Purchase land & help improve food security

Entrepreneur

About Me

My life has been interesting and full of hardships.On finishing my primary school my mum could not get fees to take me to secondary school and she tried her way best to get help. Certainly,she was able to find a school for me at Nairobi by name Aga Khan High. The principal agreed to sponsor my education because he could see my potential. Almost before the end of the year he was transferred and I had a fee balance of USD 240 for third term. Unfortunately I didn't seat for my end of year exam and had to travel in rural area having no more hope.I was then able to work as a heardsmen for a year to raise school fees.I worked for USD7 per month for 9 months.I prayed .Luckily as I was set to go back to school the government introduced free secondary school project but we catered for our food feeding program and development of the school. I then successfully enrolled in a rural secondary school in form two which I ended up finishing and got the government higher education sponsorship where its expected of you to pay a minimum total of USD 300 yearly for four years depending on degree program enrolled.The struggle continued on joining university where I paid school fees for myself by hawking roasted and fried peanuts both cooked from the school hostel. I also worked in a construction company paid USD 3 per day on my free days on class timetables and weekends.I learnt a lot from my hardships .I almost stayed for a year without buying clothes.I had occasions clothes and daily use clothes so that I could look decent.I was lucky enough to get supply contract in local supermarkets. I quit this business after finishing higher education and invested on a long term Retail Shop at a local area which has the capability of operating 24 hrs and have been able to employ two people who work on shifts. Am currently an employee in a cyber security company. It seems impossible until is done. I always feel I have a debt to pay. I need to find a way to be able to help those in need. By inviting trustworthy needy people to Zidisha I will have helped dozen and their families too.

My Business

I currently run different businesses . I have a retail stores dealing with food stuffs and fast food and recently opened a cereal stores and is doing very well. I also sell on both wholesale and retail roasted peanuts and peanut butter from my rental house. I am also working in an IT firm with capability of working 24 hrs on shifts. From my retail stores I can get around USD 1000 after all deductions monthly. From my recently opened cereal stores I can get up to USD 400 after all deductions per month. From my peanuts business I get USD 50 profit Per sales day. From my full employment I am paid senior staff salary which is averagely between USD 1800 to USD 2500 per month. Tax is however taking it's lee way. I use my profits some times as savings, others I pay school fees for my daughters, sometimes pay salaries to my employees and support church activities including tithe and also helping the needy in our society. I now intend to pursue a Master of Science in Cyber Security in United States based university through taking a student loan, scholarship and graduate assistantships. Looking forward for a beautiful future after working in an IT consultant firm for over 6 years.

Loan Proposal

Thank you, once again, for the previous loan. I was able to establish cereals stores.

I now come again to request a loan to help me finish payment on a parcel of commercial land to be used in large-scale production of cereals. I have made a deposit of USD 20,000 and I intend to finish up the remaining amount of USD 80,000. I also have borrowed some USD 20,000 which I have used to fence the piece of land (126 ft. by 100 ft.).

I also have planted, since it's the rainy season. In this way, I will be assisting the country achieve food security to feed the nation's citizens at a cheaper price as opposed to buying from farmers. Self-produced cereals are less expensive than marketplace ones. My typical revenue would be increased by at least 80% in a year's time.

I also intend to build a one-room storage facility for storing the farm produce. And I have higher ambitions to develop the small area with water-catchment methods, since a seasonal river is 50 meters away. This also would be my permanent place of residence and, hence, I would build a house there in some years to come.

Please help me to achieve these great dreams. Thanks in advance.

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