Entrepreneur
Name
Musera
Member since
June 2016
On-time repayments
225 installments • 0%
About Me
My real name is Sammy Kidiya Musera. Iam a third born in the family four boys. My parents are peasant farmers who have always struggled day and night to make sure that we are living a good life by providing us with all the basic needs. My life as a child was an interesting one because of the good company I had back in the village. Despite lack of enough funds to fund our upbringing, we got used to the small we had and lived happily
I went to Muhaya primary school and later joined chavakali high school . All this time I had a person who was funding my education upto the form four level. I performed well in my form four final exam and got a chance to join the university of eldoret which was being reffered to as Chepkoilel Univesity college by then. I pursued bachelor of science general. I graduated in the year 2011.
Life has never been so easy for me, I have always worked hard to achieve all the goals I set in life. After finalising my secondary education,I had no money to admit myself at the university,I had to go and work on peoples farms and I finally got some money to join the university. My parents had nothing at this time and so they were not able to fund me.
After realizing that my salary wasn’t enough for me and my family, I decided to start a business that would help pay my bills,I started growing bananas for a trial and after seeing that it paid well, I took it seriously upto date.
The place I come from has vry less factors that can make it unique apart from the cultural activities that are still very traditional. Some of this activities are so primitive and we elites are always struggling to do away with them.
I have one child who is 7 yrs old.My son is an artist naturally and whenever he is asked what he want to become,he always dreams of becoming a star in the entertainment sector.
Travelling is the thing I enjoy whenever I am away from work. I also enjoy reading novels and other documentaries.
My Business
My goods are entirely farm products with bananas being the main product grow bananas on small scale but am planning to expand it into a large scale business.
My goods are useful because they are easily available and can be accessed at any time and be used in homes as food. Bananas are full of nutrients and vitamins and this improves the immunity of anyone who consumes them. The reason as to why my goods are on demand is because they are of high quality and I always sell them to my customers at an affordable price.
Before starting this business and majoring in it I had thought about various kinds of business. I decided to major in this one because it was easy and very cheap to start. The seedlings were already available at a cheap price. The maintenance of this kind of farming is so easy since it does not require a lot of manpower. Bananas also grow at a very tremendous speed and the are always ready within a very short period of time. They pay well.
Growing bananas is a very cheap business since you only incur costs when weeding the farm. You also incur costs when transporting the goods to the market. During planting I also incur costs because of the labor provided.
The profits I get from this business I use it in doing several things such as:
I. Paying my son’s school fees
II. Paying house rent
III. Re investing into the business
IV. Paying bills
Loan Proposal
