Entrepreneur
Name
Justus
Member since
September 2015
On-time repayments
83 installments • 22%
About Me
My name is Justus Kaiba Kahiga.I was born on 14th of February 1991 in Baringo county Kenya.i have been through a lot of hardships in life so far,i lost both of my parents when i was seven years old,this forced me to live with my grandparents in Nakuru.I have to say thanks to God for giving me an intelligent mind and hardworking attitude since i excelled in my academics and went up to to university through government sponsored program ,i went to Pwani university to be precise.During my life in campus life was hard since i didnt have enough money to sustain my life in campus i decided to start a small photocopy and printing shop through use of my HELB loan.The business has been doing pretty ok and have been able to complete my studies.I graduated on 24th of September 2015.At the moment am thinking of expanding my small business now that i have completed my studies since finding a job is difficult in our country at the moment.I have to think how i can create a self sustaining job for myself as well as for the future of this nation.My unique hobby is that i like participating in youth awareness programs, where i like to inspire youths to be responsible and productive citizens of this country so as they can avoid drug abuse and live a life they can be happy about.
My Business
Dear Lenders,My business area is involved in offering photocopying and printing services in Nakuru town.My business area is strategically located near Egerton university Nakuru campus where i target students to print their academic papers,term papers ,as well as research projects and proposals.Due to its proximity to learning institutions,the demand has been favorable for this services especially when the students are in session progressing with their studies.I chose this kind of business since the startup capital was just small.I started with approximately 29000 KES with a single laptop and 3 in 1 printer with ability to print,photocopy as well as perform scanning functions.My cost mainly i photocopy papers,printing papers,cartridges, electricity cost and renting a room this comes to an average of 5000 KES in a month.In a good month i can make a revenue of 13000 KES while when business is low i can make a revenue of 10000 KES . I normally invest back to the business profits with an intention to expand as well as meeting my personal expenses.In case of i get the loan i want to add some of my savings and buy a new modern printing and photocopying machine in order to promote efficiency of my business.This projection is expected to increase revenue by around 20%.Thanks in advance,I look forward to a positive response.
