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Oluseye    May 12, 2020

I’ll be glad to get this loan as I really need it to get some foodstuffs at home today.. thank you so much

Oluseye    Jan 15, 2020

It was really of a great help, I appreciate it

Oluseye    Nov 18, 2019

Received the loan, I am getting some household stuffs with it and I’d surely pay back loan in a week.. thank you so much!!

• Lotus Flower    Nov 18, 2019

  Hello,
  
  I know it feels good to pay early, but here's something you may not know:
  
  It's actually not a good idea at Zidisha to pay ahead of schedule, unless you're absolutely certain you always could pay early or on time for every loan you ever take out here.
  
  The reason is because only on-time and late payments go into the calculation of the on-time repayment score (unless the policy has changed, but I haven't seen any announcement about any change to that policy).
  
  Keep in mind, too, that the on-time repayment percentage isn't just for one particular loan. It takes into consideration all on-time and late payments you've ever made from the time you first joined the platform and for all Zidisha loans you've ever had on your account.
  
  So, that would mean that if you're ever late, then not only your late payment(s) would hurt your on-time percentage, but also any early payments would hurt it, too.
  
  "On time" at Zidisha is defined as paying exactly on the due date or anytime within the ten-day grace-period after the due date. (Keep in mind that dates and times are according to the U.S.A. Eastern Time-Zone.)
  
  Thanks, and best wishes.

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Oluseye    Nov 16, 2019

The last loan really help out. as I used it for some home service payment.

Oluseye    Oct 8, 2019

The loan completed was very useful, as I was able to get some house hold amenities with it and paid back in time!