Name
Humphrey
Member since
October 2014
On-time repayments
139 installments • 27%
I am 29 years old, single parent with one child. Professionally i am an accountant, Cyber attendant. I finished high school, and later joined College for the accounting course, but due to financial strains and parental duties. i have been on and off classes and examinations, i have managed to reach CPA 3 which i an currently pursuing, through the profits i have been getting through my business (cyber cafe) which started as a Computer services business (printing, typing, photocopy etc) an later managed to upgrade to a Cyber cafe' with 8 Pentium III computer since 2010, lately an the computer have become to slow for the demand of the fast computer and quick services for urgent clients, the good thing a bout the area i am in is that there is a vast and big number of clients around because the area where the business is located in the Central Business District (CBD) - Nairobi and near a major bus terminal, i would need the loan to add new and fast Pentium IV computers, that would be fast, and quick for the new customer and loyal number of customers i have managed to attract so far. On the weekends love watching movies and spending time with my young son.
I have a cyber business, that is located at the CBD - Nairobi, dealing with Cyber services, typing, printing, lamination, design. due to technology these services are useful and on demand especially to the vast number of client, and services demanded by client and new customers, e.g. Document printing, paper work, photocopy, Cv's for the people seeking employment, Wedding cards. i choose this king of business because of the never ending demand for the services, eg. printing and photocopy is required regularly by students, wedding cards for people still get married, and cyber for people seeking job opportunity through the internet. my typical cost for the business monthly 35,000/= (including rent, electricity, and materials) and the revenues being 50,000/= -60,000/= monthly, the profit i use it to pay for my young son's upkeep, my rent, food, transport, and Tuition if the the month is good. currently i just added a new CPU machine and the client are happy and shows a lot of promise if i add new and more machines.
with the loan i intend to buy the remaining computers CPUs, to have a complete set of pentium IV computers, costing at around Kshs 15,000/- each , this will make the browsing more faster and speedy, thus saving both time and money for customers and thus be able to serve a larger and great number of customers who want my services/ cyber/ browsing. this will in turn increase my earnings and income as a whole by around 15-20 percent.
Positive
2
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$174.00
Date disbursed
Dec 3, 2015
Repayment status
Late
Projected term
22 months
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Amount repaid
$125.00
Amount remaining
$57.90
Expected completion
Oct 8, 2017
Status
Repaying late
Installment amount
$2.00
Expected Payments | Actual Payments | ||
---|---|---|---|
Dec 13, 2015 | $8.00 | Jan 11, 2016 | $8.00 |
Dec 20, 2015 | $8.00 | Jan 18, 2016 | $8.00 |
Dec 27, 2015 | $0.00 | ||
Jan 3, 2016 | $0.00 | ||
