Entrepreneur
Name
Tobias
Member since
February 2014
On-time repayments
380 installments • 57%
About Me
I am Tobias Lengo a Kenyan, who consider himself or known for his integrity and passion to succeed and motivate others in life. Honesty is the key principle in all of my business and personal engagement. I am a Christian who is also passionate about my faith which I practice what I believe in at all times. In addition, I believe in family values providing for and taking good care of my family being there and sacrificing for them. Besides, I have a soft spot for those who are in needy in the society and would go an extra mile to help them come of their situation and realize their God given potential of being independent and not depending on others to survive. I am not in business not only to make profit but mentor young people to get into income generating activities and avoid getting into crime related activities so as to survive. I have set and registered a self help group known as YIE BER SELF HELP GROUP to enable me reach out to such young people that are talented but jobless.
Zidisha has become part of my life and have seen my business grow over the years. My pledge is to support Zidisha family by being honest and sensitizing other to join and honor their credit payment obligations since I have seen Zidisha changing lives.
My Business
Executive Summary
I am a research worker who deals in academic research consultancy. Besides, I am a pharmacist who currently run one pharmacy outlet Mtwapa, Mombasa. after selling Thika branch so as to consolidate running capital and ensure a focused management. The pharmacy has two units; Medicine sales and Mpesa money transfer services. MPESA is money transfer business using mobile phones that is used to pay bills, shopping, send and receive money.
Other Business Units
Apart from the Pharmacy, Still in Academic Research business that I established with the help of Zidisha and Property Business that I have invested in a Land Buying and Selling company owned by young Kenyans with a vision to generate income. . This fifth loan will assist increasing my Mpesa business float that is low and cannot meet high demand of Mpesa services. With this business I will be able to comfortable pay back the loan.
My Need;
Currently my MPESA business have a float of US dollars 500 against a daily demand of 1500US dollars. In this kind of business the more float you have the more you earn. My monthly commission stands at $130 an increase in float will lead to 100% increase in commission, I plan to repay the loan monthly with 50% of my commission, Thus, I will be able to repay the loan within 6 months. '
I, therefore, need this loan of $920 to increase my float in my MPESA business which is ongoing and need to meet high demand from my clients. This will increase more traffic to my business and make more people aware of the Pharmacy products that I also sell.
Loan Proposal
I have decide to move into this venture due to it's profitability already I am paying for two pieces of land that I intend to sell and re-invest again in the business. The amount of money I am borrowing will help me acquire a piece of land which I will sell at a profit. The credit will be easily facilitated by two businesses that I am actively involve in that is online freelancing and pharmacy business that I have started and made viable as a result of partnership with Zidisha.
From an investment of 275, 000 Kshs($2,806) Intend to make a profit of 125, 000($1275 )six months from now. From this business I will be able to establish a real estate business that will provide employment to the unemployed youths.
