Stock for computer/print/copy business


Nairobi, Uthiru, Kiuru 87., Kenya

100% repaid




Member since

August 2014

On-time repayments

68 installments  •  85%

About Me

I was born in Central province, but grew up in Rift Valley in a duty town called Gilgil. When growing up, grazing my parents' cows, goats and sheep was the order of the day as long as it was not a school day. Grazing was being subsituted with going to the farm where we used to grow maize, beans, potatoes and peas. My father used to run a retail shop and occasionally he would let my brothers and I run it. The greatest hardship I went through was lack of school fees especially after I joined high school. But I used to sneak back to school to study even after being chased away by the headmaster due to lack of fees. This gave me a determination that I must work hard at all the time and ensure my children don't go through such a difficult life. Being exposed to running my dad's shop gave me the urge to start mine. And I am glad I am running a shop today outside my formal employment. My eldest daughter who is 11 years old wants to be a doctor when she grows up. My son who is 4 years old wants to become a pilot. The last born daughter is 6 years. My hobby actually is reading materials related to running a business.

My Business

My business goes by the name Bag & Bags. The business sells new and second hand bags and clothes. It is located along Kiambu Road.
The objective is to be a one stop shop for busy shoppers who want to look good but at an affordable price. The designer bags are meant to make sure customer gets enough space to put his or her stuff but at an affordable price. This calls for stocking of smart products especially for the common Kenyans citizen who either has no time or enough cash to purchase items from the big supermarkets in shopping malls.
I ensure the customers get the items they need at affordable prices, best quality and quantities that match their pockets. Since its establishment 4 years now , the shop has attracted a huge number of customers and this is on an upward trajectory.
My plan is to expand it even further and introduce new products/items which presently are not on the shelves. But stocking of the products is primarily demand driven. After being funded by Zidisha, I introduced M-Pesa services (Mobile money service) which is doing very well. The shop is also now well branded. But with increasing sales, I have come to learn I need to buy more things to serve customers better. I need to expand the variety of products I sell. I need to stock items which customers have been asking for yet I don't have.

Loan Proposal

I am asking to be loaned this money to help me purchase stock. After purchasing a printer and an office desk through Zidisha loans, my business of Afar has stabilized very well. This has seen me establish another business called Silicon Computer Sales, Accessories & Services. It deals in:
 Computer sales
 Monitors
 CPUs
 Key boards
 Mouse
 Networking cables
 Flash disks
 CDs
 Printing papers
 Envelopes
 Printing services
 Scanning services
 Photocopying services
 Designing of Business Cards
 Design of wedding Cards
 Mugs and Water bottles branding
Some of the services will be implemented in due course eg branding once I get capital to purchase them. For now, I am asking for this loan to add on the little stock I have.
Thank you.






Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Mar 27, 2015

Repayment status

On Time

Projected term

2 months



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  • Francis    May 27, 2023

    This is to profusely thank you for supporting my venture. I am humbled. I will in the next few days put the money into use by introducing kids play items (hard ones like toys and soft ones like dolls). I also promise to repay the loan as per the schedule. Once again for your kindness and generosity. Be blessed good people.

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  • Ronald    May 26, 2023

    All the best

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  • Noviandri    May 26, 2023

    Kids go go... Yey...

    Translated by Google     Show original

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  • Moses    May 23, 2023

    Hope this can help you.

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  • Yusuf    May 23, 2023

    Let’s use the little we get to improve lives

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    • Francis    May 26, 2023

      Very true, and we positively change the communities we live in.

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  • Francis    May 13, 2023

    Greetings. First thank you very much for being on my side in backing my business. Your generosity and kindness is unparalleled. Last funding, I was able to purchase some of the equipment that I needed for my business. For instance the fridge I purchased that time to cool beverages doubled sales for the same. This is because where I am, it gets really hot and customers want cold beverages from the shop. This doubling of sales has enabled me to now expand my ventures to now run this clothes and bags shop. This is how your generosity is transforming things here in Kenya. Each of these shops, I do employ two people. This is how your generosity is creating employment here on the ground.

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  • Francis    Jun 29, 2020

    Thank you very much for the loan received of Ksh 50,000 (including the fees/charges). I have managed to restock my shop and added more clothes.
    I do appreciate for the support.

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  • Francis    Jun 15, 2020

    Thank you lenders for being this kind. The loan will enable me boost my business by adding new stock (mostly clothes). I truly appreciate.

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  • Ed    Jun 10, 2020

    Hi Francis, hope this helps!

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  • Francis    Jun 2, 2020

    Dear Lenders,
    This is to let you know that the loan I had applied for and which you helped me get helped me immensely. I was able to introduce more things at the shop, attract more customers and boost my sales more. Thank you very much for you support.

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  • Chepkoech    Sep 23, 2018

    Mr. Gatimu is said to pay off the dues the coming week.Thank you.

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  • Francis    Sep 10, 2018

    Thank you very much. I received the loan, purchased the display fridge and stocked it. I thank you very much.

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  • Francis    Sep 3, 2018

    Thank you very much lenders. I do appreciate. This will go a long way in boosting my business.
    Kind regards.

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  • Kenet    Aug 28, 2018

    congratulation in your business keep it up.

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  • Camm    Aug 27, 2018

    Enjoy your fridge !

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  • Francis    Dec 22, 2017

    The last loan helped me in adding products in my shop. In boosted sales as customers started getting a variety of products. The increased sales has led to increased earnings of about 30%. This earnings have helped me to keep on restocking to ensure I don't have empty shelves. The earnings have also helped me to keep on adding new products at the shop.

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  • Francis    Dec 21, 2017

    I used the last loan to purchase additional stock for my shop. Proper stocking in a shop is very key. This made customers realise the shop had more items compared to the other shops in the neighbourhood.

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  • Francis    Dec 21, 2017

    The last loan has helped me expand the business tremendously. This expansion was mainly through the purchase of additional products. Money raised from these sales has increased too and virtually every shilling is ploughed back in a bid to expand the business.

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  • Francis    Dec 21, 2017

    Dear lenders.
    The loan which I have just concluded repaying really boosted my retail shop. Apart from adding the float for Mpesa, I was able to purchase more stock, hence expansion. 2017 was a very different year for the country because of the political campaign and the presidential candidates . Many businesses were closed because or registered losses. But my shop, despite the challenges, registered good sales. The money borrowed from Zidisha really helped the shop to grow. I do really thank and appreciate the Zidisha team for this good work.

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  • Francis    Sep 21, 2017

    Thank you deeply for being my lenders. I truly appreciate. I promise that I will put the money into good use as captured in my application.

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