Photocopier for efficient photocopying

Isack

Eldoret, Kenya

100% repaid

Entrepreneur

Name

Isack

Member since

June 2014

On-time repayments

93 installments  •  63%

About Me

I was born in 1991 as the sixth born in a family of nine. In 1995, our father died, leaving us in the hands of our beloved mother who tried the best she could to give us a reasonable life but she also passed away in 1997 leaving us with grandma who later died in the year 2015. Primary education was easy to come by since it was relatively affordable. Secondary education, however, was quite a challenge and I only managed to complete it with the help of well wishers. After completing my secondary education in 2009, my biggest dream was to acquire college education. However, this dream has been a big challange. In 2012, I moved to Eldoret in search of a job so that I could sponsor myself through college. I worked for a year and realized that I could not save enough to see me through college from my earnings. Therefore, after working for a year, I started a computer services business in which I provide typesetting, printing, design (business cards, certificates, invitation cards, etc.), and photography services to students from neighboring schools, colleges, as well as the general public. My business pays my bills and takes care of my other needs.
After succeeding in loan I requested at first, my business improved and I managed to join a professional course (ATC/CPA) course. I therefore see myself almost achieving my dream as far as education is concerned and I still have to say thanks a lot to Zidisha team.

My Business

As already pointed out, my business provides computer services such as typesetting, document printing, photocopying, design and printing of business cards, certificates as well as invitation cards. The business also provides photography services such as passport photos and normal photos to clients. Finally, the business also stocks and sells light stationery such as envelopes, pens, and plain papers, among others. Since I began the business, I had been using a three-in-one HP printer for printing and photocopying. However, I realized that the printer limits my ability to serve all my clients. It is quite slow and can only photocopy documents with large margins. As a result, I missed several earning opportunities that came my way on a typical day and to make matters worse, the clients got away disappointed. This reduced my margins because I share my supposed profits with others who could print high quality printouts. That brought about a strong need for a bigger and more efficient printer which I succeeded in purchasing (EPSON PRINTER).
Since my business has apparently grown up I need to meet all my customer's need and therefore need to buy a more efficient photocopier which can serve my clients in a required span of time to avoid disappointment to them.
KIOSERA PHOTOCOPIER is the best for such services since it has a DF programme which converts the papers automatically. I managed to open an M-PESA shop which is currently running, although I don't have enough float to make it competent to tompetitors.

Loan Proposal

Photocopier I need cost 781$ of which I'll add on top of what I have saved to purchase it. It will help me serve my customers efficiently so that I can all ways be their customer. My business will improve since I'll not waste my client's time to leave me for others but then maximise in income which will be above what I get now

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$129.00

Date disbursed

Dec 28, 2015

Repayment status

On Time

Projected term

6 weeks

Lenders

cyrus0302

San Francisco, United States

ErikN

Stockholm, Sweden

fairspirit

Utrecht, Netherlands

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

dlpringle

Denver, United States

pvilliger

Zurich, Switzerland

mepster

San Francisco, Ca, United States

DR

Daniel R

Berlin, Germany

Jennifer Weber

Canandaigua, Ny, United States

B

Brent

United States

J

Juan

Netherlands

Elise E

United States

P

patrice59

United Arab Emirates

P

patrice60

United Arab Emirates

P

patrice54

United Arab Emirates

P

patrice58

United Arab Emirates

P

patrice61

United Arab Emirates

Ask Isack a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Isack    Mar 21, 2016

    I have to apologize for the inconviniencec i've cost in my repayment. I have been in hard situation since I added my float to my M-Pesa account. Some amount accidentally got lost and that has sluggish my business. For that reason therefore I would wish to reduce my payment rate to Ksh 500 per week untill when it will pick up. Please bear with me

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  • Isack    Feb 22, 2016

    I will use my loan to add float for my M-Pesa, this will improve my services since it will be competent. I have to say thank you for the loan you've funded me.