Jan 10, 2016 | $0.00 | ||
Jan 17, 2016 | $0.00 | ||
Jan 24, 2016 | $0.00 | ||
Jan 31, 2016 | $0.00 | ||
Feb 7, 2016 | $0.00 | ||
Feb 14, 2016 | $0.00 | ||
Feb 21, 2016 | $0.00 | ||
Feb 28, 2016 | $0.00 | ||
Mar 6, 2016 | $4.00 | Mar 1, 2016 | $4.00 |
Mar 13, 2016 | $4.00 | Mar 14, 2016 | $4.00 |
Mar 20, 2016 | $4.00 | Apr 10, 2016 | $4.00 |
Mar 27, 2016 | $4.00 | Apr 22, 2016 | $4.00 |
Apr 3, 2016 | $4.00 | May 15, 2016 | $4.00 |
Apr 10, 2016 | $4.00 | May 15, 2016 | $4.00 |
Apr 17, 2016 | $4.00 | Jun 7, 2016 | $4.00 |
Apr 24, 2016 | $4.00 | Jun 14, 2016 | $4.00 |
May 1, 2016 | $4.00 | Jun 23, 2016 | $4.00 |
May 8, 2016 | $4.00 | Jun 23, 2016 | $4.00 |
May 15, 2016 | $4.00 | Jun 23, 2016 | $2.00 |
Jun 29, 2016 | $2.00 | ||
May 22, 2016 | $4.00 | Jun 29, 2016 | $2.00 |
Jul 17, 2016 | $2.00 | ||
May 29, 2016 | $4.00 | Jul 17, 2016 | $2.00 |
Jul 26, 2016 | $2.00 | ||
Jun 5, 2016 | $4.00 | Jul 26, 2016 | $2.00 |
Aug 8, 2016 | $2.00 | ||
Jun 12, 2016 | $2.00 | Aug 8, 2016 | $2.00 |
Jun 19, 2016 | $0.00 | ||
Jun 26, 2016 | $0.00 | ||
Jul 3, 2016 | $0.00 | ||
Jul 10, 2016 | $0.00 | ||
Jul 17, 2016 | $0.00 | ||
Jul 24, 2016 | $0.00 | ||
Jul 31, 2016 | $0.00 | ||
Aug 7, 2016 | $0.00 | ||
Aug 14, 2016 | $0.00 | ||
Aug 21, 2016 | $0.00 | ||
Aug 28, 2016 | $0.00 | ||
Sep 4, 2016 | $3.00 | Sep 5, 2016 | $3.00 |
Sep 11, 2016 | $3.00 | Sep 20, 2016 | $3.00 |
Sep 18, 2016 | $3.00 | Oct 6, 2016 | $3.00 |
Sep 25, 2016 | $3.00 | Nov 1, 2016 | $3.00 |
Oct 2, 2016 | $3.00 | Nov 7, 2016 | $3.00 |
Oct 9, 2016 | $3.00 | Nov 7, 2016 | $2.00 |
Nov 15, 2016 | $1.00 | ||
Oct 16, 2016 | $3.00 | Nov 15, 2016 | $3.00 |
Oct 23, 2016 | $3.00 | Dec 14, 2016 | $3.00 |
Oct 30, 2016 | $3.00 | Dec 27, 2016 | $3.00 |
Nov 6, 2016 | $3.00 | Dec 27, 2016 | $3.00 |
Nov 13, 2016 | $3.00 | Jan 14, 2017 | $3.00 |
Nov 20, 2016 | $3.00 | Jan 14, 2017 | $3.00 |
Nov 27, 2016 | $0.00 | ||
Dec 4, 2016 | $0.00 | ||
Dec 11, 2016 | $0.00 | ||
Dec 18, 2016 | $0.00 | ||
Dec 25, 2016 | $0.00 | ||
Jan 1, 2017 | $0.00 | ||
Jan 8, 2017 | $0.00 | ||
Jan 15, 2017 | $0.00 | ||
Jan 22, 2017 | $0.00 | ||
Jan 29, 2017 | $2.00 | Aug 25, 2017 | $2.00 |
Feb 5, 2017 | $2.00 | Aug 7, 2020 | $2.00 |
Feb 12, 2017 | $2.00 | Aug 31, 2020 | $2.00 |
Feb 19, 2017 | $2.00 | Sep 9, 2020 | $2.00 |
Feb 26, 2017 | $2.00 | Sep 21, 2020 | $2.00 |
Mar 5, 2017 | $2.00 | Feb 8, 2021 | $2.00 |
Mar 12, 2017 | $2.00 | Feb 8, 2021 | $2.00 |
Mar 19, 2017 | $2.00 | Feb 8, 2021 | $1.00 |
Mar 26, 2017 | $2.00 | ||
Apr 2, 2017 | $2.00 | ||
Apr 9, 2017 | $2.00 | ||
Apr 16, 2017 | $2.00 | ||
Apr 23, 2017 | $2.00 | ||
Apr 30, 2017 | $2.00 | ||
May 7, 2017 | $2.00 | ||
May 14, 2017 | $2.00 | ||
May 21, 2017 | $2.00 | ||
May 28, 2017 | $2.00 | ||
Jun 4, 2017 | $2.00 | ||
Jun 11, 2017 | $2.00 | ||
Jun 18, 2017 | $2.00 | ||
Jun 25, 2017 | $2.00 | ||
Jul 2, 2017 | $2.00 | ||
Jul 9, 2017 | $2.00 | ||
Jul 16, 2017 | $2.00 | ||
Jul 23, 2017 | $2.00 | ||
Jul 30, 2017 | $2.00 | ||
Aug 6, 2017 | $2.00 | ||
Aug 13, 2017 | $2.00 | ||
Aug 20, 2017 | $2.00 | ||
Aug 27, 2017 | $2.00 | ||
Sep 3, 2017 | $2.00 | ||
Sep 10, 2017 | $2.00 | ||
Sep 17, 2017 | $2.00 | ||
Sep 24, 2017 | $2.00 | ||
Oct 1, 2017 | $2.00 | ||
Oct 8, 2017 | $0.90 |
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