Photo paper and film for sale

Janepher Khisa

Kitui, Kenya

Funds disbursed

$0 to go

100% funded of $125 goal

0

days left

Entrepreneur

Name

Janepher Khisa

Member since

August 2015

On-time repayments

33 installments  •  0%

About Me

I was born in 1980 in a place known as Laikipia, and my parents were both casual labourers in the local Laikipia town.We moved from Laikipia to Eldoret then to Kitui where my father bought a small piece of land and we lived on his charcoal business.We always had food from this business and my parents tried their hardest to make us live well.I was in and out of school because of fees problems but i managed to complete my primary and secondary school and started doing charcoal business too where i would buy and sell charcoal from different dealers or from people who sold used construction timber.I saved enough money to start a shop selling photography material and added phones to my stock with time. I have been married for 8 years now and have three children.I like sports and whenever i have time i like watching drama series on tv.My children want to be a doctor,a teacher and a gymnast.

My Business

I buy photography material and resources such as film and lenses from Nairobi and resell them in Kitui town,i also buy and sell used phones from Nairobi and within Kitui then resell these at a profit in Kitui. On average i make around 60$ per month after paying the rent of 30$ per month and electricity bill which averages around 10$ per month.I chose this business after seeing the demand that wasnt met in Kitui town and which forced people to travel to the capital city Nairobi in order to buy these products.The phone business on the other hand is a high sales investment and i always get one client every day who wants to buy a new or used phone. The money i make is what i use to pay for my course,i am studying Nursing and hopefully will graduate next year.I am also helping my husband to pay fees for my children who are still in primary school.

Loan Proposal

I will buy photography papers worth 30$ and film worth 30$ ,after which i will sell the same and make a profit of 15$ on the photo papers while also making 20$ on the film which many people with analogue cameras here still prefer.With this profit i will buy more paper and film and will make at least 50$ profit every two weeks that i can bank in my savings account for my nursing fees. I know this will also help me to have a better education and to plan bigger things for my business.I am already training an orphan on how to be an entrepreneur so that i can at least change a life.

Feedback

None

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$124.40

Date disbursed

Aug 28, 2015

Repayment status

Late

Projected term

7 months

Cost to entrepreneur

Service fee: $5.17

Janepher opted to pay $41.52 into the Zidisha Members Loan Fund in return for a higher starting credit limit.

Lenders

J

jeffb

United States

V

vidarlil

Sandefjord, Norway

Kodzhamanov

Stamboliiski, Bulgaria

S

sirius

Lauterach, Austria

beverly

Vancouver, Canada

CharlieBfl

Vaduz, Liechtenstein

J

jjonas

berlin, Germany

Quentin

Toronto, Canada

Erica

Caledon, Canada

B

bopsquod

Seattle, Wa, United States

W

wordelsue

MIDWEST, United States

Cloudways

Malta, Malta

borscht

Golden, United States

B

bugsheep

Houston, United States

vinnio

Burlingame California, United States

countrygirl

Spring Green, United States

M

marcelitohb

Bremen, Germany

R

randy98109

Seattle, United States

Y

Yevrahs

Dallas, Texas, United States

R

ramlax

Kalamazoo, United States

Vintagebeeinc

Youngsville NC, United States

Shakid

Jingan, China

C

CloCkWeRX

Rosewater, Australia

Maxey

Amstelveen, Netherlands

A

alkemyst

Geneve, Switzerland

JC

Jordi Cohen

New York, NY, United States

A

Anette

Uppsala, Sweden

Z

zhihanchew1234

Tampin, Malaysia

K

KnutG

Bergen, Norway

B

BassFamily

Tremonton, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

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