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  • Isack    Feb 12, 2016

    For the loan I just finished paying helped me to add my stationary stock since it could not be enough for the machine I wanted but I hope next time I will be able to purchase the best machine to keep on my business in its competitive advantage

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  • Isack    Feb 12, 2016

    I would like to thank the Zidisha team for the support you've given me. Since you started supporting me financially I have actually made a step. At the moment I have installed an M-PESA which is running and is actually doing well. All these are as a result of your support and I have to say thank you.

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  • Isack    Jan 27, 2016

    This year is a year of improvement and I'm looking forward to improve my business hopping that you will give me support. Otherwise your organization is doing well and I'm glad to say thank you.

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  • Isack    Jan 15, 2016

    I would like to ask how you calculate on time repayment %ge because I pay on time but I still have 83% on time repayment which I fail to understand

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  • Isack    Jan 15, 2016

    Accept my heartfelt appreciation since your organization has done a lot to me. I'm glad to say that my business is in constant growth with your support microms. I wold just recommend that you continue with the same spirit.

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  • Isack    Dec 28, 2015

    Thank you Zidisha team... I have received the amount you disbursed to my account

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  • Isack    Oct 19, 2015

    I deposited cash in my Zidisha account through the information below but I have not seen any response so please may you tell me whether it was credited or not because even if I check my repayment schedule I don't see the amount :
    (JJF49PHTNG and the amount was Ksh. 4400 paid on 15/10/2015 at 3:56 PM in this account: 0708461785)

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  • Isack    Oct 15, 2015

    Since my business is now doing well I intend to increase my repayment amount as above

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  • Isack    Sep 25, 2015

    Attached is the printer I purchased and it's really boosting my business, I therefore have to thank you and encourage that you have the same spirit.

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  • Isack    Sep 9, 2015

    Amaizing Zidisha thanx to you. My business is now doing well because of your help. The printer I purchased has done me wonders and I have to thank you. Continue with that spirit.

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  • Isack    Sep 8, 2015

    Since my business is doing abit well, I wish to increase my repayment rate as indicated above

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  • Isack    Sep 3, 2015

    Although some few days back I hard financial technicalities now my business has catch up alittle and I wish to increase my loan payment as above.
    Thanx

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  • Isack    Jun 3, 2015

    I wish to adjust my installment by increasing it by half of the current installment. this is because my business has slightly improved in terms of service rates.
    The printer I purchased have made improvement in my business and I have to say thank you to Zidisha team.

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  • Isack    Jun 3, 2015

    Hi Zidisha team, I still have to say thanks for your programme. The printer I purchased have elevated me in terms of business. I am doing well and have improved my services to my customers.

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  • Isack    Feb 7, 2015

    It has ever been efficient to me since I joined Zidisha micro finance since allot has happened... thank you Zidisha. Since I purchased my printer I find it so easy to do my business because its so economical. I therefore encourage you to continue with the same spirit.

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  • bconrad    Dec 1, 2014

    Dear Lenders,

    Due to a data entry error, a payment from Isack on November 21st was entered multiple times erroneously. Once this error is fixed in our system, the funds in your lender accounts will decrease accordingly. We apologize for this error and any inconvenience it causes you!

    Thank you,
    Bayle, Country Liaison Manager

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  • Isack    Sep 1, 2014

    As I posted in my profile, I already purchased the printer and it will be in use in a few days time. However, at the moment business is slightly slow because schools had closed down for the August holidays. They will resume in early September but business will only pick up towards the end of September because it is at that time that students will start having assignments to be worked on. That is why I have rescheduled the loan to a figure that I can pay comfortably at the moment. I will pay bigger installments when business picks up.

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  • Isack    Aug 31, 2014

    Receive my heartfelt appreciation MICROMZ (165) together with all the other lenders for the confidence you have shown in me. I already purchased the printer and I am so excited about it. I will start using it in a few days time.

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