Purchase of motorbike for fruit and vegetable delivery
Elisha
Eldoret, Kenya
7% repaid
Entrepreneur
Name
Elisha
Member since
June 2014
On-time repayments
89 installments • 57%
About Me
I am 49 years old married to one wife with 3 children,the eldest daughter is in the final year high school .The second born and last one are boys and are in primary school.
I am a pastor in Citadel of praise church in Eldoret Kenya and also am a business man together with my wife .
I live in a slum estate known as Kamukunji in old Uganda road stage 4 next to Gituro quarry ,you turn to the lest side and their is our plot .The owner is Mr. David N. Wainaina plot number is 16/528/001
I am a high school drop out that is form 4 level in kenya.
I started this grocery business to bust our income to make us able to pay all our bills and use the rest to purchase food and house hold goods.
My hobbies is listening to gospel music and reading the bible and travelling and my free time I go around the estate preaching to people and witnessing to the people about Jesus Christ as the Lord and savior
My Business
My business is grocery in Kamukunji estate of Eldoret .
I started the business two years ago ,my source of the earning from church and also the profit I make from the business.
The goods I sell to my customers are green vegetables ,beans,pears ,rice ,groundnuts,tomatoes,dry fish and all kinds of cereals in my shop .
My customers prefer my business because I am always there to serve them and they never find us closed .
The business is profitable because there is high demand for the products that we are selling to them.The estate is over crowded or densely populated .The risk my business faces is scarcity of products due to long drought and also political instability and ethnicity.
My typical monthly cost of running the business is US$ 120 while Gross profit or income before these expenses is usually approximately US$ 275 .
Loan Proposal
.
Dear lenders thanks very much for the loan you gave me it really helped me much .
My proposal is that given funding I will use all the 910 us dollars to purchase a motor bike to enable me distribute fruits and vegetables to my customers both the ones I normally wholesale to and even the ones i do retail.
By doing so it will increase the efficiency of my work thus more profits and more customers since I will be able to satisfy them.
Looking for word to your wise consideration God bless you,
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Loan Info
Project Type
Classic Loan
Disbursed amount
$915.00
Date disbursed
Jul 9, 2015
Repayment status
Late
Projected term
65 months
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Summary
Amount repaid
$70.72
Amount remaining
$885.37
Expected completion
Jun 5, 2016
Status
Repaying late
Installment amount
$36.77
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jul 19, 2015 | $20.62 | Jul 19, 2015 | $20.62 |
| Jul 26, 2015 | $0.21 | Jul 19, 2015 | $0.21 |
| Aug 2, 2015 | $5.15 | Aug 2, 2015 | $5.15 |
| Aug 9, 2015 | $5.15 | Aug 9, 2015 | $5.15 |
| Aug 16, 2015 | $5.15 | Aug 16, 2015 | $5.15 |
| Aug 23, 2015 | $2.06 | Aug 23, 2015 | $2.06 |
| Aug 30, 2015 | $2.06 | Aug 31, 2015 | $2.06 |
| Sep 6, 2015 | $2.06 | Sep 7, 2015 | $2.06 |
| Sep 13, 2015 | $2.06 | Sep 27, 2015 | $2.06 |
| Sep 20, 2015 | $2.06 | Oct 12, 2015 | $2.06 |
| Sep 27, 2015 | $2.06 | Oct 19, 2015 | $2.06 |
| Oct 4, 2015 | $2.06 | Nov 15, 2015 | $2.06 |
| Oct 11, 2015 | $2.06 | Dec 7, 2015 | $2.06 |
| Oct 18, 2015 | $2.06 | Dec 13, 2015 | $2.06 |
| Oct 25, 2015 | $0.21 | Dec 13, 2015 | $0.21 |
| Nov 1, 2015 | $0.00 | ||
| Nov 8, 2015 | $0.00 | ||
| Nov 15, 2015 | $0.00 | ||
| Nov 22, 2015 | $0.00 | ||
| Nov 29, 2015 | $0.00 | ||
| Dec 6, 2015 | $0.00 | ||
| Dec 13, 2015 | $0.00 | ||
| Dec 20, 2015 | $36.77 | Dec 20, 2015 | $8.35 |
| Dec 27, 2015 | $36.77 | ||
| Jan 3, 2016 | $36.77 | ||
| Jan 10, 2016 | $36.77 | ||
| Jan 17, 2016 | $36.77 | ||
| Jan 24, 2016 | $36.77 | ||
| Jan 31, 2016 | $36.77 | ||
| Feb 7, 2016 | $36.77 | ||
| Feb 14, 2016 | $36.77 | ||
| Feb 21, 2016 | $36.77 | ||
| Feb 28, 2016 | $36.77 | ||
| Mar 6, 2016 | $36.77 | ||
| Mar 13, 2016 | $36.77 | ||
| Mar 20, 2016 | $36.77 | ||
| Mar 27, 2016 | $36.77 | ||
| Apr 3, 2016 | $36.77 | ||
| Apr 10, 2016 | $36.77 | ||
| Apr 17, 2016 | $36.77 | ||
| Apr 24, 2016 | $36.77 | ||
| May 1, 2016 | $36.77 | ||
| May 8, 2016 | $36.77 | ||
| May 15, 2016 | $36.77 | ||
| May 22, 2016 | $36.77 | ||
| May 29, 2016 | $36.77 | ||
| Jun 5, 2016 | $18.48 | ||
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