approximately US$ 315
The price of the blood pressure monitor is 250 Ghana Cedis which is approximately US$66.
I will use 1800 Ghana Cedis (US$475) to pay my hostel fees for my last 6 months in school and use 510 Ghana Cedis (US$135) to pay the remaining of my last school fees in school.
With the help of these instruments I will be able to promote the Sustainable Development Goal 3 which is Good Health & Wellbeing in Ghana. I have already written proposals to institutions that need my service and I have received a positive feedback. Thus I need the instruments to start work soon.
I will employ two of my classmates who will help me in the taking of the measurements and the nutrition education. A fee of 5Ghana Cedis which is approximately US$1.5 will be charged after taking the measurement and educating every individual.
The average number of people in an institution is 30. I am planning of visiting 3 institutions a day.
Therefore, in a day I can make 450Ghana Cedis which is approximately US$ 118.
Positive
4
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$1,434.00
Date disbursed
Apr 5, 2016
Repayment status
Late
Projected term
55 months
Other loans
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Amount repaid
$189.30
Amount remaining
$1,316.34
Expected completion
Oct 28, 2020
Status
Repaying late
Installment amount
$0.27
Expected Payments | Actual Payments | ||
---|---|---|---|
Apr 13, 2016 | $23.93 | Apr 13, 2016 | $23.93 |
Apr 20, 2016 | $2.66 | Apr 20, 2016 | $2.66 |
Apr 27, 2016 | $2.66 | Apr 20, 2016 | $2.66 |
May 4, 2016 | $2.66 | Apr 20, 2016 | $2.66 |
May 11, 2016 | $2.66 | Apr 20, 2016 | $2.66 |
May 18, 2016 | $2.66 | Apr 20, 2016 | $2.66 |
May 25, 2016 | $2.66 | Apr 20, 2016 | $2.66 |
Jun 1, 2016 | $2.66 | Apr 20, 2016 | $2.66 |
Jun 8, 2016 | $2.66 | Apr 20, 2016 | $2.66 |
Jun 15, 2016 | $2.66 | Apr 20, 2016 | $2.66 |
Jun 22, 2016 | $2.66 | Apr 20, 2016 | $2.66 |
Jun 29, 2016 | $2.66 | Apr 20, 2016 | $2.66 |
Jul 6, 2016 | $2.66 | Apr 20, 2016 | $1.86 |
Jul 8, 2016 | $0.80 | ||
Jul 13, 2016 | $2.66 | Jul 8, 2016 | $2.66 |
Jul 20, 2016 | $2.66 | Jul 8, 2016 | $2.66 |
Jul 27, 2016 | $2.66 | Jul 8, 2016 | $2.66 |
Aug 3, 2016 | $2.66 | Jul 8, 2016 | $2.66 |
Aug 10, 2016 | $2.66 | Jul 8, 2016 | $1.86 |
Aug 11, 2016 | $0.80 | ||
