Monicah
Nairobi, Kenya
19% repaid
Name
Monicah
Member since
April 2015
On-time repayments
18 installments • 56%
I have three siblings, and I'm the third born in our family. I had a good childhood, and my parents ensured that we all had a good education up to college. I have a diploma in early childhood education. I'm a widow with four children. Since I am the sole breadwinner, I have to do two or more jobs to fully cater for their needs. I want to give them what I had so that they can be morally, socially, intellectually, and psychologically upright.
I got a small loan from my parents and started a stationery shop to boost my income. It is located near five learning institutions in a densely populated area, hence making business good. I live in an area where children socialize and assist each other in need. As parents, we encourage them to work together to improve the living standards. We parents also believe that our children are tomorrow's leaders, so we meet monthly and discuss our challenges.
My children want to do various things when they grow up. They include a teacher, an artist (he really knows how to draw), and a doctor. The last born is only two years old, so he's not yet decided. I love reading, cooking and travelling.
Since my shop is in a densely populated area, I manage to make good sales in exercise books, pens, rulers, journals, and other stationary. The shop is located near five learning institutions and others are coming up -- i.e., nursery schools are being opened -- so demand is always there. I chose a stationery shop because I love my career, so I decided to choose something I like doing: mingling with children. I make an average of KSH 500 a day, and I work six days a week. I manage to pay rent, my shopkeeper and monthly bills comfortably. This leaves me with a small profit, which I save for the business growth.
there has been a demand of passport size photos and spiral binding in my shop. since the printer can colour print, I saw the need to get a camera. in fact a school has given me a tender to make them graduation certificates with photos of their children. clients also requested for spiral binding alot. on window shopping, I settled for a digital camera costing $60 and a binding machine @$35. the spirals and covers will cost $10. looking forward to a positive response. thanks.
I have three siblings in which I'm a third born in our family. I had a good childhood and my parents ensured that we all had a good education up to college. I have a diploma in early childhood education. I'm a widow with four children. since I am the sole breadwinner I have to do two or more jobs so as to fully cater for their needs. I want to give them what I had so that they can be morally, socially, intellectually, and psychologically upright. I got a small loan from my parents and started a stationery shop so as to boost my income. it is located near five learning institutions in a densely populated area hence making business good. I live in an area where children socialize and assist each other in need. as parents we encourage them to work together so as to improve the living standards. we parents also believe that our children are tomorrow's leaders so we meet monthly and discuss our challenges. my children want to do various things when they grow up. they include a teacher, an artist( he really knows how to draw), a doctor. the last born is only two yrs so he he's not yet decided. I love reading, cooking and travelling.
since my shop is in a densely populated area, I manage to make good sales in exercise books, pens, rulers, journals, and other stationary. the shop is located near five learning institutions and others are coming up ie nursery schools are being opened. so demand is always there. I chose stationery shop because I love my career so I decided to choose something I like doing.. mingling with children. I make an average of ksh 500 a day, work six days a week. I manage to pay rent, shopkeeper and monthly bills comfortably. this leaves me with a small profit which I save for the business growth.
there has been a demand of passport size photos and spiral binding in my shop. since the printer can colour print, I saw the need to get a camera. in fact a school has given me a tender to make them graduation certificates with photos of their children. clients also requested for spiral binding alot. on window shopping, I settled for a digital camera costing $60 and a binding machine @$35. the spirals and covers will cost $10. looking forward to a positive response. thanks.
Positive
None
Neutral
None
Negative
1
Project Type
Classic Loan
Disbursed amount
$96.00
Date disbursed
Oct 14, 2015
Repayment status
Late
Projected term
6 weeks
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