Entrepreneur
Name
Jane
Member since
February 2015
On-time repayments
210 installments • 63%
About Me
I am Jane Wangari Nbembei, born on Christmas day of the year 1980 in Nyeri county. Born in a family of four, two boys and two girls. The last born died in the 2004.
Our childhood had a lot of challenges because our parents separated and our father left us under the care of our mother. And since she could not afford to pay for our education, she took the three of us in a children's home. Our young brother remained with her because he was too young to be left in a home.
In that home, we underwent through a lot of challenges because the funds that were supposed to benefit the needy children ended up in pockets of a few individuals. But when the donors were coming to visit, we were given new clothes and new beddings as a cover up. Life was difficult, but all the same we managed to go through schooling up to grade 8.
I am married and we have four children, two in high school and one in primary and the last one has not joined school yet. My husband bought me a dairy cow so that I can manage it to assist us with some expenses. Since I got it, I have learned a lot about dairy cows. When free, I find more satisfaction in at least helping even one person, maybe with some work or even advice on what I know.
My Business
Dairy business is very challenging, especially during the dry season. It is the first dry season I have the cow and I was not well prepared for it. The production has dropped drastically because I don't have enough hay. Milk production has come down up to four liters a day from what I used to get: before the drought was seven liters a day. Milk is always in great demand, especially in the dry season, and we fetch a good price.
A liter goes for Kshs. 50, so four liters gets kshs. 200, and the cost that I use per day is kshs. 150.
If I happen to get funded, I can channel the whole amount into buying hay because if I do it in bulk, I will get a cheaper deal which will increase my profit.
Loan Proposal
I will use the money to buy feed, vaccination and medications for my chicks. I bought 50 and they are three weeks old. The only challenge is feed and if am able to buy in bulk it will save me alot. Rearing indiginous birds is not as challenging as exotic ones. I will supplement their feed with kitchen waste.
About Me
I am Jane Wangari Nbembei, born on Christmass day of the year 1980 in Nyeri county. Born in a family of four, two boys and two girls. The last born died in the 2004.
Our childhood had a lot of challenges because our parents separated and our father left us under the care of our mother. And since she could not afford to pay for our education, she took the three of us in a children's home. Our young brother remained with her because he was too young to be left in a home.
In that home, we underwent through a lot of challenges because the funds that were supposed to benefit the needy children ended up in pockets of a few individuals. But when the donors were coming to visit, we were given new clothes and new beddings as a cover up. Life was difficult, but all the same we managed to go through schooling up to grade 8.
Am married and we have four children, two in high school and one in primary and the last one has not joined school yet. My husband bought me a dairy cow so that I can manage it to assist us with some expenses. Since I got it, I have learned a lot about dairy cows. When free, I find more satisfaction in at least helping even one person, may be with some work or even advice on what I know.
My Business
I started chicken eggs business after my Dairy Cow was running at a loss. This business is good because I also have some chickens that am raising and when they start laying am planning to grow this business.
On average I am able to sell 30 trays of eggs per week therefore making a profit of USD 15 per week. Am using this profit to help buy for my children some things they require in school and cultivate the rest into the business. am planning with time to grow this business and start selling eggs in a whole sale in other towns apart from the one we are in.
Am planning when this business grows to in co-operate it with raising chicken so that I can sell eggs from my own butch which will maximize the profit. Hope to grow step by step with Zidisha in this journey.
