Phones and SIM cards

Timothy

Kitwe, Zambia

Expired

$121 to go

0% funded of $121 goal

0

days left

Entrepreneur

Name

Timothy

Member since

May 2017

On-time repayments

56 installments  •  79%

About Me

My name is Timothy Mkandawire born on February 24,1974 in Luwingu which is the outskirt of Kasama,Zambia.The town is on the northern part of Zambia.
During my tender age, I went to Luwingu Primary School between the years 1981-1987 where I did primary education.
After my completion of my primary education,I went to Luwingu Secondary school to further my senior level education between 1988-1991 and here I obtained my GCE Certificate at Grade 12 Level.
I recently got married to a very cute lady and we have a baby girl who is just one year old.
My wife is a teacher and myself am in calling cards and mobile money of all networks in Zambia. My photos can help to explain who am in business.

My Business

I am selfemproyerd,ARetailer for the three mobile service provides in our area, namely MTN,AIRTEL and ZAMTEL l sale simcards,airtime and phones.l do offer other services like SIM registration, simswap and mobilemoney transactions.l use the profits to support my family and reinvestment in growing my business.

Loan Proposal

My appreciations to Zidisha and the team,I am so grateful that,you have allowed me to be part of the Zidisha Community. Truly today,I would be re-posting my Zidisha loan application to your attention for funding.I would like to make phone orders before the stock goes out,the market is so good and fast.I will also add more calling cards and sim cards to carter for my customer's needs. I will be able to repay you on time without any delays at all as before.

Feedback

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Loan Info

Project Type

Classic Loan

Amount requested

$121.00

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  • Jesper    Apr 18, 2019

    Timothy has promised to start paying before end of this month. He explained that he had faced challenges in his business. Thanks

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  • Timothy    Dec 8, 2018

    I have some challenges with my business at the moment hence the need to reduce on the weekly repayments.

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  • Timothy    Nov 23, 2018

    The sales have dropped I have felled to pay the full instalment .

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  • Timothy    Nov 4, 2018

    Thank you lenders for intrusting me with your money l use it according to my loan proposal .My business will benefit a lot. Thank you.

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  • Timothy    Nov 3, 2018

    Thank you lenders, through your loans my life has changed and my family is very happy and my business is growing very fast.

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  • Timothy    Sep 29, 2018

    Thank you zidisha team and my Leander for the loan.l will use this loan as indicated in the loan proposal. Thank you once more

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  • Cliff    Sep 27, 2018

    Congratulations for completion of your previous loan

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  • Timothy    Sep 26, 2018

    Thank you zidisha team and my lenders i have just finished paying the last payment looking forward for the next loan.

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  • Cliff    Sep 22, 2018

    Big up, you are almost there, continue working hard

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  • Cliff    Sep 8, 2018

    Great working, I believe in u. U can do it

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  • Timothy    Sep 8, 2018

    Thank you zidasha team my lenders. The loan that you have given me l ordered new storck and business is moving on fine
    thanks.

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  • Cliff    Sep 5, 2018

    That's a good showed up, I believe you will make it up. May God bless you with your business

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  • Timothy    Sep 1, 2018

    Thank you zidisha team and lenders for funding my loan l will use this loan to order new storck as I indicated in the application .Thank you very much once more

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  • Timothy    Jul 15, 2018

    Dear Lenders,
    Thank you so much for your usual assistance and I will always be grateful as it really helping me to make progress in business now.
    May God bless you richly!!
    Best regards,
    Timothy Mkandawire.

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  • J    Jul 15, 2018

    Your loan is now fully funded. Please work on your “on-time repayment” score. It’s important to have a high score because such a loan is funded faster by the lenders.

    More info about how this core is calculated can be found here www.zidisha.org/forum-threa...

    Good luck with your business and please keep me posted.

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  • Timothy    Jul 12, 2018

    Thank you Treesforpeorpe for the confidence that have in me may God continue blessing you.

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  • Timothy    Jul 11, 2018

    Dear my lenders,thank you very much for the opportunity that you have given me by all the loans .my life and business has changed alot ,your loans are really helping me to fight my enemy which is poverty with your help l'm 100% sure that l will win.Thank you my lenders and zidisha team.

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  • Timothy    Jun 26, 2018

    hi my lenders I have just paid my first instalment.

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  • Timothy    Jun 13, 2018

    Dear Lenders,
    I have a complaint on my loan credit limit which is so slow in the sum of K315 why is it like this and yet I have been making repayments on time,I only missed/delayed the repayment when my loan was on MLF but I cancelled it.
    My loan has been fully funded but its not yet disbursed and its almost a week now waiting.
    Kindly,I need your assistance as soon as possible with my concerns.
    Kind regards,
    Timothy Mkandawire.

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    • J    Jun 14, 2018

      Dear Timothy,

      Your credit limit grows when your repayment score is 90% or higher. Yours is 82%.

      You can find an overview with the credit limit on your “your credit limit” page. (www.zidisha.org/current-credit). Before taking out a large loan, you must first build creditworthiness by repaying small test loans over a period of time.

      Please read this page because it gives information about increasing your credit limit over time and also provides info about a credit limit bonus.

      You should also reed this forum topic. www.zidisha.org/forum-threa...

      Good luck.

      Kind regards,
      Joost
      Team Zidisha

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  • Timothy    Jun 10, 2018

    Thank you my lenders for trusting me again with your money.l will use this loan to buy phones and my business will grow.Thank you zidisha team.

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