Aug 17, 2016 | $2.66 | Aug 11, 2016 | $2.66 |
Aug 24, 2016 | $2.66 | Aug 11, 2016 | $2.66 |
Aug 31, 2016 | $2.66 | Aug 11, 2016 | $2.66 |
Sep 7, 2016 | $2.66 | Sep 10, 2016 | $2.66 |
Sep 14, 2016 | $2.66 | Sep 10, 2016 | $2.66 |
Sep 21, 2016 | $2.66 | Sep 10, 2016 | $2.66 |
Sep 28, 2016 | $2.66 | Sep 10, 2016 | $2.66 |
Oct 5, 2016 | $2.66 | Sep 10, 2016 | $2.66 |
Oct 12, 2016 | $2.66 | Oct 12, 2016 | $2.66 |
Oct 19, 2016 | $2.66 | Oct 19, 2016 | $2.66 |
Oct 26, 2016 | $2.66 | Oct 27, 2016 | $2.66 |
Nov 2, 2016 | $2.66 | Nov 3, 2016 | $2.66 |
Nov 9, 2016 | $2.66 | Nov 3, 2016 | $2.66 |
Nov 16, 2016 | $2.66 | Nov 3, 2016 | $2.66 |
Nov 23, 2016 | $2.66 | Nov 3, 2016 | $2.66 |
Nov 30, 2016 | $2.66 | Nov 3, 2016 | $2.66 |
Dec 7, 2016 | $2.66 | Dec 23, 2016 | $2.66 |
Dec 14, 2016 | $2.66 | Dec 23, 2016 | $2.66 |
Dec 21, 2016 | $2.66 | Dec 23, 2016 | $2.66 |
Dec 28, 2016 | $0.00 | ||
Jan 4, 2017 | $0.00 | ||
Jan 11, 2017 | $0.00 | ||
Jan 18, 2017 | $1.60 | Jan 19, 2017 | $1.60 |
Jan 25, 2017 | $1.60 | Jan 19, 2017 | $1.60 |
Feb 1, 2017 | $1.60 | Jan 19, 2017 | $1.60 |
Feb 8, 2017 | $1.60 | Jan 19, 2017 | $1.60 |
Feb 15, 2017 | $1.60 | Jan 19, 2017 | $1.60 |
Feb 22, 2017 | $0.00 | ||
Mar 1, 2017 | $0.00 | ||
Mar 8, 2017 | $0.00 | ||
Mar 15, 2017 | $0.00 | ||
Mar 22, 2017 | $1.60 | Apr 4, 2017 | $1.60 |
Mar 29, 2017 | $1.60 | Apr 4, 2017 | $1.60 |
Apr 5, 2017 | $1.60 | Apr 4, 2017 | $1.60 |
Apr 12, 2017 | $1.60 | Apr 29, 2017 | $1.60 |
Apr 19, 2017 | $1.60 | Apr 29, 2017 | $1.60 |
Apr 26, 2017 | $1.60 | Apr 29, 2017 | $1.60 |
May 3, 2017 | $1.60 | May 15, 2017 | $1.60 |
May 10, 2017 | $1.60 | May 15, 2017 | $1.60 |
May 17, 2017 | $1.60 | May 15, 2017 | $1.60 |
May 24, 2017 | $1.60 | May 15, 2017 | $0.53 |
Jun 2, 2017 | $1.06 | ||
May 31, 2017 | $1.60 | Jun 2, 2017 | $1.60 |
Jun 7, 2017 | $1.60 | Jun 2, 2017 | $1.60 |
Jun 14, 2017 | $1.60 | Jun 2, 2017 | $1.60 |
Jun 21, 2017 | $1.60 | Jul 7, 2017 | $1.60 |
Jun 28, 2017 | $1.60 | Jul 7, 2017 | $1.60 |
Jul 5, 2017 | $1.60 | Jul 7, 2017 | $1.60 |
Jul 12, 2017 | $1.60 | Jul 7, 2017 | $1.60 |
Jul 19, 2017 | $1.60 | Jul 7, 2017 | $1.60 |
Jul 26, 2017 | $1.60 | Jul 7, 2017 | $1.60 |
Aug 2, 2017 | $5.32 | Aug 5, 2017 | $5.32 |
Aug 9, 2017 | $5.32 | Aug 18, 2017 | $5.32 |
Aug 16, 2017 | $5.32 | Aug 18, 2017 | $5.32 |
