Entrepreneur
Name
Ruth
Member since
April 2015
On-time repayments
47 installments • 43%
About Me
My name is Ruth A Denge. I was born in Gembe East Location Mbita District Homa bay County, Kisumu City Kenya. I am a Luo by tribe, I am honest, competent and hardworking. I come from a very humble background. I reside in Lambwe Valley – Homabay county County. I am a born again Christian. I have three children and am a widow. I am a business woman and that’s what I use to feed from with my three children. My first born is in class seven, followed by a class five and lastly class two. The reason why I started this business was to look for something that would make move on with life rather than being a beggar with my orphans after the death of my beloved husband who passed away in the year 2012. The earnings I get most of the time go to food and stock to keep my business going.
My Business
As a businesswoman, I normally sell home basic needs like, kales,tomatoes, fried potatoes (chips) and grips . I have clients who do purchase the above mentioned items especially the kales/ vegetables as they are the mostly bought foods which are being eaten. My customers prefer my business because I normally sell my items at a cheaper rate unlike supermarkets and other points. The business is profitable because I have so many clients as I sell basic food which are mostly needed. Actually I have minimal risks as I have no problems with the authorities such as the County Council as I do pay weekly.
I always use my profit to feed my children as i do not have any other income generating activity other than this business of mine for that I do use the profit to pay for my children school fee and also save some money for later use and some for business expansion.
Loan Proposal
when I get this loan it will help me to purchase friuts, vegetables, cooking fat 40 kg and cooking oil 40 litres the remaining money I will use for transportation and others for making small selling shade.
after doing all these more customers will be attracted and I will sell more .
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$150.00
Date disbursed
Dec 24, 2015
Repayment status
Late
Projected term
7 months
Other loans
Lenders
Devon, United Kingdom
United States
Summary
Amount repaid
$70.00
Amount remaining
$87.68
Expected completion
Jul 24, 2016
Status
Repaying late
Installment amount
$5.00
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jan 3, 2016 | $10.00 | Jan 5, 2016 | $10.00 |
| Jan 10, 2016 | $10.00 | Jan 11, 2016 | $10.00 |
| Jan 17, 2016 | $10.00 | Feb 1, 2016 | $10.00 |
| Jan 24, 2016 | $10.00 | Feb 1, 2016 | $10.00 |
| Jan 31, 2016 | $0.00 | ||
| Feb 7, 2016 | $0.00 | ||
| Feb 14, 2016 | $0.00 | ||
| Feb 21, 2016 | $5.00 | Feb 16, 2016 | $5.00 |
| Feb 28, 2016 | $5.00 | Feb 16, 2016 | $5.00 |
| Mar 6, 2016 | $5.00 | Mar 23, 2016 | $5.00 |
| Mar 13, 2016 | $5.00 | Mar 23, 2016 | $5.00 |
| Mar 20, 2016 | $5.00 | May 2, 2016 | $5.00 |
| Mar 27, 2016 | $5.00 | May 2, 2016 | $5.00 |
| Apr 3, 2016 | $5.00 | ||
| Apr 10, 2016 | $5.00 | ||
| Apr 17, 2016 | $5.00 | ||
| Apr 24, 2016 | $5.00 | ||
| May 1, 2016 | $5.00 | ||
| May 8, 2016 | $5.00 | ||
| May 15, 2016 | $5.00 | ||
| May 22, 2016 | $5.00 | ||
| May 29, 2016 | $5.00 | ||
| Jun 5, 2016 | $5.00 | ||
| Jun 12, 2016 | $5.00 | ||
| Jun 19, 2016 | $5.00 | ||
| Jun 26, 2016 | $5.00 | ||
| Jul 3, 2016 | $5.00 | ||
| Jul 10, 2016 | $5.00 | ||
| Jul 17, 2016 | $5.00 | ||
| Jul 24, 2016 | $7.68 | ||
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