If awarded this loan I will be able to pay my mother's hospital bill.I will be so greatful if awarded this loan and I promise to repay it on time by adhering to terms and conditions of zidisha team..thankyou in advance...
Feedback
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Loan Info
Project Type
Classic Loan
Disbursed amount
$200.00
Date disbursed
Jun 12, 2016
Repayment status
Late
Projected term
52 months
Lenders
Jake Gibson and Beverly Picardo
San Francisco, United States
Summary
Amount repaid
$4.04
Amount remaining
$205.96
Expected completion
Oct 10, 2020
Status
Repaying late
Installment amount
$1.01
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jun 25, 2016 | $3.03 | Oct 30, 2016 | $3.03 |
| Jul 2, 2016 | $0.00 | ||
| Jul 9, 2016 | $0.00 | ||
| Jul 16, 2016 | $0.00 | ||
| Jul 23, 2016 | $0.00 | ||
| Jul 30, 2016 | $0.00 | ||
| Aug 6, 2016 | $0.00 | ||
| Aug 13, 2016 | $0.00 | ||
| Aug 20, 2016 | $0.00 | ||
| Aug 27, 2016 | $0.00 | ||
| Sep 3, 2016 | $0.00 | ||
| Sep 10, 2016 | $0.00 | ||
| Sep 17, 2016 | $0.00 | ||
| Sep 24, 2016 | $0.00 | ||
| Oct 1, 2016 | $0.00 | ||
| Oct 8, 2016 | $0.00 | ||
| Oct 15, 2016 | $0.00 | ||
| Oct 22, 2016 | $0.00 | ||
| Oct 29, 2016 | $0.00 | ||
| Nov 5, 2016 | $1.01 | Dec 23, 2016 | $1.01 |
| Nov 12, 2016 | $1.01 | ||
| Nov 19, 2016 | $1.01 | ||
| Nov 26, 2016 | $1.01 | ||
| Dec 3, 2016 | $1.01 | ||
| Dec 10, 2016 | $1.01 | ||
| Dec 17, 2016 | $1.01 | ||
| Dec 24, 2016 | $1.01 | ||
| Dec 31, 2016 | $1.01 | ||
| Jan 7, 2017 | $1.01 | ||
| Jan 14, 2017 | $1.01 | ||
| Jan 21, 2017 | $1.01 | ||
| Jan 28, 2017 | $1.01 | ||
| Feb 4, 2017 | $1.01 | ||
| Feb 11, 2017 | $1.01 | ||
| Feb 18, 2017 | $1.01 | ||
| Feb 25, 2017 | $1.01 | ||
| Mar 4, 2017 | $1.01 | ||
| Mar 11, 2017 | $1.01 | ||
| Mar 18, 2017 | $1.01 | ||
| Mar 25, 2017 | $1.01 | ||
| Apr 1, 2017 | $1.01 | ||
| Apr 8, 2017 | $1.01 | ||
| Apr 15, 2017 | $1.01 | ||
| Apr 22, 2017 | $1.01 | ||
| Apr 29, 2017 | $1.01 | ||
| May 6, 2017 | $1.01 | ||
| May 13, 2017 | $1.01 | ||
| May 20, 2017 | $1.01 | ||
| May 27, 2017 | $1.01 | ||
| Jun 3, 2017 | $1.01 | ||
| Jun 10, 2017 | $1.01 | ||
| Jun 17, 2017 | $1.01 | ||
| Jun 24, 2017 | $1.01 | ||
| Jul 1, 2017 | $1.01 | ||
| Jul 8, 2017 | $1.01 | ||
| Jul 15, 2017 | $1.01 | ||
| Jul 22, 2017 | $1.01 | ||
| Jul 29, 2017 | $1.01 | ||
| Aug 5, 2017 | $1.01 | ||
| Aug 12, 2017 | $1.01 | ||
| Aug 19, 2017 | $1.01 | ||
| Aug 26, 2017 | $1.01 | ||
| Sep 2, 2017 | $1.01 | ||
| Sep 9, 2017 | $1.01 | ||
| Sep 16, 2017 | $1.01 | ||
| Sep 23, 2017 | $1.01 | ||
| Sep 30, 2017 | $1.01 | ||
| Oct 7, 2017 | $1.01 | ||
| Oct 14, 2017 | $1.01 | ||
| Oct 21, 2017 | $1.01 | ||
| Oct 28, 2017 | $1.01 | ||
| Nov 4, 2017 | $1.01 | ||
| Nov 11, 2017 | $1.01 | ||
| Nov 18, 2017 | $1.01 | ||
| Nov 25, 2017 | $1.01 | ||
| Dec 2, 2017 | $1.01 | ||
| Dec 9, 2017 | $1.01 | ||
| Dec 16, 2017 | $1.01 | ||
| Dec 23, 2017 | $1.01 | ||
| Dec 30, 2017 | $1.01 | ||
| Jan 6, 2018 | $1.01 | ||
| Jan 13, 2018 | $1.01 | ||
| Jan 20, 2018 | $1.01 | ||
| Jan 27, 2018 | $1.01 | ||
| Feb 3, 2018 | $1.01 | ||
| Feb 10, 2018 | $1.01 | ||
| Feb 17, 2018 | $1.01 | ||
| Feb 24, 2018 | $1.01 | ||
| Mar 3, 2018 | $1.01 | ||
| Mar 10, 2018 | $1.01 | ||
| Mar 17, 2018 | $1.01 | ||
| Mar 24, 2018 | $1.01 | ||
| Mar 31, 2018 | $1.01 | ||
| Apr 7, 2018 | $1.01 | ||
| Apr 14, 2018 | $1.01 | ||
| Apr 21, 2018 | $1.01 | ||
| Apr 28, 2018 | $1.01 | ||
| May 5, 2018 | $1.01 | ||
| May 12, 2018 | $1.01 | ||
| May 19, 2018 | $1.01 | ||
| May 26, 2018 | $1.01 | ||
