Bernard Kiprotich
Keringet, Kambinyasi Village, Kenya
91% repaid
Name
Bernard Kiprotich
Member since
May 2014
On-time repayments
77 installments • 87%
Dear Lenders and Zidisha Family,
My name is Bernard Kiprotich Towett. I come from Keringet village in Kuresoi district, Nakuru County. I recently graduated from university of Nairobi with a Bachelor of Science in physics. I am unemployed but work as a remedial volunteer teacher at Keringet Boys secondary. I teach Math’s and Physics. Since I am paid stipend which is not enough to cater for my needs, I have decided to venture in farming to raise more income. From my farming produce of Maize last year together with the poultry, I prepared a peas farm at Keringet waiting for the rainy season which I planted on June 10, 2014. I also prepared a half an acre of farm to plant pyre thrum. My hobbies include; athletics, traveling, community work, and exploring business ventures.
Dear potential lenders, first let me appreciate your generous contribution and zidisha community for the financial support to help raise income to entrepreneurs. I saved some money which I recently used to plant peas in an acre of farm at Keringet. They are due for weeding next week and seeking funds to facilitate the weeding, and pesticides. The peas have so far cost about USD 80. The loan will be a savior coming during this season. I intend to spend USD36 on weeding and USD20 on pesticides and flowering boosters. The current market of peas is USD0.4 and is expected to rise to above USD 0.7 per Kg by August. An acre is capable of producing over 1700 Kgs selling at about 680 at the current market price.
I have also prepared a half an acre for pyrethrum. I was given the seedlings free and need to cater for transport to the farm. Transporting to the farm will need USD40 and weeding will cost USD30. Pyrethrum is cheap to maintain since it is not affected by pests and diseases easily. Nakuru County has recently spent over USD9000 to support the pyrethrum farming within the county. The government is also planning to start a Pyrethrum factory plant. On maturity, (8 months) the flowers can be sold dry to the pyrethrum board at USD3.3 per Kg. Monthly produce is 60kgs selling at USD198. , I hope to expand the same by the end of the year to have about 3 acres. With the funds from Zidisha, with the poultry, and peas farm I see my dream is a dawning reality.
The peas have so far cost about USD 80. The loan will be a savior coming during this season. I intend to spend USD36 on weeding and USD20 on pesticides and flowering boosters. The current market of peas is USD0.4 and is expected to rise to above USD 0.7 per Kg by August. An acre is capable of producing over 1700 Kgs selling at about 680 at the current market price.
I have also prepared a half an acre for pyrethrum. I was given the seedlings free and need to cater for transport to the farm. Transporting to the farm will need USD40 and weeding will cost USD30. Pyrethrum is cheap to maintain since it is not affected by pests and diseases easily. Nakuru County has recently spent over USD9000 to support the pyrethrum farming within the county. The government is also planning to start a Pyrethrum factory plant. On maturity, (8 months) the flowers can be sold dry to the pyrethrum board at USD3.3 per Kg. Monthly produce is 60kgs selling at USD198. , I hope to expand the same by the end of the year to have about 3 acres. With the funds from Zidisha, with the poultry, and peas farm I see my dream is a dawning reality. Below is a simple budget i prepared for your preview. Thanking you in advance.
