Entrepreneur
Name
John
Member since
May 2015
On-time repayments
292 installments • 68%
About Me
This is my 3rd Zidisha loan funding attempt.
Well, am not entirely new to the Zidisha family, but I will introduce myself once again for the new Zidisha members. I am Kenyan by nationality and my names are John Thiaro. I come from Kenya which is famous for the world-renowned athletes Joyce Chepchumba, Paul Tergat, Vivian Cheruiyot, Philip Boit and many others who have won numerous awards internationally like the Boston marathon, Olympics and so forth.
I was born and raised up in a town known as Nakuru which is approximately 125 miles from our capital city of Nairobi. Nakuru is the 4th largest town in Kenya.
We are a family of 8, 5 brothers and 3 sisters. My parents are retired police officers, but my father passed on in 2010.
I am the 6th born in our family and the youngest amongst the boys (or men if you like as we are all grown up).
I have a family that who include my loving wife Mercy and 2 daughters and a boy. Kathy - 7 years, Emilly - 5 years and Jerry - 7 months.
I am very passionate about nature and conservation and I love wildlife safaris, am a trained safari-guide and have worked in several of our wildlife conservation areas such as Maasai Mara and other parks. Ornithology is a hobby I dearly love and enjoy.
My Business
Currently, my main business is keeping of chicken both for meat - broilers, and for eggs layers. The chicken for eggs are both hybrid and free-range chicken as the my customers love both of this varieties.
I want to become a broker for chicken eggs and chicken meat to be supply to hotels, schools and large institutions.
Due to the rapid expansion of my business, I bought a Motorbike with my 5th Zidisha loan. This has really assisted my business as I got to supply my products where I previously could not be able to.
My profits have since increased by more than 70% and am very very grateful to all Zidisha lenders. My families lifestyle has changed for the better and each new day is a blessing to us.
I am able to pay our 2 children's school fees, cloth and cater for their day to day effortlessly because of my business whose foundation is Zidisha!
As I had informed you earlier, the expansion of my chicken and eggs supply as has made me have about triple the number of customers I had when I started this business. With the availability of the van, I will easily be able to offer chicken products in a diversified market at a more competitive price than that of other business-men in the same work.
This has necessitated me to not only source the products from my farm but also outsource from other farmers as I cannot cope with the high demand.
This is the reason, I was planning that with the able and good Zidisha lenders, I will make this a reality by purchasing a station wagon or van if you like. The most popular in my country are Toyota Probox or Toyota Succeed. This a hardy vehicle which is relatively cheaper than other models and consumes very little fuel.
The vehicle's maintenance is low and when you fold the rear seat, I will be able to supply my goods to various hotels in town and the outskirts of my town.
I will then resell the motorbike and add a little of my savings towards achieving this goal.
Loan Proposal
This is my third (3rd) loan from Zidisha. I am planning to buy a water tank with a capacity of 3000 liters.
I have been having a lot of problems because we do not have piped water in our home and this makes me spend a lot of time going to buy water which is about 3 km away.
Since the rains have started, a water tank will be collecting the water which I will be using for domestic consumption as well as in my poultry project.
As I had mentioned earlier, am planning to start dairy farming and as you all know, cows consume a lot of water everyday.
The water tank will enable me have more time on my hands which I can in turn do other economically beneficial work.
The money I will save from buying water will in turn be put into a fund where I can start saving a little amount to buy the cows.
With the completion of this project, am sure my production will increase by more than 40% and I can easily repay my loan. My neighbours and already started enjoying buying chicken eggs from me and my income has now increased!
I hope and trust that the membership to Zidisha community will respond to my request and contribute to this water tank project.
Lastly, I hope that you all have a wonderful time in your respective countries and I take this opportunity to thank you in advance.
The break-down of the loan is as follows:-
Water tank (3000 liters) - $200
Water gutters for collecting water - $23
Cement and ballast for construction the slab where the tank will rest - $50
Labour cost $30
Transportation cost - $20
Water tap and pipes - $30
Mislleneous cost - $27
Total cost $380
Feedback
Positive
4
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$383.00
Date disbursed
Mar 13, 2016
Repayment status
On Time
Projected term
5 months
Lenders
I want my "My loans" page back, Qatar
United States
United States
Bonn, Germany
United States
United Kingdom
United States
United States
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