Aug 23, 2017 | $5.32 | Aug 28, 2017 | $5.32 |
Aug 30, 2017 | $5.32 | Aug 28, 2017 | $5.32 |
Sep 6, 2017 | $0.00 | ||
Sep 13, 2017 | $0.00 | ||
Sep 20, 2017 | $0.00 | ||
Sep 27, 2017 | $0.00 | ||
Oct 4, 2017 | $0.00 | ||
Oct 11, 2017 | $0.00 | ||
Oct 18, 2017 | $0.00 | ||
Oct 25, 2017 | $2.66 | Jan 6, 2018 | $2.66 |
Nov 1, 2017 | $0.00 | ||
Nov 8, 2017 | $0.00 | ||
Nov 15, 2017 | $0.00 | ||
Nov 22, 2017 | $0.00 | ||
Nov 29, 2017 | $0.00 | ||
Dec 6, 2017 | $0.00 | ||
Dec 13, 2017 | $0.00 | ||
Dec 20, 2017 | $0.00 | ||
Dec 27, 2017 | $0.00 | ||
Jan 3, 2018 | $0.00 | ||
Jan 10, 2018 | $0.27 | Jan 16, 2018 | $0.27 |
Jan 17, 2018 | $0.27 | Jan 16, 2018 | $0.27 |
Jan 24, 2018 | $0.27 | Jan 16, 2018 | $0.27 |
Jan 31, 2018 | $0.27 | Jan 16, 2018 | $0.27 |
Feb 7, 2018 | $0.27 | Jan 16, 2018 | $0.27 |
Feb 14, 2018 | $0.27 | Feb 21, 2018 | $0.27 |
Feb 21, 2018 | $0.27 | Feb 21, 2018 | $0.27 |
Feb 28, 2018 | $0.27 | Feb 21, 2018 | $0.27 |
Mar 7, 2018 | $0.00 | ||
Mar 14, 2018 | $0.00 | ||
Mar 21, 2018 | $0.00 | ||
Mar 28, 2018 | $0.00 | ||
Apr 4, 2018 | $0.00 | ||
Apr 11, 2018 | $0.00 | ||
Apr 18, 2018 | $0.00 | ||
Apr 25, 2018 | $0.00 | ||
May 2, 2018 | $0.00 | ||
May 9, 2018 | $0.00 | ||
May 16, 2018 | $0.00 | ||
May 23, 2018 | $0.00 | ||
May 30, 2018 | $0.00 | ||
Jun 6, 2018 | $0.00 | ||
Jun 13, 2018 | $0.00 | ||
Jun 20, 2018 | $0.00 | ||
Jun 27, 2018 | $0.00 | ||
Jul 4, 2018 | $0.00 | ||
Jul 11, 2018 | $0.00 | ||
Jul 18, 2018 | $0.00 | ||
Jul 25, 2018 | $0.00 | ||
Aug 1, 2018 | $0.00 | ||
Aug 8, 2018 | $0.00 | ||
Aug 15, 2018 | $0.00 | ||
Aug 22, 2018 | $0.00 | ||
Aug 29, 2018 | $0.00 | ||
Sep 5, 2018 | $0.00 | ||
Sep 12, 2018 | $0.00 | ||
Sep 19, 2018 | $0.00 | ||
Sep 26, 2018 | $0.00 | ||
Oct 3, 2018 | $0.00 | ||
Oct 10, 2018 | $0.00 | ||
Oct 17, 2018 | $0.00 | ||
Oct 24, 2018 | $0.00 | ||
Oct 31, 2018 | $0.27 | ||
Nov 7, 2018 | $0.27 | ||
Nov 14, 2018 | $0.27 | ||
Nov 21, 2018 | $0.27 | ||
Nov 28, 2018 | $0.27 | ||
Dec 5, 2018 | $0.27 | ||
Dec 12, 2018 | $0.27 | ||
Dec 19, 2018 | $0.27 | ||
Dec 26, 2018 | $0.27 | ||
Jan 2, 2019 | $0.27 | ||
Jan 9, 2019 | $0.27 | ||
Jan 16, 2019 | $0.27 | ||
Jan 23, 2019 | $0.27 | ||
Jan 30, 2019 | $0.27 | ||
Feb 6, 2019 | $0.27 | ||
Feb 13, 2019 | $0.27 | ||
Feb 20, 2019 | $0.27 | ||
Feb 27, 2019 | $0.27 | ||
