Name
Robert
Member since
April 2014
On-time repayments
270 installments • 31%
I was born 40years ago, in Misori Village, Usenge Sub-Location, West Yimbo Ward, of Siaya County. I went to school in 80's and Mid 90's. After my high school I joined my uncles in fishing business which I did for half a decade. I made enough savings from fishing which I used to start a barber shop which I operate to-date besides owning few boats that supplements my earnings and providing food for the family.
I am married and am blessed with two children, am a Christian and God fearing man. I want to start poultry farming to supplement my earnings, with this i will supply both broilers and eggs to the market for sale, and i hope this will give me extra cash to pay the loan with much ase.
Having been brought up within Lake Victoria region, I joined fishing industry immediately after high school. I then used my savings to start a barber shop which I run alongside owning a fishing vessel. Both businesses face various challenges. The fishing industry requires a lot of human resource as much as financial, the fishing gears needs frequent repairs and upgrading for a better catch. The barber shop business has gone digital with customers demanding better services, latest styles, head/ neck massage and hair treatment as well. All these requires reliable source of income to maintain the business to customers satisfaction. I have improved my businesses by upgrading fishing gears and shaving materials, keeping the environment clean and attractive while maintaining customer relations.
Jointly I earn an average of $675 per month. My total bill costs $222, my salary $205. As a Christian I pay 10% tithe to the church ($68), I use $145 for upgrading the businesses and $35 for emergency. From my salary I save $15, and spend further $147 in paying school fee and meeting other family obligations (such as food, clothing, and basic health care). The remainder is my entertainment; I will use part of this money plus some savings and surplus from increased proceeds to repay the loan.
I want to put up a modern barber shop increase the number of machines and human resources, increase the number of vessels and fishing gears as well. I believe with Zidisha as my financial partner the sky is the limit.
Poultry keeping is a viable farming business where you buy day old chicks, keep them for a month then they start laying eggs. Due to the demand for eggs I will supply the shops and families within. I will also sell boilers to ready market for meat. I want to start poultry keeping to supplementing my barber shop business; I will let my wife take care of the poultry while I look after the barber shop. After a moth the layers will be ready for laying eggs and this will enable have additional funds from the sale of eggs and broilers for meat. I hope this will help me pay my loan weekly without any difficulty.
I will first construct a simple poultry house which will cost $100; I will then buy twenty chicks ( ten layers and ten broilers) at $8; I will use $25 for the poultry feed and another $ 10 for treatment; the balance $7will be transportation.
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$150.00
Date disbursed
May 3, 2014
Repayment status
On Time
Projected term
21 months
Other loans
Amount repaid
$175.80
Amount remaining
$0.00
Date repaid
Jun 29, 2015
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
May 12, 2014 | $3.48 | May 12, 2014 | $3.48 |
May 19, 2014 | $3.48 | May 20, 2014 | $3.48 |
May 26, 2014 | $3.48 | May 27, 2014 | $3.48 |
Jun 2, 2014 | $3.48 | Jun 2, 2014 | $3.48 |
Jun 9, 2014 | $3.48 | Jun 9, 2014 | $3.48 |
Jun 16, 2014 | $3.48 | Jun 19, 2014 | $3.48 |
Jun 23, 2014 | $3.48 | Jul 3, 2014 | $3.48 |
Jun 30, 2014 | $3.48 | Jul 3, 2014 | $3.48 |
Jul 7, 2014 | $3.48 | Jul 7, 2014 | $3.48 |
Jul 14, 2014 | $3.48 | Jul 21, 2014 | $3.48 |
Jul 21, 2014 | $3.48 | Jul 23, 2014 | $3.48 |
Jul 28, 2014 | $3.48 | Jul 30, 2014 | $3.48 |
Aug 4, 2014 | $3.48 | Aug 8, 2014 | $3.48 |
Aug 11, 2014 | $3.48 | Aug 14, 2014 | $3.48 |
