Purchasing equipment and supplies for my cybercafé

Ernest

Bolgatanaga, Ghana

100% repaid

Entrepreneur

Name

Ernest

Member since

July 2016

On-time repayments

67 installments  •  88%

About Me

i grew up in a poor family were getting three square meals was almost impossible i was always sent home from school for not been able to afford my fees until i got admission at Wisconsin university collage Legon Ghana study Bsc. computer science and management student ID Number WIUC/01/921. in 2008 and dropped out 2009 since i could not afford the expensive fees.

after i dropped out i took a job opposite the school working as a sales man at a business center until December 2010 and decided to travel back home to look for greener pasture my break came in 2012 when i acquired a loan of huge interest and started a small business doing photocopy and typesetting for money while going to school until i finished paying the loan in September 2015. i have completed my first degree.

the people of my community are mostly farmers and cattle rarer, peaceful, business minded and focus.

my daughter Mildred is 1 year 7 months old and my first.

i love to learn a lot especially on the INTERNET but its expensive at this side of the country. i love to going to the gym and watching movies.

My Business

i am into ICT business sales of computer and accessories, repairs of computer, printing ad photocopying, and freelancing.
they are in demand since people buy lots of accessories for their computer like pen drives, mouse and lots of photocopies are done especially printing of passport pictures, ID Cards, Invitations and complimentary cards.

typical cost monthly is averagely between $100 - $200 for purchasing cartridges, papers, rent and light bills. an average revenue of $50 - $100.

i have monthly saving for my daughter when she grows up, i invest a little in the business for better profit i also have a one employee who am training as well.

Loan Proposal

I will purchase Comb Binding machines to increase number of books I Comb Bind in a day, and buy catridge for my colored printer as well.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$133.00

Date disbursed

Dec 20, 2018

Repayment status

On Time

Projected term

6 weeks

Lenders

Laurie

Sry, Canada

Lisbeth

Perth, Australia

Lotus Flower

United States

Stefan Koshold

Mülheim, Germany

WV

Wouter van Buizen

Amsterdam, Netherlands

Cambium Foundation

Kirkland, United States

Angela Chu

Toronto, Canada

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  • Ernest    Dec 20, 2018

    I am most grateful for the life changing oppurtunity, i will immediately purchase my catridge and accessories.

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  • Ernest    Jul 6, 2018

    payment have been completed thanks to the flexible payment terms though i had so technical challenges during payment but my mentor Chris was very helpful thanks to Chris i am exited to apply for the next loan to add one more computer to my secretarial business.
    thanks

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  • Christian    Jun 11, 2018

    I'm able to speak with Ernest, he agreed to complete his payment this week.

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    • Ernest    Jul 6, 2018

      the payment has been completed but i hope the challenges we discussed earlier will still be put across.
      thanks

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  • Christian    May 10, 2018

    I just spoke to Ernest, according to him he made payment and I'm sure between 3-5 working days it would reflect in his account.

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  • Christian    Feb 22, 2018

    I successfully spoke with Ernest concerning the late payment. He said he has now reduced his weekly repayment and has now paid.

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  • Ernest    Feb 21, 2018

    i have re-invested my profit into the photocopier business since this option is available will increase the payment amount when profit n my investment since the demand is increasing i have to meet customer demand while still paying on time

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  • Ernest    Nov 10, 2017

    i happy increasing my installment since business have improved since i acquired the loan and the beauty of the flexible payment is awseome

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  • Ernest    Aug 1, 2017

    i mistakenly overpaid on the 21 by GHS 30.00 cedis and it affected my income a bit i am only reducing to balance the the over paid amount for a period i will honor my first first proposed installment.

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  • Ernest    May 25, 2017

    Thanks christian am most grateful to zidisha for the support. am moving up....

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  • Christian    Nov 30, 2016

    Ernest, Congrats for successfully completing your loan repayment on time. Wishing you all the best.

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  • Ernest    Aug 29, 2016

    purchased flash drives how amazing my dreams came through. this
    was a enough proof that i can get support from a wonderful community like zidisha. business in progress..../

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  • Ernest    Jul 12, 2016

    i would immediately order from the retailers.
    mice, flash drives and keyboards for my shop.
    this will increase the stock in the shop and increase my profit.
    thanks for the support you have not only assisted me you have assisted a family and a community as a whole and am motivated.

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