Feedback
Positive
2
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$325.00
Date disbursed
Mar 7, 2016
Repayment status
On Time
Projected term
44 months
Other loans
Lenders
United States
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Summary
Amount repaid
$341.26
Amount remaining
$0.00
Date repaid
Oct 2, 2016
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Mar 17, 2016 | $18.13 | Mar 16, 2016 | $18.13 |
| Mar 24, 2016 | $18.13 | Mar 24, 2016 | $18.13 |
| Mar 31, 2016 | $0.00 | ||
| Apr 7, 2016 | $20.15 | Apr 10, 2016 | $20.15 |
| Apr 14, 2016 | $5.04 | Apr 18, 2016 | $5.04 |
| Apr 21, 2016 | $4.53 | Apr 20, 2016 | $4.53 |
| Apr 28, 2016 | $4.53 | Apr 28, 2016 | $4.53 |
| May 5, 2016 | $4.53 | May 2, 2016 | $4.53 |
| May 12, 2016 | $4.53 | May 2, 2016 | $4.53 |
| May 19, 2016 | $4.53 | May 2, 2016 | $4.53 |
| May 26, 2016 | $4.53 | May 2, 2016 | $4.53 |
| Jun 2, 2016 | $4.53 | May 2, 2016 | $4.53 |
| Jun 9, 2016 | $2.52 | May 2, 2016 | $2.52 |
| Jun 16, 2016 | $25.18 | May 26, 2016 | $25.18 |
| Jun 23, 2016 | $25.18 | Jun 2, 2016 | $25.18 |
| Jun 30, 2016 | $2.52 | Jul 6, 2016 | $2.52 |
| Jul 7, 2016 | $2.52 | Jul 20, 2016 | $2.52 |
| Jul 14, 2016 | $0.00 | ||
| Jul 21, 2016 | $2.01 | Aug 3, 2016 | $2.01 |
| Jul 28, 2016 | $2.01 | Aug 3, 2016 | $2.01 |
| Aug 4, 2016 | $2.01 | Aug 3, 2016 | $1.01 |
| Aug 3, 2016 | $1.01 | ||
| Aug 11, 2016 | $2.01 | Aug 3, 2016 | $2.01 |
| Aug 18, 2016 | $2.01 | Aug 3, 2016 | $2.01 |
| Aug 25, 2016 | $5.04 | Aug 25, 2016 | $5.04 |
| Sep 1, 2016 | $5.04 | Aug 25, 2016 | $5.04 |
| Sep 8, 2016 | $2.52 | Sep 13, 2016 | $2.52 |
| Sep 15, 2016 | $1.01 | Sep 27, 2016 | $1.01 |
| Sep 22, 2016 | $0.00 | ||
| Sep 29, 2016 | $1.01 | Oct 1, 2016 | $1.01 |
| Oct 6, 2016 | $1.01 | Oct 1, 2016 | $1.01 |
| Oct 13, 2016 | $1.01 | Oct 1, 2016 | $1.01 |
| Oct 20, 2016 | $1.01 | Oct 1, 2016 | $1.01 |
| Oct 27, 2016 | $1.01 | Oct 1, 2016 | $1.01 |
| Nov 3, 2016 | $1.01 | Oct 1, 2016 | $1.01 |
| Nov 10, 2016 | $1.01 | Oct 1, 2016 | $1.01 |
| Nov 17, 2016 | $1.01 | Oct 1, 2016 | $1.01 |
| Nov 24, 2016 | $1.01 | Oct 1, 2016 | $1.01 |
| Dec 1, 2016 | $1.01 | Oct 1, 2016 | $1.01 |
| Dec 8, 2016 | $1.01 | Oct 1, 2016 | $1.01 |
| Dec 15, 2016 | $1.01 | Oct 1, 2016 | $1.01 |
| Dec 22, 2016 | $1.01 | Oct 1, 2016 | $1.01 |
| Dec 29, 2016 | $1.01 | Oct 1, 2016 | $1.01 |