Aug 18, 2014 | $3.48 | Aug 24, 2014 | $3.48 |
Aug 25, 2014 | $3.48 | Aug 31, 2014 | $3.48 |
Sep 1, 2014 | $3.48 | Sep 4, 2014 | $3.48 |
Sep 8, 2014 | $3.48 | Sep 16, 2014 | $3.48 |
Sep 15, 2014 | $3.48 | Sep 25, 2014 | $3.48 |
Sep 22, 2014 | $3.48 | Sep 30, 2014 | $3.48 |
Sep 29, 2014 | $3.48 | Sep 30, 2014 | $3.36 |
Oct 18, 2014 | $0.12 | ||
Oct 6, 2014 | $3.48 | Oct 18, 2014 | $3.36 |
Oct 22, 2014 | $0.12 | ||
Oct 13, 2014 | $3.48 | Oct 22, 2014 | $3.36 |
Oct 27, 2014 | $0.12 | ||
Oct 20, 2014 | $3.48 | Oct 27, 2014 | $3.48 |
Oct 27, 2014 | $3.48 | Oct 27, 2014 | $3.36 |
Nov 4, 2014 | $0.12 | ||
Nov 3, 2014 | $3.48 | Nov 4, 2014 | $3.34 |
Dec 1, 2014 | $0.14 | ||
Nov 10, 2014 | $3.48 | Dec 1, 2014 | $3.48 |
Nov 17, 2014 | $3.48 | Dec 1, 2014 | $3.34 |
Dec 26, 2014 | $0.14 | ||
Nov 24, 2014 | $3.48 | Dec 26, 2014 | $3.48 |
Dec 1, 2014 | $3.48 | Dec 26, 2014 | $3.48 |
Dec 8, 2014 | $3.48 | Dec 26, 2014 | $3.48 |
Dec 15, 2014 | $3.48 | Dec 26, 2014 | $3.34 |
Feb 2, 2015 | $0.14 | ||
Dec 22, 2014 | $0.05 | Feb 2, 2015 | $0.05 |
Dec 29, 2014 | $0.00 | ||
Jan 5, 2015 | $0.00 | ||
Jan 12, 2015 | $0.00 | ||
Jan 19, 2015 | $0.00 | ||
Jan 26, 2015 | $0.00 | ||
Feb 2, 2015 | $1.18 | Feb 2, 2015 | $0.99 |
Feb 9, 2015 | $0.19 | ||
Feb 9, 2015 | $1.18 | Feb 9, 2015 | $0.99 |
Feb 17, 2015 | $0.19 | ||
Feb 16, 2015 | $1.18 | Feb 17, 2015 | $0.99 |
Feb 23, 2015 | $0.19 | ||
Feb 23, 2015 | $1.18 | Feb 23, 2015 | $0.99 |
Mar 2, 2015 | $0.19 | ||
Mar 2, 2015 | $1.18 | Mar 2, 2015 | $1.18 |
Mar 9, 2015 | $1.18 | Mar 2, 2015 | $1.18 |
Mar 16, 2015 | $1.18 | Mar 2, 2015 | $1.18 |
Mar 23, 2015 | $1.18 | Mar 2, 2015 | $1.18 |
Mar 30, 2015 | $1.18 | Mar 2, 2015 | $0.99 |
Apr 5, 2015 | $0.19 | ||
Apr 6, 2015 | $1.18 | Apr 5, 2015 | $0.99 |
Apr 12, 2015 | $0.19 | ||
Apr 13, 2015 | $1.18 | Apr 12, 2015 | $0.99 |
Apr 18, 2015 | $0.19 | ||
Apr 20, 2015 | $1.18 | Apr 18, 2015 | $1.18 |
Apr 27, 2015 | $1.18 | Apr 18, 2015 | $1.18 |
May 4, 2015 | $1.18 | Apr 18, 2015 | $0.99 |
Apr 27, 2015 | $0.19 | ||
May 11, 2015 | $1.18 | Apr 27, 2015 | $1.18 |
May 18, 2015 | $1.18 | Apr 27, 2015 | $0.99 |
May 3, 2015 | $0.19 | ||
May 25, 2015 | $1.18 | May 3, 2015 | $0.99 |
May 16, 2015 | $0.19 | ||
Jun 1, 2015 | $1.18 | May 16, 2015 | $0.99 |
Jun 1, 2015 | $0.19 | ||
Jun 8, 2015 | $1.18 | Jun 1, 2015 | $1.18 |
Jun 15, 2015 | $1.18 | Jun 1, 2015 | $1.18 |
Jun 22, 2015 | $1.18 | Jun 1, 2015 | $0.99 |
Jun 25, 2015 | $0.19 | ||
Jun 29, 2015 | $1.18 | Jun 25, 2015 | $1.18 |
Jul 6, 2015 | $1.18 | Jun 25, 2015 | $1.18 |
Jul 13, 2015 | $1.18 | Jun 25, 2015 | $1.18 |
Jul 20, 2015 | $1.18 | Jun 25, 2015 | $1.18 |
Jul 27, 2015 | $1.18 | Jun 25, 2015 | $1.18 |
Aug 3, 2015 | $1.18 | Jun 25, 2015 | $1.18 |
Aug 10, 2015 | $1.18 | Jun 25, 2015 | $1.18 |
Aug 17, 2015 | $1.18 | Jun 25, 2015 | $1.18 |
Aug 24, 2015 | $1.18 | Jun 25, 2015 | $1.18 |
Aug 31, 2015 | $1.18 | Jun 25, 2015 | $1.18 |
Sep 7, 2015 | $1.18 | Jun 25, 2015 | $1.18 |
Sep 14, 2015 | $1.18 | Jun 25, 2015 | $1.18 |
Sep 21, 2015 | $1.18 | Jun 25, 2015 | $1.18 |
Sep 28, 2015 | $1.18 | Jun 25, 2015 | $1.18 |
Oct 5, 2015 | $1.18 | Jun 25, 2015 | $1.18 |
Oct 12, 2015 | $1.18 | Jun 25, 2015 | $1.18 |
Oct 19, 2015 | $1.18 | Jun 25, 2015 | $0.80 |
Jun 29, 2015 | $0.38 | ||
Oct 26, 2015 | $1.18 | Jun 29, 2015 | $1.18 |
Nov 2, 2015 | $1.18 | Jun 29, 2015 | $1.18 |
Nov 9, 2015 | $1.18 | Jun 29, 2015 | $1.18 |
Nov 16, 2015 | $1.18 | Jun 29, 2015 | $1.18 |
Nov 23, 2015 | $1.18 | Jun 29, 2015 | $1.18 |
Nov 30, 2015 | $1.18 | Jun 29, 2015 | $1.18 |
Dec 7, 2015 | $1.18 | Jun 29, 2015 | $1.18 |
Dec 14, 2015 | $1.18 | Jun 29, 2015 | $1.18 |
Dec 21, 2015 | $1.18 | Jun 29, 2015 | $1.18 |
Dec 28, 2015 | $1.18 | Jun 29, 2015 | $1.18 |
Jan 4, 2016 | $1.18 | Jun 29, 2015 | $1.18 |
Jan 11, 2016 | $1.18 | Jun 29, 2015 | $1.18 |
Jan 18, 2016 | $1.18 | Jun 29, 2015 | $1.18 |
Jan 25, 2016 | $1.18 | Jun 29, 2015 | $1.18 |
Feb 1, 2016 | $1.18 | Jun 29, 2015 | $1.18 |
Feb 8, 2016 | $1.96 | Jun 29, 2015 | $1.79 |
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