Purchase of hair products

Entrepreneur

About Me

My name is Joyce Mzaduri a Zambian citizen. Being in the second born in a family of three and the only child, my childhood was very interesting in some way. My father was a primary school teacher and my mother was just a house wife who took very good care of her kids. I grew up in society that had norms which suggested that a woman was only brought on Earth for marriage and a male child was the one to go to school and be whatever he wanted once he completed his studies.
My brother and I attended the same school from about grade two to grade nine. I remember being amongst the 4-6 girls only present in a class of 40-50 pupils. I regarded myself as lucky because most of my friends from the neighborhood were denied the privilege of going to attain an education as the boys did. I would then after class get back home and pass on the information I understood to my friends and that would make them so happy I remember.
Mum was a very good and is still a great baker. I recall that when every body is home on a Sunday afternoon, she would always be in the kitchen baking us something we least expect. I then developed a habit of watching her bake and slowly but sure I finally got the skill.
When I learned how to prepare fritters, I first baked a few for my family and friends and was waiting for the feedback on how they tasted like, to my surprise, they all came back asking for more. This made my family proud because I had this skill just in grade five. It was jaw dropping for the community too. Until my brother asked me to make fritters to sale at school, I was first paranoid thinking nobody would even buy from me because of whatever reasons. So I the first time I made fritters to take to school, I specifically made them for the teachers who taught us various subjects and just like the first time, I waited for their response too and it was so exciting and motivating how they loved them. That's how I first started selling fritters and I'd say that was my first business, In grade five!

By the time I was in grade 10 I learnt how to bake a cake. After the completion of secondary school, my father did not have enough money to take me to school as he was still sponsoring my elder brother to get done with he's degree program. I then thought to myself that instead of waiting on my elder brother to get done, why don't I just start a business of my own? That's how I became a baker specifically for cakes.

My Business

My main business is baking cakes. I have a wide range of customers waiting on my services almost every time. Many people wonder how come I do not get tired but I tell them that it is difficult to get tired of doing something you love the most, for me that's baking. I work through orders, only if a customer makes an order that's when I get to bake. I've baked for quite a lot of events like wedding ceremonies, birthday parties, family gatherings and just many other events.
My cakes range from 450-1500 making the fruit cake the most expensive. In a week, I usually do not get anything less than 3 calls concerning orders for my cakes. I would brag that I am quite outstanding and my services are well appreciated by the general public.

Loan Proposal

Firstly, I want to purchase hair from china because the most of the hair dealers here in Zambia sale synthetic hair of which most of my customers keep complaining saying that the hair keeps calling off and is not shiny enough for a long time.
Other than that, I would like to purchase more hair products and also beauty cosmetics for both male and female.

Income Source

Every time I make profit off any business transaction, I always save up 10% of the money in my savings account because not all days will end up the same.
I have already received the payments for the other orders of the hair products from China.
So either way, I have the money to repay my loan.

Feedback

Loan Info

Lenders