| Jan 5, 2017 | $1.01 | Oct 1, 2016 | $1.01 |
| Jan 12, 2017 | $1.01 | Oct 1, 2016 | $1.01 |
| Jan 19, 2017 | $1.01 | Oct 1, 2016 | $1.01 |
| Jan 26, 2017 | $1.01 | Oct 1, 2016 | $1.01 |
| Feb 2, 2017 | $1.01 | Oct 1, 2016 | $1.01 |
| Feb 9, 2017 | $1.01 | Oct 1, 2016 | $1.01 |
| Feb 16, 2017 | $1.01 | Oct 1, 2016 | $1.01 |
| Feb 23, 2017 | $1.01 | Oct 1, 2016 | $1.01 |
| Mar 2, 2017 | $1.01 | Oct 1, 2016 | $1.01 |
| Mar 9, 2017 | $1.01 | Oct 1, 2016 | $1.01 |
| Mar 16, 2017 | $1.01 | Oct 1, 2016 | $1.01 |
| Mar 23, 2017 | $1.01 | Oct 1, 2016 | $1.01 |
| Mar 30, 2017 | $1.01 | Oct 1, 2016 | $1.01 |
| Apr 6, 2017 | $1.01 | Oct 1, 2016 | $1.01 |
| Apr 13, 2017 | $1.01 | Oct 1, 2016 | $1.01 |
| Apr 20, 2017 | $1.01 | Oct 1, 2016 | $1.01 |
| Apr 27, 2017 | $1.01 | Oct 1, 2016 | $1.01 |
| May 4, 2017 | $1.01 | Oct 1, 2016 | $1.01 |
| May 11, 2017 | $1.01 | Oct 1, 2016 | $1.01 |
| May 18, 2017 | $1.01 | Oct 1, 2016 | $1.01 |
| May 25, 2017 | $1.01 | Oct 1, 2016 | $1.01 |
| Jun 1, 2017 | $1.01 | Oct 1, 2016 | $1.01 |
| Jun 8, 2017 | $1.01 | Oct 1, 2016 | $1.01 |
| Jun 15, 2017 | $1.01 | Oct 1, 2016 | $1.01 |
| Jun 22, 2017 | $1.01 | Oct 1, 2016 | $1.01 |
| Jun 29, 2017 | $1.01 | Oct 1, 2016 | $1.01 |
| Jul 6, 2017 | $1.01 | Oct 1, 2016 | $1.01 |
| Jul 13, 2017 | $1.01 | Oct 1, 2016 | $1.01 |
| Jul 20, 2017 | $1.01 | Oct 1, 2016 | $1.01 |
| Jul 27, 2017 | $1.01 | Oct 1, 2016 | $1.01 |
| Aug 3, 2017 | $1.01 | Oct 1, 2016 | $1.01 |
| Aug 10, 2017 | $1.01 | Oct 1, 2016 | $1.01 |
| Aug 17, 2017 | $1.01 | Oct 1, 2016 | $1.01 |
| Aug 24, 2017 | $1.01 | Oct 1, 2016 | $1.01 |
| Aug 31, 2017 | $1.01 | Oct 1, 2016 | $1.01 |
| Sep 7, 2017 | $1.01 | Oct 1, 2016 | $1.01 |
| Sep 14, 2017 | $1.01 | Oct 1, 2016 | $1.01 |
| Sep 21, 2017 | $1.01 | Oct 1, 2016 | $1.01 |
| Sep 28, 2017 | $1.01 | Oct 1, 2016 | $1.01 |
| Oct 5, 2017 | $1.01 | Oct 1, 2016 | $1.01 |
| Oct 12, 2017 | $1.01 | Oct 1, 2016 | $1.01 |
| Oct 19, 2017 | $1.01 | Oct 1, 2016 | $1.01 |
| Oct 26, 2017 | $1.01 | Oct 1, 2016 | $1.01 |
| Nov 2, 2017 | $1.01 | Oct 1, 2016 | $1.01 |
| Nov 9, 2017 | $1.01 | Oct 1, 2016 | $1.01 |
| Nov 16, 2017 | $1.01 | Oct 1, 2016 | $1.01 |
| Nov 23, 2017 | $1.01 | Oct 1, 2016 | $1.01 |
| Nov 30, 2017 | $1.01 | Oct 1, 2016 | $1.01 |
| Dec 7, 2017 | $1.01 | Oct 1, 2016 | $1.01 |
