Peas and pyrethrum farming

Bernard Kiprotich

Keringet, Kambinyasi Village, Kenya

91% repaid

Follow ich How it Works

Entrepreneur

Name

Bernard Kiprotich

Member since

May 2014

On-time repayments

77 installments  •  87%

About Me

Dear Lenders and Zidisha Family,
My name is Bernard Kiprotich Towett. I come from Keringet village in Kuresoi district, Nakuru County. I recently graduated from university of Nairobi with a Bachelor of Science in physics. I am unemployed but work as a remedial volunteer teacher at Keringet Boys secondary. I teach Math’s and Physics. Since I am paid stipend which is not enough to cater for my needs, I have decided to venture in farming to raise more income. From my farming produce of Maize last year together with the poultry, I prepared a peas farm at Keringet waiting for the rainy season which I planted on June 10, 2014. I also prepared a half an acre of farm to plant pyre thrum. My hobbies include; athletics, traveling, community work, and exploring business ventures.

My Business

Dear potential lenders, first let me appreciate your generous contribution and zidisha community for the financial support to help raise income to entrepreneurs. I saved some money which I recently used to plant peas in an acre of farm at Keringet. They are due for weeding next week and seeking funds to facilitate the weeding, and pesticides. The peas have so far cost about USD 80. The loan will be a savior coming during this season. I intend to spend USD36 on weeding and USD20 on pesticides and flowering boosters. The current market of peas is USD0.4 and is expected to rise to above USD 0.7 per Kg by August. An acre is capable of producing over 1700 Kgs selling at about 680 at the current market price.
I have also prepared a half an acre for pyrethrum. I was given the seedlings free and need to cater for transport to the farm. Transporting to the farm will need USD40 and weeding will cost USD30. Pyrethrum is cheap to maintain since it is not affected by pests and diseases easily. Nakuru County has recently spent over USD9000 to support the pyrethrum farming within the county. The government is also planning to start a Pyrethrum factory plant. On maturity, (8 months) the flowers can be sold dry to the pyrethrum board at USD3.3 per Kg. Monthly produce is 60kgs selling at USD198. , I hope to expand the same by the end of the year to have about 3 acres. With the funds from Zidisha, with the poultry, and peas farm I see my dream is a dawning reality.

Loan Proposal

The peas have so far cost about USD 80. The loan will be a savior coming during this season. I intend to spend USD36 on weeding and USD20 on pesticides and flowering boosters. The current market of peas is USD0.4 and is expected to rise to above USD 0.7 per Kg by August. An acre is capable of producing over 1700 Kgs selling at about 680 at the current market price.
I have also prepared a half an acre for pyrethrum. I was given the seedlings free and need to cater for transport to the farm. Transporting to the farm will need USD40 and weeding will cost USD30. Pyrethrum is cheap to maintain since it is not affected by pests and diseases easily. Nakuru County has recently spent over USD9000 to support the pyrethrum farming within the county. The government is also planning to start a Pyrethrum factory plant. On maturity, (8 months) the flowers can be sold dry to the pyrethrum board at USD3.3 per Kg. Monthly produce is 60kgs selling at USD198. , I hope to expand the same by the end of the year to have about 3 acres. With the funds from Zidisha, with the poultry, and peas farm I see my dream is a dawning reality. Below is a simple budget i prepared for your preview. Thanking you in advance.
THE BUDGET
BUDGET
Pyrethrum Farm
Transport of Pyrethrum USD40
Weeding Pyrethrum USD30
Total USD70

PEAS FARM
Weeding peas USD35
Pests control USD25
Boosters USD20
Total USD80

GRAND TOTAL USD150

Feedback

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$150.00

Date disbursed

Jun 24, 2014

Repayment status

Late

Projected term

18 months

Lenders

A

arenk

Karlsruhe, Germany

AdamP

Sunnyvale, United States

A

AWhitefield

Ipswich, United Kingdom

Erica

Caledon, Canada

M

Morgue

Brighton, United Kingdom

Zal0m0n

Atlantis!!!! x), Mauritania

D

DavidJSmu

North Attleboro, MA, United States

Sarasota

Sarasota, Fl, United States

M

mrjamesg

London, United Kingdom

Matching Fund

Sterling, United States

Leonardia

Waddinxveen, Netherlands

Y

yaksari

Turkey

A

Anonymous

Germany

Ask Bernard Kiprotich a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Bernard Kiprotich    Dec 2, 2015

    I would like to clear the loan in the shortest available time since my project has just picked up.

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  • Bernard Kiprotich    Sep 12, 2014

    Dear Lenders,
    I am requesting to reschedule my loan installments. There are a lot of rains at the moment which encourage the weeds to thrive in my pyrethrum farm. I have spent a lot of money in weeding and it is really draining me given that I am not any close to harvesting them. I wish to be paying Sh. 77 per week but I will increase these installments once pyrethrum become productive.