Loan Proposal
I will use the money to buy feed, vaccination and medications for my chicks. I bought 50 and they are three weeks old. The only challenge is feed and if am able to buy in bulk it will save me alot. Rearing indiginous birds is not as challenging as exotic ones. I will supplement their feed with kitchen waste.
Feedback
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Loan Info
Project Type
Classic Loan
Disbursed amount
$91.00
Date disbursed
Nov 13, 2016
Repayment status
On Time
Projected term
17 months
Other loans
Lenders
Summary
Amount repaid
$91.00
Amount remaining
$0.00
Date repaid
Oct 5, 2017
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Nov 20, 2016 | $3.02 | Nov 23, 2016 | $3.02 |
| Nov 27, 2016 | $3.02 | Nov 23, 2016 | $3.02 |
| Dec 4, 2016 | $3.02 | Dec 5, 2016 | $3.02 |
| Dec 11, 2016 | $3.02 | Dec 9, 2016 | $3.02 |
| Dec 18, 2016 | $3.02 | Dec 21, 2016 | $3.02 |
| Dec 25, 2016 | $3.02 | Dec 21, 2016 | $3.02 |
| Jan 1, 2017 | $3.02 | Dec 31, 2016 | $3.02 |
| Jan 8, 2017 | $0.34 | Dec 31, 2016 | $0.34 |
| Jan 15, 2017 | $1.01 | Jan 17, 2017 | $1.01 |
| Jan 22, 2017 | $1.01 | Jan 24, 2017 | $1.01 |
| Jan 29, 2017 | $1.01 | Jan 24, 2017 | $1.01 |
| Feb 5, 2017 | $2.01 | Feb 5, 2017 | $2.01 |
| Feb 12, 2017 | $0.00 | ||
| Feb 19, 2017 | $1.01 | Feb 22, 2017 | $1.01 |
| Feb 26, 2017 | $1.01 | Mar 8, 2017 | $1.01 |
| Mar 5, 2017 | $1.01 | Mar 10, 2017 | $1.01 |
| Mar 12, 2017 | $1.01 | Mar 13, 2017 | $1.01 |
| Mar 19, 2017 | $1.01 | Mar 16, 2017 | $1.01 |
| Mar 26, 2017 | $1.01 | Mar 29, 2017 | $1.01 |
| Apr 2, 2017 | $1.01 | Apr 7, 2017 | $1.01 |
| Apr 9, 2017 | $1.01 | Apr 17, 2017 | $1.01 |
| Apr 16, 2017 | $1.01 | Apr 20, 2017 | $1.01 |
| Apr 23, 2017 | $1.01 | Apr 24, 2017 | $1.01 |
| Apr 30, 2017 | $1.01 | Apr 24, 2017 | $1.01 |
| May 7, 2017 | $1.01 | May 3, 2017 | $1.01 |
| May 14, 2017 | $1.01 | May 16, 2017 | $1.01 |
| May 21, 2017 | $1.01 | May 24, 2017 | $1.01 |
| May 28, 2017 | $1.01 | Jun 1, 2017 | $1.01 |
| Jun 4, 2017 | $1.01 | Jun 6, 2017 | $1.01 |
| Jun 11, 2017 | $1.01 | Jun 12, 2017 | $1.01 |
| Jun 18, 2017 | $1.01 | Jun 16, 2017 | $1.01 |
| Jun 25, 2017 | $1.01 | Jun 21, 2017 | $1.01 |
| Jul 2, 2017 | $1.01 | Jun 22, 2017 | $1.01 |
| Jul 9, 2017 | $1.01 | Jun 25, 2017 | $1.01 |
| Jul 16, 2017 | $1.01 | Jun 26, 2017 | $1.01 |
| Jul 23, 2017 | $1.01 | Jun 29, 2017 | $1.01 |
| Jul 30, 2017 | $1.01 | Jul 2, 2017 | $1.01 |
| Aug 6, 2017 | $1.01 | Jul 18, 2017 | $1.01 |
| Aug 13, 2017 | $1.01 | Jul 25, 2017 | $1.01 |
| Aug 20, 2017 | $1.01 | Aug 4, 2017 | $1.01 |
| Aug 27, 2017 | $1.01 | Aug 23, 2017 | $1.01 |
| Sep 3, 2017 | $1.01 | Sep 29, 2017 | $1.01 |
| Sep 10, 2017 | $1.01 | Oct 3, 2017 | $1.01 |
| Sep 17, 2017 | $1.01 | Oct 3, 2017 | $1.01 |
| Sep 24, 2017 | $1.01 | Oct 3, 2017 | $1.01 |
| Oct 1, 2017 | $1.01 | Oct 5, 2017 | $1.01 |
| Oct 8, 2017 | $1.01 | Oct 5, 2017 | $1.01 |
| Oct 15, 2017 | $1.01 | Oct 5, 2017 | $1.01 |
| Oct 22, 2017 | $1.01 | Oct 5, 2017 | $1.01 |
| Oct 29, 2017 | $1.01 | Oct 5, 2017 | $1.01 |
| Nov 5, 2017 | $1.01 | Oct 5, 2017 | $1.01 |
| Nov 12, 2017 | $1.01 | Oct 5, 2017 | $1.01 |
| Nov 19, 2017 | $1.01 | Oct 5, 2017 | $1.01 |
| Nov 26, 2017 | $1.01 | Oct 5, 2017 | $1.01 |
| Dec 3, 2017 | $1.01 | Oct 5, 2017 | $1.01 |
| Dec 10, 2017 | $1.01 | Oct 5, 2017 | $1.01 |
| Dec 17, 2017 | $1.01 | Oct 5, 2017 | $1.01 |
| Dec 24, 2017 | $1.01 | Oct 5, 2017 | $1.01 |
| Dec 31, 2017 | $1.01 | Oct 5, 2017 | $1.01 |
| Jan 7, 2018 | $1.01 | Oct 5, 2017 | $1.01 |
| Jan 14, 2018 | $1.01 | Oct 5, 2017 | $1.01 |
| Jan 21, 2018 | $1.01 | Oct 5, 2017 | $1.01 |
| Jan 28, 2018 | $1.01 | Oct 5, 2017 | $1.01 |
| Feb 4, 2018 | $1.01 | Oct 5, 2017 | $1.01 |
| Feb 11, 2018 | $1.01 | Oct 5, 2017 | $1.01 |
| Feb 18, 2018 | $1.01 | Oct 5, 2017 | $1.01 |
| Feb 25, 2018 | $1.01 | Oct 5, 2017 | $1.01 |
| Mar 4, 2018 | $1.01 | Oct 5, 2017 | $1.01 |
| Mar 11, 2018 | $1.01 | Oct 5, 2017 | $1.01 |
| Mar 18, 2018 | $1.01 | Oct 5, 2017 | $1.01 |
| Mar 25, 2018 | $1.01 | Oct 5, 2017 | $1.01 |
| Apr 1, 2018 | $1.01 | Oct 5, 2017 | $1.01 |
| Apr 8, 2018 | $1.01 | Oct 5, 2017 | $1.01 |
| Apr 15, 2018 | $1.01 | Oct 5, 2017 | $1.01 |
| Apr 22, 2018 | $1.01 | Oct 5, 2017 | $1.01 |
| Apr 29, 2018 | $1.01 | Oct 5, 2017 | $1.01 |
| May 6, 2018 | $1.01 | Oct 5, 2017 | $1.01 |
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