| Dec 14, 2017 | $1.01 | Oct 1, 2016 | $1.01 |
| Dec 21, 2017 | $1.01 | Oct 1, 2016 | $1.01 |
| Dec 28, 2017 | $1.01 | Oct 1, 2016 | $1.01 |
| Jan 4, 2018 | $1.01 | Oct 1, 2016 | $1.01 |
| Jan 11, 2018 | $1.01 | Oct 1, 2016 | $1.01 |
| Jan 18, 2018 | $1.01 | Oct 1, 2016 | $1.01 |
| Jan 25, 2018 | $1.01 | Oct 1, 2016 | $1.01 |
| Feb 1, 2018 | $1.01 | Oct 1, 2016 | $1.01 |
| Feb 8, 2018 | $1.01 | Oct 1, 2016 | $1.01 |
| Feb 15, 2018 | $1.01 | Oct 1, 2016 | $1.01 |
| Feb 22, 2018 | $1.01 | Oct 1, 2016 | $1.01 |
| Mar 1, 2018 | $1.01 | Oct 1, 2016 | $1.01 |
| Mar 8, 2018 | $1.01 | Oct 1, 2016 | $1.01 |
| Mar 15, 2018 | $1.01 | Oct 1, 2016 | $1.01 |
| Mar 22, 2018 | $1.01 | Oct 1, 2016 | $1.01 |
| Mar 29, 2018 | $1.01 | Oct 1, 2016 | $1.01 |
| Apr 5, 2018 | $1.01 | Oct 1, 2016 | $1.01 |
| Apr 12, 2018 | $1.01 | Oct 1, 2016 | $1.01 |
| Apr 19, 2018 | $1.01 | Oct 1, 2016 | $1.01 |
| Apr 26, 2018 | $1.01 | Oct 1, 2016 | $1.01 |
| May 3, 2018 | $1.01 | Oct 1, 2016 | $1.01 |
| May 10, 2018 | $1.01 | Oct 1, 2016 | $1.01 |
| May 17, 2018 | $1.01 | Oct 1, 2016 | $1.01 |
| May 24, 2018 | $1.01 | Oct 1, 2016 | $1.01 |
| May 31, 2018 | $1.01 | Oct 1, 2016 | $1.01 |
| Jun 7, 2018 | $1.01 | Oct 1, 2016 | $1.01 |
| Jun 14, 2018 | $1.01 | Oct 1, 2016 | $1.01 |
| Jun 21, 2018 | $1.01 | Oct 1, 2016 | $1.01 |
| Jun 28, 2018 | $1.01 | Oct 1, 2016 | $1.01 |
| Jul 5, 2018 | $1.01 | Oct 1, 2016 | $1.01 |
| Jul 12, 2018 | $1.01 | Oct 1, 2016 | $1.01 |
| Jul 19, 2018 | $1.01 | Oct 1, 2016 | $1.01 |
| Jul 26, 2018 | $1.01 | Oct 1, 2016 | $1.01 |
| Aug 2, 2018 | $1.01 | Oct 1, 2016 | $1.01 |
| Aug 9, 2018 | $1.01 | Oct 1, 2016 | $1.01 |
| Aug 16, 2018 | $1.01 | Oct 1, 2016 | $1.01 |
| Aug 23, 2018 | $1.01 | Oct 1, 2016 | $1.01 |
| Aug 30, 2018 | $1.01 | Oct 1, 2016 | $1.01 |
| Sep 6, 2018 | $1.01 | Oct 1, 2016 | $1.01 |
| Sep 13, 2018 | $1.01 | Oct 1, 2016 | $1.01 |
| Sep 20, 2018 | $1.01 | Oct 1, 2016 | $1.01 |
| Sep 27, 2018 | $1.01 | Oct 1, 2016 | $1.01 |
| Oct 4, 2018 | $1.01 | Oct 1, 2016 | $1.01 |
| Oct 11, 2018 | $1.01 | Oct 1, 2016 | $1.01 |
| Oct 18, 2018 | $1.01 | Oct 1, 2016 | $1.01 |
| Oct 25, 2018 | $1.01 | Oct 1, 2016 | $1.01 |
| Nov 1, 2018 | $1.01 | Oct 1, 2016 | $1.01 |
| Nov 8, 2018 | $1.01 | Oct 1, 2016 | $1.01 |
| Nov 15, 2018 | $1.01 | Oct 1, 2016 | $1.01 |
| Nov 22, 2018 | $1.01 | Oct 1, 2016 | $1.01 |
