Business selling potatoes

Mwenda Kaluwaji

Lusaka, Zambia

10% repaid



Mwenda Kaluwaji


Lusaka, Zambia

On-time repayments

237 weekly installments  •  69%

About Me

My full name is Mwenda Kaluwaji aged 31 male based in Lusaka Zambia. I grew up in a huge family where we had to share every little we had. Completed my high school back in the year 2006 then went on to pursue a course in business management which has always been my passion. Well after College I got a job at Entrepreneurs Financial Centre (EFC Zambia) one of the leading micro-finance organisation in Zambia. I was hired as a Sales Representative. Unfortunately the job did not last as expected ,but since I had saved some money I decided to start a business from the experience I got interacting with entrepreneurs from different walks of life and backgrounds. I later decided to venture into a profit making business till to date.
The uniqueness of my country is that it has about 60 percent of water-bodies of southern Africa contained in Zambia.
I envision my children to grow up in a modern city so as to ease and increase opportunities for them to pursue careers that they will be passionate about and ultimately be relevant in society.
And lastly, my hobbies include but not limited to reading and travelling.

My Business

My business is growing by the day and i have just ventured into potato selling.

This type of business is on demand because of growing fast foods restaurants around.

Having gained experience in running businesses i have decided to diversify into potato selling because of low cost of running it and also having access to my daily profits will help me plan well for growth plus during winter sales for potatos go up hence taking up this business during the gold rush season.

My typical costs range from paying rent $50 for my shop monthly, i have only employee who helps me when i go out to do other errands and so salary lunch plus transport is costing to $100 then also ordering of poatoes costs every week $200

The previous loan has really helped me stabalise my savings. the loan im applying for will greatly help me boost my stock through profits to reinvest in the business for more growth, i will also manage to pay for my degree program which im starting next month and manage other expenses.

Loan Proposal

To my lenders the funds will assist me greatly i will be able to order my potatos on time as aswell as pay my rentals and also pallets where to put my stock when selling this will cost me around $200

The benefit is that im creating another stream of income for myself and also creating employment to my fellow youth.

because of the demand and location of my business i expect my businesss profit to increase by 20% as i start.

Income Source

Considering that business face challenges its inevitable i have planned that from my weekly profits which will be eanerd throug my sells i have put aside an amount to repay my loan on time and also because these are daily sells i will be making planing and saving will be flexible






Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Jul 3, 2021

Repayment status


Projected term

6 months

Cost to entrepreneur

Service fee: 5% of $385.66 = $27.04

Credit risk payment: $108.15



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  • Mwenda Kaluwaji    Oct 21, 2021

    This will help me manage to be upto date with payment before i start paying agreed amount or more.

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  • Mwenda Kaluwaji    Sep 27, 2021

    being behind with payments the amount will help me pay this friday to eventually be at par with balance due

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  • Mwenda Kaluwaji    Sep 6, 2021

    i will be able to pay this on time before i get back to my normale schdule amount. sales are picking now on my business.

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  • Mwenda Kaluwaji    Aug 9, 2021

    i would like to continue paying at the 220 amount till month end and its affordable to repay if i missed a day or two

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  • Mwenda Kaluwaji    Jul 16, 2021

    i will manage to pay this amount so i do not miss payment date then increase again

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  • Mwenda Kaluwaji    Jul 6, 2021

    This is to confirm that I received the correct amount and I'm grateful

    I have currently made an order of potatoes having them delivered tomorrow with the same money

    To my lenders thank you for supporting my project and helping me to grow my business I'm forever thankful

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  • Mwenda Kaluwaji    Jul 3, 2021

    Thank you to all my lenders

    The money will help me buy more stock of potatoes and also pallets were I will be able to store my potatoes this will cost me $217 the remainder will help me order drinks to add to my daily sales

    This money will help me stablize my income and also assist me in my education as I start doing my degree programmes

    To my lenders thank you for the continued support and for making my project possible

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  • ME    Jun 30, 2021

    Nice job finding a growing area to invest in, good luck!

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  • Mwenda Kaluwaji    Jun 26, 2021

    Firstly i just want to thank Zidisha for the continued support i have received over the years i have been with them.

    The loan has helped me build my business my savings have stabalised by 30% i also managed to purchase a booth which is currently used for mobile money

    The other achievement is that much of the profits i have made is going to pay for my degree programe which im starting next month

    Im really grateful to the Lenders and plan on using the next funds to reinvest in my business for continuous growth

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  • Mwenda Kaluwaji    May 12, 2021

    Im ready to complete repaying my loan so I can apply for another ence want to increase my repayment amount thank you for the flexibility Zidisha offers for repayment

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  • Mwenda Kaluwaji    Apr 23, 2021

    It's flexibile to manage paying but will do a once off payment to clear all the coming weeks

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  • Ramsay Banda    Apr 6, 2021

    I spoke to Mwenda, He said he repaid but his repayment has not yet reflected. Thank you.

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  • Mwenda Kaluwaji    Mar 23, 2021

    Had some theft at my shop hence the delay to finish quickly but will pay and finish soon

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  • Magret Phiri    Feb 27, 2021

    He said payment will be made soon.

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  • Mwenda Kaluwaji    Feb 19, 2021

    Thank you for the continued support and understanding as the repayment still remains and will want to complete it sooner

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  • Joachim Mumba    Feb 7, 2021

    He has said he will pay soon

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  • Mwenda Kaluwaji    Jan 22, 2021

    The actual repayment amount is high hence the reduction to manage to complete eventually soon

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  • Mwenda Kaluwaji    Jan 8, 2021

    Will make payment of 119 in my next 2 payments aswell then increase from there

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  • Mwenda Kaluwaji    Jan 7, 2021

    After making a payment this amount will help me manage to pay back on time as I continue reducing the balance

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  • Joachim Mumba    Jan 6, 2021

    I have talked to him and he said he start making payments soon,he is currently experiencing some problems with his business

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