Loan Proposal
I plan to use the loan in buying a new printing machine for my cyber cafe.This machine will cost me 95 Dollars to be precise.This will improve efficiency for my new business by high margin since it consumes less power than the one i have at the moment.It will also use less ink cartridges .This equipment therefore will help in reduction of cost of doing business by a projection of about 30%. According to my projection this new machine will increase revenue by about 20%. This will create more satisfaction to my customers in that it will produce more quality output than the current printing machine.
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$200.00
Date disbursed
Oct 20, 2015
Repayment status
On Time
Projected term
48 months
Lenders
United States
Summary
Amount repaid
$202.84
Amount remaining
$0.00
Date repaid
Jun 2, 2017
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Nov 1, 2015 | $3.00 | Nov 16, 2015 | $3.00 |
| Nov 8, 2015 | $0.00 | ||
| Nov 15, 2015 | $0.00 | ||
| Nov 22, 2015 | $1.00 | Nov 22, 2015 | $1.00 |
| Nov 29, 2015 | $1.00 | Dec 9, 2015 | $1.00 |
| Dec 6, 2015 | $1.00 | Dec 20, 2015 | $1.00 |
| Dec 13, 2015 | $1.00 | Dec 20, 2015 | $1.00 |
| Dec 20, 2015 | $1.00 | Dec 27, 2015 | $0.90 |
| Dec 27, 2015 | $0.10 | ||
| Dec 27, 2015 | $1.00 | Jan 9, 2016 | $1.00 |
| Jan 3, 2016 | $1.00 | Jan 9, 2016 | $1.00 |
| Jan 10, 2016 | $1.00 | Jan 20, 2016 | $0.90 |
| Jan 20, 2016 | $0.10 | ||
| Jan 17, 2016 | $1.00 | Jan 30, 2016 | $0.90 |
| Jan 30, 2016 | $0.10 | ||
| Jan 24, 2016 | $1.00 | Feb 8, 2016 | $0.90 |
| Feb 8, 2016 | $0.10 | ||
| Jan 31, 2016 | $1.00 | Feb 15, 2016 | $1.00 |
| Feb 7, 2016 | $1.00 | Feb 15, 2016 | $1.00 |
| Feb 14, 2016 | $1.00 | Mar 8, 2016 | $1.00 |
| Feb 21, 2016 | $1.00 | Mar 8, 2016 | $1.00 |
| Feb 28, 2016 | $1.00 | Mar 14, 2016 | $0.90 |
| Mar 14, 2016 | $0.10 | ||
| Mar 6, 2016 | $1.00 | Mar 26, 2016 | $1.00 |
| Mar 13, 2016 | $1.00 | Mar 26, 2016 | $1.00 |
| Mar 20, 2016 | $1.00 | Apr 4, 2016 | $1.00 |
| Mar 27, 2016 | $1.00 | Apr 4, 2016 | $1.00 |
| Apr 3, 2016 | $1.00 | Apr 28, 2016 | $1.00 |
| Apr 10, 2016 | $1.00 | Apr 28, 2016 | $1.00 |
| Apr 17, 2016 | $1.00 | May 6, 2016 | $1.00 |