| Nov 29, 2018 | $1.01 | Oct 1, 2016 | $1.01 |
| Dec 6, 2018 | $1.01 | Oct 1, 2016 | $1.01 |
| Dec 13, 2018 | $1.01 | Oct 1, 2016 | $1.01 |
| Dec 20, 2018 | $1.01 | Oct 1, 2016 | $1.01 |
| Dec 27, 2018 | $1.01 | Oct 1, 2016 | $1.01 |
| Jan 3, 2019 | $1.01 | Oct 1, 2016 | $1.01 |
| Jan 10, 2019 | $1.01 | Oct 1, 2016 | $1.01 |
| Jan 17, 2019 | $1.01 | Oct 1, 2016 | $1.01 |
| Jan 24, 2019 | $1.01 | Oct 1, 2016 | $1.01 |
| Jan 31, 2019 | $1.01 | Oct 1, 2016 | $1.01 |
| Feb 7, 2019 | $1.01 | Oct 1, 2016 | $1.01 |
| Feb 14, 2019 | $1.01 | Oct 1, 2016 | $1.01 |
| Feb 21, 2019 | $1.01 | Oct 1, 2016 | $1.01 |
| Feb 28, 2019 | $1.01 | Oct 1, 2016 | $1.01 |
| Mar 7, 2019 | $1.01 | Oct 1, 2016 | $1.01 |
| Mar 14, 2019 | $1.01 | Oct 1, 2016 | $1.01 |
| Mar 21, 2019 | $1.01 | Oct 1, 2016 | $1.01 |
| Mar 28, 2019 | $1.01 | Oct 1, 2016 | $1.01 |
| Apr 4, 2019 | $1.01 | Oct 1, 2016 | $1.01 |
| Apr 11, 2019 | $1.01 | Oct 1, 2016 | $1.01 |
| Apr 18, 2019 | $1.01 | Oct 1, 2016 | $1.01 |
| Apr 25, 2019 | $1.01 | Oct 1, 2016 | $1.01 |
| May 2, 2019 | $1.01 | Oct 1, 2016 | $1.01 |
| May 9, 2019 | $1.01 | Oct 1, 2016 | $1.01 |
| May 16, 2019 | $1.01 | Oct 1, 2016 | $1.01 |
| May 23, 2019 | $1.01 | Oct 1, 2016 | $1.01 |
| May 30, 2019 | $1.01 | Oct 1, 2016 | $1.01 |
| Jun 6, 2019 | $1.01 | Oct 1, 2016 | $1.01 |
| Jun 13, 2019 | $1.01 | Oct 1, 2016 | $1.01 |
| Jun 20, 2019 | $1.01 | Oct 1, 2016 | $1.01 |
| Jun 27, 2019 | $1.01 | Oct 1, 2016 | $1.01 |
| Jul 4, 2019 | $1.01 | Oct 1, 2016 | $1.01 |
| Jul 11, 2019 | $1.01 | Oct 1, 2016 | $1.01 |
| Jul 18, 2019 | $1.01 | Oct 1, 2016 | $1.01 |
| Jul 25, 2019 | $1.01 | Oct 1, 2016 | $1.01 |
| Aug 1, 2019 | $1.01 | Oct 1, 2016 | $1.01 |
| Aug 8, 2019 | $1.01 | Oct 1, 2016 | $1.01 |
| Aug 15, 2019 | $1.01 | Oct 1, 2016 | $1.01 |
| Aug 22, 2019 | $1.01 | Oct 1, 2016 | $1.01 |
| Aug 29, 2019 | $1.01 | Oct 1, 2016 | $1.01 |
| Sep 5, 2019 | $1.01 | Oct 1, 2016 | $1.01 |
| Sep 12, 2019 | $1.01 | Oct 1, 2016 | $1.01 |
| Sep 19, 2019 | $1.01 | Oct 1, 2016 | $1.01 |
| Sep 26, 2019 | $1.01 | Oct 1, 2016 | $1.01 |
| Oct 3, 2019 | $1.01 | Oct 1, 2016 | $1.01 |
| Oct 10, 2019 | $1.01 | Oct 1, 2016 | $1.01 |
| Oct 17, 2019 | $1.01 | Oct 1, 2016 | $1.01 |
| Oct 24, 2019 | $5.32 | Oct 2, 2016 | $5.32 |
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