Purchase of kales and fruits

Ruth

Lambwe East, Kenya

44% repaid

Entrepreneur

Name

Ruth

Member since

April 2015

On-time repayments

47 installments  •  43%

About Me

My name is Ruth A Denge. I was born in Gembe East Location Mbita District Homa bay County, Kisumu City Kenya. I am a Luo by tribe, I am honest, competent and hardworking. I come from a very humble background. I reside in Lambwe Valley – Homabay county County. I am a born again Christian. I have three children and am a widow. I am a business woman and that’s what I use to feed from with my three children. My first born is in class seven, followed by a class five and lastly class two. The reason why I started this business was to look for something that would make move on with life rather than being a beggar with my orphans after the death of my beloved husband who passed away in the year 2012. The earnings I get most of the time go to food and stock to keep my business going.

My Business

As a businesswoman, I normally sell home basic needs like, kales,tomatoes, fried potatoes (chips) and grips . I have clients who do purchase the above mentioned items especially the kales/ vegetables as they are the mostly bought foods which are being eaten. My customers prefer my business because I normally sell my items at a cheaper rate unlike supermarkets and other points. The business is profitable because I have so many clients as I sell basic food which are mostly needed. Actually I have minimal risks as I have no problems with the authorities such as the County Council as I do pay weekly.
I always use my profit to feed my children as i do not have any other income generating activity other than this business of mine for that I do use the profit to pay for my children school fee and also save some money for later use and some for business expansion.

Loan Proposal

when I get this loan it will help me to purchase friuts, vegetables, cooking fat 40 kg and cooking oil 40 litres the remaining money I will use for transportation and others for making small selling shade.
after doing all these more customers will be attracted and I will sell more .

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$150.00

Date disbursed

Dec 24, 2015

Repayment status

Late

Projected term

7 months

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Ask Ruth a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Wendy Emlyn    Jul 21, 2016

    We haven't heard from you for several weeks, and you're getting very behind with your payments. Please contact [email protected] to discuss the best way forward. We want to help you, but you have to do your bit too!
    God bless you,
    Wendy

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  • Wendy Emlyn    Jun 13, 2016

    Please can you contact Zidisha to arrange a lower weekly installment.That is better than letting yourself get behind with your payments, which can make it harder to get another loan. You can increase your installments again when you have more money coming in. Zidisha is very helpful and wants you to succeed rather than struggle!
    God bless you,
    Wendy

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  • Philip    May 2, 2016

    Tried calling but the phone is switched off.

    Will try again and if it doesn't go through I will try reaching the referees

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  • YP    Apr 26, 2016

    Hello Ruth,
    How are you?

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  • Philip    Mar 19, 2016

    Tried calling her but the phone was switched off.

    Hope to try again later and then let you know the outcome.

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  • Ruth    Feb 16, 2016

    I would like to reduce my payment due to sale fluctuation whereby now sale has gone down and for that I cannot pay the amount needed on time and meet some other expenses.

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  • Ruth    Feb 11, 2016

    This is the massege I was sent after making my payment on 1/02/2016
    kindly update for me the payment

    From: Zidisha
    Date: Mon, Feb 1, 2016 at 3:54 PM
    Subject: Zidisha Payment Received
    To: [email protected]

    Dear Ruth Denge,

    Thank you for your loan repayment of 2,000 KES. This amount has been credited to your Zidisha account balance.

    Don't forget to keep your lenders informed of your progress! Please log in to your Zidisha website account and click "Post a Comment" in the dashboard. Add photos if possible! Regular communication with lenders will help establish good relations such that that they will be happy to lend to you again in the future.

    Best wishes,

    The Zidisha Team

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  • Ruth    Feb 6, 2016

    May I bring this into your attention that I made payment of two thousand shillings on 1/2/2016 but reaching to day am being told to make payments, my transaction ID was KB19YG3XC1

    Thanks in Advance

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  • Philip    Jan 29, 2016

    Advised to reduce weekly payment.

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  • Wendy Emlyn    Jan 29, 2016

    Hello Ruth. Can you get in touch with Zidisha to reduce your payments to a more manageable level? That is better than letting yourself get behind with your payments, which can make it harder to get future loans.
    God bless you,
    Wendy

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  • Ruth    Dec 22, 2015

    I am very grateful for the funding which I have received from Zidisha Organization. With the funding i am going to purchase 40 litres of cooking oil, 40 kgs of cooking oil, 2 crates of tomatoes 2 sacks of onions and the remaining I will use for purchasing other products like kales and others i will also use for transportation .
    By doing so I will use the profit to pay my rent and even my family will be very happy as i had not been back to business since I left the hospital
    Thanks and I am very happy for considering my proposal.

    Regards
    Ruth Denge

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  • Ruth    Dec 14, 2015

    I am very gratefull for the loan which I was given last time it really helped me in impoving my business and also clearing mky hospital bill and right now as i am now ok I would like to get on with the business as usual.

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  • Nisha    Nov 18, 2015

    Hello Ruth
    Thank you for the update. I hope you get better from your illness and I wish you lots of luck!

    Thank you!
    Nisha.

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  • Ruth    Nov 18, 2015

    Halo zidisha team
    Am sorry for taking long before communicating to, it was not my fault but due to my illness which made me to in hospital since October to last month when I got well.
    Am sorry to in form you that even my last payment I did it from the hospital and right now am now well and planning to pay the remaining amount whereby Ill ensurer i do by this week
    Am also thanking you for having been patient and may you continue supporting me in my business as i plan to embark on it.

    Regards
    Denge Ruth

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  • Gladys    Oct 23, 2015

    Dear Zidisha Team,
    Ruth Denge phone is off. I have spoken to Hillary Ouma one of the invitees and he says Ruth as been very sick and they have been trying to assist her. Hillary says he will make some payments tomorrow.

    Thank You,
    Gladys Adera
    volunteer Mentor.

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  • Gladys    Sep 23, 2015

    Dear Zidisha Team,

    Ruth Denge's phone is off. I have spoken to Hilary Ouma, one of the invitee and have requested him to talk to Ruth Denge on how she can adjust her loan. He says Ruth as been very sick of late and before he used to pay his loan well without any problems. He said he will advise Ruth on how to adjust her loan.

    Thank You,
    Gladys Adera
    Volunteer mentor.

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  • Gladys    Sep 3, 2015

    Dear Zidisha Team,

    I have talked to Ruth, she says she is sorry for late payment. She says she will make her payment on Sunday 6th of September.

    Thank You,

    Gladys Adera
    Volunteer Mentor.

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  • Ruth    May 26, 2015

    Thanks to the Zidisha team they have helped me a lot and now my business as picked and my clients appreciates

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  • Ruth    May 2, 2015

    Halo Zidisha Team am very grateful for your funding which I got it really helped me a lot i used the money to stock friuts like Mangoes, Guavas Tomatoes Peas Kales, Cooking oil 20 liters and the remaining i used for transportation.
    For that I think my income will increase and my way of life too for that I will ensure on time payment for me to reapply again

    Thanks

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  • Gladys    Apr 22, 2015

    Hello Ruth,

    I wish you could try to change your photo to make it more clearer and your business. This will boost your lenders to increase your funding.

    Thank You,
    Gladys Adera
    Volunteer Member.

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