| Apr 24, 2016 | $1.00 | May 6, 2016 | $0.50 |
| May 28, 2016 | $0.50 | ||
| May 1, 2016 | $1.00 | May 28, 2016 | $1.00 |
| May 8, 2016 | $1.00 | May 28, 2016 | $0.70 |
| Jun 3, 2016 | $0.30 | ||
| May 15, 2016 | $1.00 | Jun 3, 2016 | $1.00 |
| May 22, 2016 | $1.00 | Jun 3, 2016 | $0.90 |
| Jun 20, 2016 | $0.10 | ||
| May 29, 2016 | $1.00 | Jun 20, 2016 | $0.80 |
| Jun 20, 2016 | $0.10 | ||
| Jun 20, 2016 | $0.10 | ||
| Jun 5, 2016 | $1.00 | Jun 20, 2016 | $0.80 |
| Jun 20, 2016 | $0.10 | ||
| Jun 28, 2016 | $0.10 | ||
| Jun 12, 2016 | $1.00 | Jun 28, 2016 | $0.80 |
| Jun 30, 2016 | $0.10 | ||
| Jul 3, 2016 | $0.10 | ||
| Jun 19, 2016 | $1.00 | Jul 3, 2016 | $0.80 |
| Jul 3, 2016 | $0.20 | ||
| Jun 26, 2016 | $1.00 | Jul 3, 2016 | $0.70 |
| Jul 3, 2016 | $0.10 | ||
| Jul 3, 2016 | $0.10 | ||
| Jul 13, 2016 | $0.10 | ||
| Jul 3, 2016 | $1.00 | Jul 13, 2016 | $1.00 |
| Jul 10, 2016 | $1.00 | Jul 13, 2016 | $0.40 |
| Jul 26, 2016 | $0.60 | ||
| Jul 17, 2016 | $1.00 | Jul 26, 2016 | $0.30 |
| Jul 26, 2016 | $0.10 | ||
| Aug 12, 2016 | $0.60 | ||
| Jul 24, 2016 | $1.00 | Aug 12, 2016 | $1.00 |
| Jul 31, 2016 | $1.00 | Aug 12, 2016 | $0.40 |
| Sep 6, 2016 | $0.60 | ||
| Aug 7, 2016 | $1.00 | Sep 6, 2016 | $1.00 |
| Aug 14, 2016 | $1.00 | Sep 6, 2016 | $0.40 |
| Sep 21, 2016 | $0.60 | ||
| Aug 21, 2016 | $1.00 | Sep 21, 2016 | $1.00 |
| Aug 28, 2016 | $1.00 | Sep 21, 2016 | $0.40 |
| Sep 24, 2016 | $0.60 | ||
| Sep 4, 2016 | $1.00 | Sep 24, 2016 | $0.30 |
| Sep 24, 2016 | $0.10 | ||
| Sep 27, 2016 | $0.60 | ||
| Sep 11, 2016 | $1.00 | Sep 27, 2016 | $0.30 |
| Sep 27, 2016 | $0.10 | ||
| Sep 29, 2016 | $0.60 | ||
| Sep 18, 2016 | $1.00 | Sep 29, 2016 | $0.30 |
| Sep 29, 2016 | $0.10 | ||
| Oct 6, 2016 | $0.60 | ||
| Sep 25, 2016 | $1.00 | Oct 6, 2016 | $0.30 |
| Oct 6, 2016 | $0.10 | ||
| Oct 20, 2016 | $0.60 | ||
| Oct 2, 2016 | $1.00 | Oct 20, 2016 | $0.30 |
| Oct 20, 2016 | $0.10 | ||
| Oct 31, 2016 | $0.60 | ||
| Oct 9, 2016 | $1.00 | Oct 31, 2016 | $1.00 |
| Oct 16, 2016 | $1.00 | Nov 7, 2016 | $0.90 |
| Nov 7, 2016 | $0.10 | ||
| Oct 23, 2016 | $1.00 | Nov 7, 2016 | $0.90 |
| Nov 7, 2016 | $0.10 | ||
| Oct 30, 2016 | $1.00 | Nov 11, 2016 | $0.90 |
| Nov 11, 2016 | $0.10 | ||
| Nov 6, 2016 | $1.00 | Dec 4, 2016 | $1.00 |
| Nov 13, 2016 | $1.00 | Dec 4, 2016 | $1.00 |
| Nov 20, 2016 | $1.00 | Dec 17, 2016 | $1.00 |
| Nov 27, 2016 | $1.00 | Dec 17, 2016 | $1.00 |
| Dec 4, 2016 | $1.00 | Dec 17, 2016 | $0.50 |
| Dec 22, 2016 | $0.50 | ||
