Samuel
Githurai 45 Ruiru Constituency, Kenya
100% repaid
Name
Samuel
Member since
July 2013
On-time repayments
218 installments • 15%
I was brought up in Thegenge village in Nyeri county. life was not easy since the parents didn't have stable income. They struggled to raise school fees for my primary school education. I was lucky to join High school and with bursary aid I completed my o levels. I had to get casual jobs to raise money for my accountancy certificate course. afterwards I was employed by Equity bank as an accountant where I worked for 5 years. My love for business pushed me to start a cosmetics shop which later changed to a salon. The salon closed due to covid 19 effects. I relocated to Chuka in Tharaka Nithi County and started smokies vending business. I am happy it is growing and trust that with zidisha as partner I will continue to grow.
I operate a smokies vending business at ndagani market next to Chuka University in Tharaka Nithi university. I started the business in year 2021 after my salon business closed after Covid 19 effects. It is very promisingdue to the ready market. I started with one packet but now doung over 4 packets a day. It is my wish to add value like do smochas to increase the uptake and eventually grow to a big restraunt offering variety on the menu.
With my previous three loans my business experienced positive growth Thanks to my Zidisha Lenders and Zidisha Team. with the proceeds I was able to open a Hair Salon in order to diversify risk and also maximize profits. This new channel have proofed that it was the right investment decision since I have been able to break even in two months. However I require to put up some facilities in the salon prioritized by hair drier which is very vital for customers coming for hair treatment and also hair setting. A good modern hair drier will cost US Dollars 312 (ksh28,000 ) On acquisition of this machine, I look forward to double my income on this investment. I therefore appeal to you dear lenders to support me towards this investment by funding my loan application of US Dollars 122 (ksh10,623) Thank you very much in advance.
Samuel Ndiritu.
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$122.00
Date disbursed
Sep 4, 2014
Repayment status
On Time
Projected term
43 months
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