Property business


Thika, Kenya

100% repaid




Member since

February 2014

On-time repayments

380 installments  •  57%

About Me

I am Tobias Lengo a Kenyan, who consider himself or known for his integrity and passion to succeed and motivate others in life. Honesty is the key principle in all of my business and personal engagement. I am a Christian who is also passionate about my faith which I practice what I believe in at all times. In addition, I believe in family values providing for and taking good care of my family being there and sacrificing for them. Besides, I have a soft spot for those who are in needy in the society and would go an extra mile to help them come of their situation and realize their God given potential of being independent and not depending on others to survive. I am not in business not only to make profit but mentor young people to get into income generating activities and avoid getting into crime related activities so as to survive. I have set and registered a self help group known as YIE BER SELF HELP GROUP to enable me reach out to such young people that are talented but jobless.

Zidisha has become part of my life and have seen my business grow over the years. My pledge is to support Zidisha family by being honest and sensitizing other to join and honor their credit payment obligations since I have seen Zidisha changing lives.

My Business

Executive Summary
I am a research worker who deals in academic research consultancy. Besides, I am a pharmacist who currently run one pharmacy outlet Mtwapa, Mombasa. after selling Thika branch so as to consolidate running capital and ensure a focused management. The pharmacy has two units; Medicine sales and Mpesa money transfer services. MPESA is money transfer business using mobile phones that is used to pay bills, shopping, send and receive money.

Other Business Units
Apart from the Pharmacy, Still in Academic Research business that I established with the help of Zidisha and Property Business that I have invested in a Land Buying and Selling company owned by young Kenyans with a vision to generate income. . This fifth loan will assist increasing my Mpesa business float that is low and cannot meet high demand of Mpesa services. With this business I will be able to comfortable pay back the loan.

My Need;

Currently my MPESA business have a float of US dollars 500 against a daily demand of 1500US dollars. In this kind of business the more float you have the more you earn. My monthly commission stands at $130 an increase in float will lead to 100% increase in commission, I plan to repay the loan monthly with 50% of my commission, Thus, I will be able to repay the loan within 6 months. '

I, therefore, need this loan of $920 to increase my float in my MPESA business which is ongoing and need to meet high demand from my clients. This will increase more traffic to my business and make more people aware of the Pharmacy products that I also sell.

Loan Proposal

I have decide to move into this venture due to it's profitability already I am paying for two pieces of land that I intend to sell and re-invest again in the business. The amount of money I am borrowing will help me acquire a piece of land which I will sell at a profit. The credit will be easily facilitated by two businesses that I am actively involve in that is online freelancing and pharmacy business that I have started and made viable as a result of partnership with Zidisha.

From an investment of 275, 000 Kshs($2,806) Intend to make a profit of 125, 000($1275 )six months from now. From this business I will be able to establish a real estate business that will provide employment to the unemployed youths.






Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Mar 7, 2016

Repayment status

On Time

Projected term

44 months



Paul Graham

United States

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