| Dec 11, 2016 | $1.00 | Dec 22, 2016 | $0.40 |
| Dec 22, 2016 | $0.10 | ||
| Jan 4, 2017 | $0.50 | ||
| Dec 18, 2016 | $1.00 | Jan 4, 2017 | $0.40 |
| Jan 4, 2017 | $0.10 | ||
| Jan 22, 2017 | $0.50 | ||
| Dec 25, 2016 | $1.00 | Jan 22, 2017 | $1.00 |
| Jan 1, 2017 | $1.00 | Jan 22, 2017 | $1.00 |
| Jan 8, 2017 | $1.00 | Feb 5, 2017 | $0.90 |
| Feb 5, 2017 | $0.10 | ||
| Jan 15, 2017 | $1.00 | Feb 13, 2017 | $0.90 |
| Feb 13, 2017 | $0.10 | ||
| Jan 22, 2017 | $1.00 | Feb 20, 2017 | $0.90 |
| Feb 25, 2017 | $0.10 | ||
| Jan 29, 2017 | $1.00 | Feb 25, 2017 | $1.00 |
| Feb 5, 2017 | $1.00 | Feb 25, 2017 | $1.00 |
| Feb 12, 2017 | $1.00 | Feb 25, 2017 | $1.00 |
| Feb 19, 2017 | $1.00 | Feb 25, 2017 | $0.40 |
| Mar 20, 2017 | $0.60 | ||
| Feb 26, 2017 | $1.00 | Mar 20, 2017 | $0.30 |
| Mar 20, 2017 | $0.10 | ||
| Mar 28, 2017 | $0.60 | ||
| Mar 5, 2017 | $1.00 | Mar 28, 2017 | $0.30 |
| Mar 28, 2017 | $0.10 | ||
| Apr 4, 2017 | $0.60 | ||
| Mar 12, 2017 | $1.00 | Apr 4, 2017 | $0.30 |
| Apr 14, 2017 | $0.70 | ||
| Mar 19, 2017 | $1.00 | Apr 14, 2017 | $1.00 |
| Mar 26, 2017 | $1.00 | Apr 14, 2017 | $0.30 |
| Apr 26, 2017 | $0.70 | ||
| Apr 2, 2017 | $1.00 | Apr 26, 2017 | $1.00 |
| Apr 9, 2017 | $1.00 | Apr 26, 2017 | $0.30 |
| Apr 28, 2017 | $0.70 | ||
| Apr 16, 2017 | $1.00 | Apr 28, 2017 | $0.20 |
| Apr 28, 2017 | $0.10 | ||
| May 14, 2017 | $0.70 | ||
| Apr 23, 2017 | $1.00 | May 14, 2017 | $0.20 |
| May 14, 2017 | $0.10 | ||
| Jun 2, 2017 | $0.70 | ||
| Apr 30, 2017 | $1.00 | Jun 2, 2017 | $1.00 |
| May 7, 2017 | $1.00 | Jun 2, 2017 | $1.00 |
| May 14, 2017 | $1.00 | Jun 2, 2017 | $1.00 |
| May 21, 2017 | $1.00 | Jun 2, 2017 | $1.00 |
| May 28, 2017 | $1.00 | Jun 2, 2017 | $1.00 |
| Jun 4, 2017 | $1.00 | Jun 2, 2017 | $1.00 |
| Jun 11, 2017 | $1.00 | Jun 2, 2017 | $1.00 |
| Jun 18, 2017 | $1.00 | Jun 2, 2017 | $1.00 |
| Jun 25, 2017 | $1.00 | Jun 2, 2017 | $1.00 |
| Jul 2, 2017 | $1.00 | Jun 2, 2017 | $1.00 |
| Jul 9, 2017 | $1.00 | Jun 2, 2017 | $1.00 |
| Jul 16, 2017 | $1.00 | Jun 2, 2017 | $1.00 |
| Jul 23, 2017 | $1.00 | Jun 2, 2017 | $1.00 |
| Jul 30, 2017 | $1.00 | Jun 2, 2017 | $1.00 |
| Aug 6, 2017 | $1.00 | Jun 2, 2017 | $1.00 |
| Aug 13, 2017 | $1.00 | Jun 2, 2017 | $1.00 |
| Aug 20, 2017 | $1.00 | Jun 2, 2017 | $1.00 |
| Aug 27, 2017 | $1.00 | Jun 2, 2017 | $1.00 |
| Sep 3, 2017 | $1.00 | Jun 2, 2017 | $1.00 |
| Sep 10, 2017 | $1.00 | Jun 2, 2017 | $1.00 |
| Sep 17, 2017 | $1.00 | Jun 2, 2017 | $1.00 |
