Cosmos
Berekum, Ghana
70% repaid
Name
Cosmos
Member since
February 2015
On-time repayments
40 installments • 30%
Cosmos Owusu is my name. I come from berekum in the brong ahafo region. I attended school at senase D/A primary and JHS. From there i went to berekum senoir high school. By the grace of God i did very well in the final exams. My parent are also farmers so all my school way financed by them. Sometimes after school i join them in the farm. I went to teacher training school after SHS and now am a teacher by profession. With all my hard work i now have a cocoa farm. I have people who are still working in the farm sometimes after school i join them in the farm. The uniqueness about my land is , is very good for crop production and organic as well.
I started my farm when i was in senior high school and is cocoa farm. Cocoa is use for so many things like Milo, cocoa batter, chocolate, cocoa drinks and etc. It is also exported to so many countries for different purposes . I chose this kind of business because all my family members including my parent are farmers.So they use to send us alone to farm and i developed the interest in farming when i was a child. Although am a teacher but my typical cost is not much that is why i am seeking for loan from zidisha to purchase fertilizers and pesticides for my cocoa farm. The pest will affect the yield when is been ignored. pesticides therefore will enable me to fight this pest in order to increase yield. Also the fertilizers will boot the cocoa trees to bare much fruits which will increase export for Ghana and much revenue will be generated
i want to use this opportunity to thank all lenders who by their kind gesture helped me in my first loan. i will use 40% of the loan to purchase pesticides for immediate use in my farm whiles 50% for purchase of fertilizers to boot yield and the 10% for farm works and activities. this will; benefit myself and Ghana at large since my profit will increase whiles export for Ghana will also increase.
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$90.00
Date disbursed
Apr 22, 2015
Repayment status
Late
Projected term
7 months
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