Mar 6, 2019 | $0.27 | ||
Mar 13, 2019 | $0.27 | ||
Mar 20, 2019 | $0.27 | ||
Mar 27, 2019 | $0.27 | ||
Apr 3, 2019 | $0.27 | ||
Apr 10, 2019 | $0.27 | ||
Apr 17, 2019 | $0.27 | ||
Apr 24, 2019 | $0.27 | ||
May 1, 2019 | $0.27 | ||
May 8, 2019 | $0.27 | ||
May 15, 2019 | $0.27 | ||
May 22, 2019 | $0.27 | ||
May 29, 2019 | $0.27 | ||
Jun 5, 2019 | $0.27 | ||
Jun 12, 2019 | $0.27 | ||
Jun 19, 2019 | $0.27 | ||
Jun 26, 2019 | $0.27 | ||
Jul 3, 2019 | $0.27 | ||
Jul 10, 2019 | $0.27 | ||
Jul 17, 2019 | $0.27 | ||
Jul 24, 2019 | $0.27 | ||
Jul 31, 2019 | $0.27 | ||
Aug 7, 2019 | $0.27 | ||
Aug 14, 2019 | $0.27 | ||
Aug 21, 2019 | $0.27 | ||
Aug 28, 2019 | $0.27 | ||
Sep 4, 2019 | $0.27 | ||
Sep 11, 2019 | $0.27 | ||
Sep 18, 2019 | $0.27 | ||
Sep 25, 2019 | $0.27 | ||
Oct 2, 2019 | $0.27 | ||
Oct 9, 2019 | $0.27 | ||
Oct 16, 2019 | $0.27 | ||
Oct 23, 2019 | $0.27 | ||
Oct 30, 2019 | $0.27 | ||
Nov 6, 2019 | $0.27 | ||
Nov 13, 2019 | $0.27 | ||
Nov 20, 2019 | $0.27 | ||
Nov 27, 2019 | $0.27 | ||
Dec 4, 2019 | $0.27 | ||
Dec 11, 2019 | $0.27 | ||
Dec 18, 2019 | $0.27 | ||
Dec 25, 2019 | $0.27 | ||
Jan 1, 2020 | $0.27 | ||
Jan 8, 2020 | $0.27 | ||
Jan 15, 2020 | $0.27 | ||
Jan 22, 2020 | $0.27 | ||
Jan 29, 2020 | $0.27 | ||
Feb 5, 2020 | $0.27 | ||
Feb 12, 2020 | $0.27 | ||
Feb 19, 2020 | $0.27 | ||
Feb 26, 2020 | $0.27 | ||
Mar 4, 2020 | $0.27 | ||
Mar 11, 2020 | $0.27 | ||
Mar 18, 2020 | $0.27 | ||
Mar 25, 2020 | $0.27 | ||
Apr 1, 2020 | $0.27 | ||
Apr 8, 2020 | $0.27 | ||
Apr 15, 2020 | $0.27 | ||
Apr 22, 2020 | $0.27 | ||
Apr 29, 2020 | $0.27 | ||
May 6, 2020 | $0.27 | ||
May 13, 2020 | $0.27 | ||
May 20, 2020 | $0.27 | ||
May 27, 2020 | $0.27 | ||
Jun 3, 2020 | $0.27 | ||
Jun 10, 2020 | $0.27 | ||
Jun 17, 2020 | $0.27 | ||
Jun 24, 2020 | $0.27 | ||
Jul 1, 2020 | $0.27 | ||
Jul 8, 2020 | $0.27 | ||
Jul 15, 2020 | $0.27 | ||
Jul 22, 2020 | $0.27 | ||
Jul 29, 2020 | $0.27 | ||
Aug 5, 2020 | $0.27 | ||
Aug 12, 2020 | $0.27 | ||
Aug 19, 2020 | $0.27 | ||
Aug 26, 2020 | $0.27 | ||
Sep 2, 2020 | $0.27 | ||
Sep 9, 2020 | $0.27 | ||
Sep 16, 2020 | $0.27 | ||
Sep 23, 2020 | $0.27 | ||
Sep 30, 2020 | $0.27 | ||
Oct 7, 2020 | $0.27 | ||
Oct 14, 2020 | $0.27 | ||
Oct 21, 2020 | $0.27 | ||
Oct 28, 2020 | $1,288.68 |
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