| Sep 24, 2017 | $1.00 | Jun 2, 2017 | $1.00 |
| Oct 1, 2017 | $1.00 | Jun 2, 2017 | $1.00 |
| Oct 8, 2017 | $1.00 | Jun 2, 2017 | $1.00 |
| Oct 15, 2017 | $1.00 | Jun 2, 2017 | $1.00 |
| Oct 22, 2017 | $1.00 | Jun 2, 2017 | $1.00 |
| Oct 29, 2017 | $1.00 | Jun 2, 2017 | $1.00 |
| Nov 5, 2017 | $1.00 | Jun 2, 2017 | $1.00 |
| Nov 12, 2017 | $1.00 | Jun 2, 2017 | $1.00 |
| Nov 19, 2017 | $1.00 | Jun 2, 2017 | $1.00 |
| Nov 26, 2017 | $1.00 | Jun 2, 2017 | $1.00 |
| Dec 3, 2017 | $1.00 | Jun 2, 2017 | $1.00 |
| Dec 10, 2017 | $1.00 | Jun 2, 2017 | $1.00 |
| Dec 17, 2017 | $1.00 | Jun 2, 2017 | $1.00 |
| Dec 24, 2017 | $1.00 | Jun 2, 2017 | $1.00 |
| Dec 31, 2017 | $1.00 | Jun 2, 2017 | $1.00 |
| Jan 7, 2018 | $1.00 | Jun 2, 2017 | $1.00 |
| Jan 14, 2018 | $1.00 | Jun 2, 2017 | $1.00 |
| Jan 21, 2018 | $1.00 | Jun 2, 2017 | $1.00 |
| Jan 28, 2018 | $1.00 | Jun 2, 2017 | $1.00 |
| Feb 4, 2018 | $1.00 | Jun 2, 2017 | $1.00 |
| Feb 11, 2018 | $1.00 | Jun 2, 2017 | $1.00 |
| Feb 18, 2018 | $1.00 | Jun 2, 2017 | $1.00 |
| Feb 25, 2018 | $1.00 | Jun 2, 2017 | $1.00 |
| Mar 4, 2018 | $1.00 | Jun 2, 2017 | $1.00 |
| Mar 11, 2018 | $1.00 | Jun 2, 2017 | $1.00 |
| Mar 18, 2018 | $1.00 | Jun 2, 2017 | $1.00 |
| Mar 25, 2018 | $1.00 | Jun 2, 2017 | $1.00 |
| Apr 1, 2018 | $1.00 | Jun 2, 2017 | $1.00 |
| Apr 8, 2018 | $1.00 | Jun 2, 2017 | $1.00 |
| Apr 15, 2018 | $1.00 | Jun 2, 2017 | $1.00 |
| Apr 22, 2018 | $1.00 | Jun 2, 2017 | $1.00 |
| Apr 29, 2018 | $1.00 | Jun 2, 2017 | $1.00 |
| May 6, 2018 | $1.00 | Jun 2, 2017 | $1.00 |
| May 13, 2018 | $1.00 | Jun 2, 2017 | $1.00 |
| May 20, 2018 | $1.00 | Jun 2, 2017 | $1.00 |
| May 27, 2018 | $1.00 | Jun 2, 2017 | $1.00 |
| Jun 3, 2018 | $1.00 | Jun 2, 2017 | $1.00 |
| Jun 10, 2018 | $1.00 | Jun 2, 2017 | $1.00 |
| Jun 17, 2018 | $1.00 | Jun 2, 2017 | $1.00 |
| Jun 24, 2018 | $1.00 | Jun 2, 2017 | $1.00 |
| Jul 1, 2018 | $1.00 | Jun 2, 2017 | $1.00 |
| Jul 8, 2018 | $1.00 | Jun 2, 2017 | $1.00 |
| Jul 15, 2018 | $1.00 | Jun 2, 2017 | $1.00 |
| Jul 22, 2018 | $1.00 | Jun 2, 2017 | $1.00 |
| Jul 29, 2018 | $1.00 | Jun 2, 2017 | $1.00 |
| Aug 5, 2018 | $1.00 | Jun 2, 2017 | $1.00 |
| Aug 12, 2018 | $1.00 | Jun 2, 2017 | $1.00 |
| Aug 19, 2018 | $1.00 | Jun 2, 2017 | $1.00 |
| Aug 26, 2018 | $1.00 | Jun 2, 2017 | $1.00 |
| Sep 2, 2018 | $1.00 | Jun 2, 2017 | $1.00 |
| Sep 9, 2018 | $1.00 | Jun 2, 2017 | $1.00 |
| Sep 16, 2018 | $1.00 | Jun 2, 2017 | $1.00 |
| Sep 23, 2018 | $1.00 | Jun 2, 2017 | $1.00 |