THE BUDGET
BUDGET
Pyrethrum Farm
Transport of Pyrethrum USD40
Weeding Pyrethrum USD30
Total USD70
PEAS FARM
Weeding peas USD35
Pests control USD25
Boosters USD20
Total USD80
GRAND TOTAL USD150
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$150.00
Date disbursed
Jun 24, 2014
Repayment status
Late
Projected term
18 months
Amount repaid
$169.98
Amount remaining
$16.35
Expected completion
Dec 23, 2015
Status
Repaying late
Installment amount
$39.60
Expected Payments | Actual Payments | ||
---|---|---|---|
Jul 2, 2014 | $5.64 | Jul 2, 2014 | $5.64 |
Jul 9, 2014 | $5.64 | Jul 2, 2014 | $0.17 |
Jul 10, 2014 | $5.47 | ||
Jul 16, 2014 | $5.64 | Jul 10, 2014 | $0.35 |
Jul 18, 2014 | $5.29 | ||
Jul 23, 2014 | $5.64 | Jul 18, 2014 | $0.52 |
Jul 31, 2014 | $5.12 | ||
Jul 30, 2014 | $5.64 | Jul 31, 2014 | $5.64 |
Aug 6, 2014 | $0.85 | Jul 31, 2014 | $0.85 |
Aug 13, 2014 | $3.49 | Jul 31, 2014 | $0.02 |
Aug 13, 2014 | $3.47 | ||
Aug 20, 2014 | $3.49 | Aug 13, 2014 | $0.02 |
Aug 21, 2014 | $3.47 | ||
Aug 27, 2014 | $3.49 | Aug 21, 2014 | $0.02 |
Aug 27, 2014 | $3.47 | ||
Sep 3, 2014 | $3.49 | Aug 27, 2014 | $0.02 |
Sep 4, 2014 | $3.47 | ||
Sep 10, 2014 | $0.00 | ||
Sep 17, 2014 | $0.90 | Sep 4, 2014 | $0.02 |
Sep 19, 2014 | $0.87 | ||
Sep 24, 2014 | $0.90 | Sep 19, 2014 | $0.90 |
Oct 1, 2014 | $0.90 | Sep 19, 2014 | $0.56 |
Oct 1, 2014 | $0.34 | ||
Oct 8, 2014 | $0.90 | Oct 1, 2014 | $0.48 |
Oct 10, 2014 | $0.42 | ||
Oct 15, 2014 | $0.90 | Oct 10, 2014 | $0.51 |
Oct 15, 2014 | $0.38 | ||
Oct 22, 2014 | $0.90 | Oct 15, 2014 | $0.43 |
Oct 27, 2014 | $0.47 | ||
Oct 29, 2014 | $0.90 | Oct 27, 2014 | $0.90 |
Nov 5, 2014 | $0.90 | Oct 27, 2014 | $0.27 |
Nov 6, 2014 | $0.63 | ||
Nov 12, 2014 | $0.90 | Nov 6, 2014 | $0.07 |
Nov 18, 2014 | $0.83 | ||
Nov 19, 2014 | $0.90 | Nov 18, 2014 | $0.90 |
Nov 26, 2014 | $0.90 | Nov 18, 2014 | $0.02 |
Nov 28, 2014 | $0.87 | ||
Dec 3, 2014 | $0.90 | Nov 28, 2014 | $0.87 |
Jan 10, 2015 | $0.02 | ||
Dec 10, 2014 | $0.90 | Jan 10, 2015 | $0.90 |
Dec 17, 2014 | $0.90 | Jan 10, 2015 | $0.90 |
Dec 24, 2014 | $0.90 | Jan 10, 2015 | $0.90 |
Dec 31, 2014 | $0.90 | Jan 10, 2015 | $0.90 |
Jan 7, 2015 | $0.90 | Jan 10, 2015 | $0.90 |
Jan 14, 2015 | $0.90 | Jan 10, 2015 | $0.90 |
Jan 21, 2015 | $0.90 | Jan 10, 2015 | $0.42 |
Feb 4, 2015 | $0.48 | ||
Jan 28, 2015 | $0.90 | Feb 4, 2015 | $0.90 |