| Jun 2, 2018 | $1.01 | ||
| Jun 9, 2018 | $1.01 | ||
| Jun 16, 2018 | $1.01 | ||
| Jun 23, 2018 | $1.01 | ||
| Jun 30, 2018 | $1.01 | ||
| Jul 7, 2018 | $1.01 | ||
| Jul 14, 2018 | $1.01 | ||
| Jul 21, 2018 | $1.01 | ||
| Jul 28, 2018 | $1.01 | ||
| Aug 4, 2018 | $1.01 | ||
| Aug 11, 2018 | $1.01 | ||
| Aug 18, 2018 | $1.01 | ||
| Aug 25, 2018 | $1.01 | ||
| Sep 1, 2018 | $1.01 | ||
| Sep 8, 2018 | $1.01 | ||
| Sep 15, 2018 | $1.01 | ||
| Sep 22, 2018 | $1.01 | ||
| Sep 29, 2018 | $1.01 | ||
| Oct 6, 2018 | $1.01 | ||
| Oct 13, 2018 | $1.01 | ||
| Oct 20, 2018 | $1.01 | ||
| Oct 27, 2018 | $1.01 | ||
| Nov 3, 2018 | $1.01 | ||
| Nov 10, 2018 | $1.01 | ||
| Nov 17, 2018 | $1.01 | ||
| Nov 24, 2018 | $1.01 | ||
| Dec 1, 2018 | $1.01 | ||
| Dec 8, 2018 | $1.01 | ||
| Dec 15, 2018 | $1.01 | ||
| Dec 22, 2018 | $1.01 | ||
| Dec 29, 2018 | $1.01 | ||
| Jan 5, 2019 | $1.01 | ||
| Jan 12, 2019 | $1.01 | ||
| Jan 19, 2019 | $1.01 | ||
| Jan 26, 2019 | $1.01 | ||
| Feb 2, 2019 | $1.01 | ||
| Feb 9, 2019 | $1.01 | ||
| Feb 16, 2019 | $1.01 | ||
| Feb 23, 2019 | $1.01 | ||
| Mar 2, 2019 | $1.01 | ||
| Mar 9, 2019 | $1.01 | ||
| Mar 16, 2019 | $1.01 | ||
| Mar 23, 2019 | $1.01 | ||
| Mar 30, 2019 | $1.01 | ||
| Apr 6, 2019 | $1.01 | ||
| Apr 13, 2019 | $1.01 | ||
| Apr 20, 2019 | $1.01 | ||
| Apr 27, 2019 | $1.01 | ||
| May 4, 2019 | $1.01 | ||
| May 11, 2019 | $1.01 | ||
| May 18, 2019 | $1.01 | ||
| May 25, 2019 | $1.01 | ||
| Jun 1, 2019 | $1.01 | ||
| Jun 8, 2019 | $1.01 | ||
| Jun 15, 2019 | $1.01 | ||
| Jun 22, 2019 | $1.01 | ||
| Jun 29, 2019 | $1.01 | ||
| Jul 6, 2019 | $1.01 | ||
| Jul 13, 2019 | $1.01 | ||
| Jul 20, 2019 | $1.01 | ||
| Jul 27, 2019 | $1.01 | ||
| Aug 3, 2019 | $1.01 | ||
| Aug 10, 2019 | $1.01 | ||
| Aug 17, 2019 | $1.01 | ||
| Aug 24, 2019 | $1.01 | ||
| Aug 31, 2019 | $1.01 | ||
| Sep 7, 2019 | $1.01 | ||
| Sep 14, 2019 | $1.01 | ||
| Sep 21, 2019 | $1.01 | ||
| Sep 28, 2019 | $1.01 | ||
| Oct 5, 2019 | $1.01 | ||
| Oct 12, 2019 | $1.01 | ||
| Oct 19, 2019 | $1.01 | ||
| Oct 26, 2019 | $1.01 | ||
| Nov 2, 2019 | $1.01 | ||
| Nov 9, 2019 | $1.01 | ||
| Nov 16, 2019 | $1.01 | ||
| Nov 23, 2019 | $1.01 | ||
| Nov 30, 2019 | $1.01 | ||
| Dec 7, 2019 | $1.01 | ||
| Dec 14, 2019 | $1.01 | ||
| Dec 21, 2019 | $1.01 | ||
| Dec 28, 2019 | $1.01 | ||
| Jan 4, 2020 | $1.01 | ||
| Jan 11, 2020 | $1.01 | ||
| Jan 18, 2020 | $1.01 | ||
| Jan 25, 2020 | $1.01 | ||
| Feb 1, 2020 | $1.01 | ||
| Feb 8, 2020 | $1.01 | ||
| Feb 15, 2020 | $1.01 | ||
| Feb 22, 2020 | $1.01 | ||
| Feb 29, 2020 | $1.01 | ||
| Mar 7, 2020 | $1.01 | ||
| Mar 14, 2020 | $1.01 | ||
| Mar 21, 2020 | $1.01 | ||
| Mar 28, 2020 | $1.01 | ||
| Apr 4, 2020 | $1.01 | ||
| Apr 11, 2020 | $1.01 | ||
| Apr 18, 2020 | $1.01 | ||
| Apr 25, 2020 | $1.01 | ||
| May 2, 2020 | $1.01 | ||
| May 9, 2020 | $1.01 | ||
| May 16, 2020 | $1.01 | ||
| May 23, 2020 | $1.01 | ||
| May 30, 2020 | $1.01 | ||
| Jun 6, 2020 | $1.01 | ||
| Jun 13, 2020 | $1.01 | ||
| Jun 20, 2020 | $1.01 | ||
| Jun 27, 2020 | $1.01 | ||
| Jul 4, 2020 | $1.01 | ||
| Jul 11, 2020 | $1.01 | ||
| Jul 18, 2020 | $1.01 | ||
| Jul 25, 2020 | $1.01 | ||
| Aug 1, 2020 | $1.01 | ||
| Aug 8, 2020 | $1.01 | ||
| Aug 15, 2020 | $1.01 | ||
| Aug 22, 2020 | $1.01 | ||
| Aug 29, 2020 | $1.01 | ||
| Sep 5, 2020 | $1.01 | ||
| Sep 12, 2020 | $1.01 | ||
| Sep 19, 2020 | $1.01 | ||
| Sep 26, 2020 | $1.01 | ||
| Oct 3, 2020 | $1.01 | ||
| Oct 10, 2020 | $0.06 | ||
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