| Sep 30, 2018 | $1.00 | Jun 2, 2017 | $1.00 |
| Oct 7, 2018 | $1.00 | Jun 2, 2017 | $1.00 |
| Oct 14, 2018 | $1.00 | Jun 2, 2017 | $1.00 |
| Oct 21, 2018 | $1.00 | Jun 2, 2017 | $1.00 |
| Oct 28, 2018 | $1.00 | Jun 2, 2017 | $1.00 |
| Nov 4, 2018 | $1.00 | Jun 2, 2017 | $1.00 |
| Nov 11, 2018 | $1.00 | Jun 2, 2017 | $1.00 |
| Nov 18, 2018 | $1.00 | Jun 2, 2017 | $1.00 |
| Nov 25, 2018 | $1.00 | Jun 2, 2017 | $1.00 |
| Dec 2, 2018 | $1.00 | Jun 2, 2017 | $1.00 |
| Dec 9, 2018 | $1.00 | Jun 2, 2017 | $1.00 |
| Dec 16, 2018 | $1.00 | Jun 2, 2017 | $1.00 |
| Dec 23, 2018 | $1.00 | Jun 2, 2017 | $1.00 |
| Dec 30, 2018 | $1.00 | Jun 2, 2017 | $1.00 |
| Jan 6, 2019 | $1.00 | Jun 2, 2017 | $1.00 |
| Jan 13, 2019 | $1.00 | Jun 2, 2017 | $1.00 |
| Jan 20, 2019 | $1.00 | Jun 2, 2017 | $1.00 |
| Jan 27, 2019 | $1.00 | Jun 2, 2017 | $1.00 |
| Feb 3, 2019 | $1.00 | Jun 2, 2017 | $1.00 |
| Feb 10, 2019 | $1.00 | Jun 2, 2017 | $1.00 |
| Feb 17, 2019 | $1.00 | Jun 2, 2017 | $1.00 |
| Feb 24, 2019 | $1.00 | Jun 2, 2017 | $1.00 |
| Mar 3, 2019 | $1.00 | Jun 2, 2017 | $1.00 |
| Mar 10, 2019 | $1.00 | Jun 2, 2017 | $1.00 |
| Mar 17, 2019 | $1.00 | Jun 2, 2017 | $1.00 |
| Mar 24, 2019 | $1.00 | Jun 2, 2017 | $1.00 |
| Mar 31, 2019 | $1.00 | Jun 2, 2017 | $1.00 |
| Apr 7, 2019 | $1.00 | Jun 2, 2017 | $1.00 |
| Apr 14, 2019 | $1.00 | Jun 2, 2017 | $1.00 |
| Apr 21, 2019 | $1.00 | Jun 2, 2017 | $1.00 |
| Apr 28, 2019 | $1.00 | Jun 2, 2017 | $1.00 |
| May 5, 2019 | $1.00 | Jun 2, 2017 | $1.00 |
| May 12, 2019 | $1.00 | Jun 2, 2017 | $1.00 |
| May 19, 2019 | $1.00 | Jun 2, 2017 | $1.00 |
| May 26, 2019 | $1.00 | Jun 2, 2017 | $1.00 |
| Jun 2, 2019 | $1.00 | Jun 2, 2017 | $1.00 |
| Jun 9, 2019 | $1.00 | Jun 2, 2017 | $1.00 |
| Jun 16, 2019 | $1.00 | Jun 2, 2017 | $1.00 |
| Jun 23, 2019 | $1.00 | Jun 2, 2017 | $1.00 |
| Jun 30, 2019 | $1.00 | Jun 2, 2017 | $1.00 |
| Jul 7, 2019 | $1.00 | Jun 2, 2017 | $1.00 |
| Jul 14, 2019 | $1.00 | Jun 2, 2017 | $1.00 |
| Jul 21, 2019 | $1.00 | Jun 2, 2017 | $1.00 |
| Jul 28, 2019 | $1.00 | Jun 2, 2017 | $1.00 |
| Aug 4, 2019 | $1.00 | Jun 2, 2017 | $1.00 |
| Aug 11, 2019 | $1.00 | Jun 2, 2017 | $1.00 |
| Aug 18, 2019 | $1.00 | Jun 2, 2017 | $1.00 |
| Aug 25, 2019 | $1.00 | Jun 2, 2017 | $1.00 |
| Sep 1, 2019 | $1.00 | Jun 2, 2017 | $1.00 |
| Sep 8, 2019 | $1.00 | Jun 2, 2017 | $1.00 |
| Sep 15, 2019 | $0.84 | Jun 2, 2017 | $0.84 |
Ask Justus a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.