Feb 4, 2015 | $0.90 | Feb 4, 2015 | $0.90 |
Feb 11, 2015 | $0.90 | Feb 4, 2015 | $0.90 |
Feb 18, 2015 | $0.90 | Feb 4, 2015 | $0.90 |
Feb 25, 2015 | $0.90 | Feb 4, 2015 | $0.90 |
Mar 4, 2015 | $0.90 | Feb 4, 2015 | $0.86 |
Mar 9, 2015 | $0.03 | ||
Mar 11, 2015 | $0.90 | Mar 9, 2015 | $0.90 |
Mar 18, 2015 | $0.90 | Mar 9, 2015 | $0.90 |
Mar 25, 2015 | $0.90 | Mar 9, 2015 | $0.50 |
Apr 9, 2015 | $0.40 | ||
Apr 1, 2015 | $0.90 | Apr 9, 2015 | $0.90 |
Apr 8, 2015 | $0.90 | Apr 9, 2015 | $0.90 |
Apr 15, 2015 | $0.90 | Apr 9, 2015 | $0.90 |
Apr 22, 2015 | $0.90 | Apr 9, 2015 | $0.90 |
Apr 29, 2015 | $0.90 | Apr 9, 2015 | $0.90 |
May 6, 2015 | $0.90 | Apr 9, 2015 | $0.90 |
May 13, 2015 | $0.90 | Apr 9, 2015 | $0.05 |
May 1, 2015 | $0.85 | ||
May 20, 2015 | $0.90 | May 1, 2015 | $0.90 |
May 27, 2015 | $0.90 | May 1, 2015 | $0.90 |
Jun 3, 2015 | $0.90 | May 1, 2015 | $0.90 |
Jun 10, 2015 | $0.90 | May 1, 2015 | $0.90 |
Jun 17, 2015 | $0.90 | May 1, 2015 | $0.90 |
Jun 24, 2015 | $0.90 | May 1, 2015 | $0.90 |
Jul 1, 2015 | $0.90 | May 1, 2015 | $0.76 |
Jun 13, 2015 | $0.14 | ||
Jul 8, 2015 | $0.90 | Jun 13, 2015 | $0.90 |
Jul 15, 2015 | $0.90 | Jun 13, 2015 | $0.90 |
Jul 22, 2015 | $0.90 | Jun 13, 2015 | $0.40 |
Sep 1, 2015 | $0.50 | ||
Jul 29, 2015 | $0.90 | Sep 1, 2015 | $0.90 |
Aug 5, 2015 | $0.90 | Sep 1, 2015 | $0.90 |
Aug 12, 2015 | $0.90 | Sep 1, 2015 | $0.90 |
Aug 19, 2015 | $0.90 | Sep 1, 2015 | $0.90 |
Aug 26, 2015 | $0.90 | Sep 1, 2015 | $0.90 |
Sep 2, 2015 | $0.90 | Sep 1, 2015 | $0.90 |
Sep 9, 2015 | $0.90 | Sep 1, 2015 | $0.90 |
Sep 16, 2015 | $0.90 | Sep 1, 2015 | $0.90 |
Sep 23, 2015 | $0.90 | Sep 1, 2015 | $0.90 |
Sep 30, 2015 | $0.90 | Sep 1, 2015 | $0.90 |
Oct 7, 2015 | $0.90 | Sep 1, 2015 | $0.90 |
Oct 14, 2015 | $0.90 | Sep 1, 2015 | $0.90 |
Oct 21, 2015 | $0.90 | Sep 1, 2015 | $0.38 |
Nov 12, 2015 | $0.51 | ||
Oct 28, 2015 | $0.90 | Nov 12, 2015 | $0.90 |
Nov 4, 2015 | $0.90 | Nov 12, 2015 | $0.90 |
Nov 11, 2015 | $0.90 | Nov 12, 2015 | $0.90 |
Nov 18, 2015 | $0.90 | Nov 12, 2015 | $0.90 |
Nov 25, 2015 | $0.90 | Nov 12, 2015 | $0.90 |
Dec 2, 2015 | $0.80 | Nov 12, 2015 | $0.80 |
Dec 9, 2015 | $23.26 | Nov 12, 2015 | $0.02 |
Dec 24, 2015 | $23.23 | ||
Dec 16, 2015 | $23.26 | Dec 24, 2015 | $23.26 |
Dec 23, 2015 | $39.60 | Dec 24, 2015 | $0.02 |
Jan 8, 2016 | $23.26 |
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