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  • Bernard Kiprotich    Aug 6, 2014

    Dear Lenders and Zidisha team
    I have been lately been sick. I just recently finished malaria treatment. My mother was also sick and she has not recovered. I am requesting for reschedule of the repayment to resonate with my financial status now. I hope to reschedule the repayment as soon as possible and ensure i make payments in time.
    Kind regards
    Bernard Kiprotich Towett

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  • Bernard Kiprotich    Aug 3, 2014

    Dear Lenders and Zidisha family.
    I am posting to let you know that i am sick and currently undergoing through medication. I guess the cold rains come well to farming but has effects to health. My mother is also weak from cold and fever. All in all am grateful having a gift of a family as you. I wish you and family a wonderful weekend and good health.
    Bernard Kiprotich Towett

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  • Bernard Kiprotich    Jul 20, 2014

    Hallo Lenders, Zidisha and Friends
    Trusting that my uodate reaches you in good health,Keringet is fine and and experienves rains. My project is okay and glad for your support.
    Have a nice sunday evryone.

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  • Bernard Kiprotich    Jul 16, 2014

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  • Bernard Kiprotich    Jul 16, 2014

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    • Leonardia    Jul 16, 2014

      Wow great pictures! Thanks

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      • Bernard Kiprotich    Jul 17, 2014

        Thanks a lot Leonardia. I am grateful of your support. Those are the pyrethrum seedlings as they were transported to the farm. I have managed to plant an acre of the farm and its rainy here which is a plus to the flowers.Thanks for the support.

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  • Bernard Kiprotich    Jul 16, 2014

    Dear Lenders,
    I am indeed grateful for the support yo gave me when i was in need. I have since transported seedlings to the farm and successfully planted one and a half acres of pyrethrum.The rains are plenty;such a moment that favours the growth of the flowers. I am glad to have met such awonderful people.I will upload photos in a moment. Due to the internet problem here, I have had a hard time updating with photos. But i will communicate my success to you all. Thanks and God bless you.

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  • Bernard Kiprotich    Jun 24, 2014

    Dear Lenders and Zidisha team,
    I luck words to express my gratitude to you.By not mentioning names,I send my thanks to you all my Lenders and Zidisha team.Mr Ken Korir for introducing me,and all that have assisted in advicing me on my proposal.The money is God sent,coming now that i was not able to meet my expenses.I will get you updates and Photos of the farm.I would also like to assure you that i am going to fullfill the repayment schedule and work on the farm very well.I would like to wish you all the best and blessings all through.
    Reagards
    Bernard Kiprotich

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    • Korir    Jun 25, 2014

      Welcome bro. It's a pleasure having you here. Karibu

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  • Samwel    Jun 21, 2014

    niaje bena, cheki profile yangu nimepewa 50% within 30 hours and expect it to fill within the next 20 hours. fanya kuangalia details

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  • Bernard Kiprotich    Jun 20, 2014

    Dear Lenders an Zidisha team,
    Its rainy here at Keringet. I am very much thankful to all and sundry who have contributed to my loan so far.I would like to request more lenders to come in and help me raise the remaining USD140. The rains are here and am afraid am running short of time to meet the expenses in my farm. I have tried but in vain but still look forward to your assistance. May God bless you all and have a wonderful weekend.

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  • Simon    Jun 10, 2014

    Kuna siri kathaa hapa nitakwambia bena kama unatak loans... at the moment, Zidisha inatk seriousness thn before. please dhere to the following points:
    Cheka kwa picha yoyote unaweka hapa... otherwise, hawa watu siku hizi hupea watu wenye wnanasmile ama kucheka.
    pili, picha zko ziko clear. make sure zote ziko hivio.
    Tatu, enda kwa edit loan paage, be consistent... kam ni pyrethrum n pes, ongea juu ya hizo pekee for now. kama ni kuku, ongea mambo ya kuku pekee. ukimix zote wanasemanga uko confused.
    Further, biz yenye utaongea kuhusu, peanz hizo figures za revenue, expenses na profits.
    Also, lazima uongee hata kama ni two sentences explaining why your business is unique and has competitive edge in the target market.

    Lastly, keep on updating here on the loan page how the business of progressing.

    Otherwise, your application is not bad, only that for the time being, kuna challenges. All the best man.

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    • Bernard Kiprotich    Jun 11, 2014

      Thanks for the advise bro...bado nko mpya..weeding season is here. ntajaribu.Thanks big time....

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  • Bernard Kiprotich    Jun 10, 2014

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  • Bernard Kiprotich    Jun 10, 2014

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  • Bernard Kiprotich    Jun 10, 2014

    Dear Lenders,
    I recently applied for a loan of 12,822 USD 150 but time expired before it was fully fundend. I want to thank all my lenders and ask once more to help fund my project. I also welcome other lenders to help fund my farming projects and promise to owner the terms to the later.

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  • Bernard Kiprotich    Jun 10, 2014

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  • Bernard Kiprotich    Jun 3, 2014

    A section of my maize produce last year

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    • Bernard Kiprotich    Jun 11, 2014

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      • Bernard Kiprotich    Jun 11, 2014

        Dear lenders and Zidisha team, I have so far done the first weeding of the pea farm.This maize produce gave me money to start on a pea and pyrethrum farm in Keringet. I however experience a lot of challenges among them, expenses on maize farm was high as well as long period before harvest. In Keringet, one will have to wait for about a year to harvest. The place is cold and experiences a lot of rainfall. I settled on pea farming whose harvest is ready in four months...

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  • Bernard Kiprotich    May 29, 2014

    Eggs, eggs....

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