Purchase of sewing machine

Mirriam

Machakos, Kenya

4% repaid

Entrepreneur

Name

Mirriam

Member since

January 2014

On-time repayments

93 installments  •  13%

About Me

I am a lady aged 27 years, a bachelor of education graduate from Kenyatta University. I am married and I am a mother of a 2year old daughter. I live in Eastleigh which is in Machakos town and I run a small business in Machakos town (at Marikiti Market) where I supply detergents and cleaning materials and disinfectants. I started the business as I had the passion for business. The business i do required less capital and that is why i ventured into it. The earnings from the business sustain my family by paying bills and add stock to the business. The business is booming in the area and that is why I require a loan to increase my stock supply. Kindly consider me for the loan.

My Business

We supply detergents and cleaning materials and disinfectants-the business is the only source of income. The demand for these locally made detergents is increasing as they are cheaper compared to industry manufactured ones. The customers prefer us to the other competitors as we have the best customer relationship management and our prices are cheaper. We also offer follow up services to our customers and home deliveries which makes them want to purchase from. The business if profitable because we have a large customer base who purchase our products from different parts of Machakos. The risk we face is of shortage of chemicals in the market considering the fact that the chemicals are imported from China. The monthly sales are 100,000 with costs of 80,000 and a profit of 20,000 that i use to pay bills.

Loan Proposal

I have expanded my business from detergents to the sewing of clothes, thanks to Zidisha for the previous loans. I will make use of the loan to buy an extra sewing machine that will help in the sewing of clothes and hence enable me to meet the daily demands for clothes. I would be grateful to Zidisha if i am funded with this loan. I promise to repay every single coin as you lenders have been excellent.

Feedback

5

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$134.00

Date disbursed

Jul 1, 2015

Repayment status

Late

Projected term

12 months

Lenders

nicole

Worcester, Ma, United States

mauroandmichelle

Montreal, Canada

Stefano Bertolo

Luxembourg, Luxembourg

PG

Paul Graham

United States

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  • Mirriam    Aug 31, 2015

    Hi Lenders,

    I have been having some problems in my business and i would like to reduce my loan repayment amount. I promise to repay the full loan amount. Zidisha has been helpful to me and my business.

    Regards

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  • Mirriam    Jul 26, 2015

    I would like to repay my loan in small portions as my new business has not yet catch up as this would enable me to also sustain the business.

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  • Mirriam    Jul 1, 2015

    Hi Lenders,

    I am grateful for the loan. i intent to use the money to purchase a sewing machine and boost my business.

    Regards

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  • Mirriam    Jun 29, 2015

    Thank you so much. This loan will help me fund my small business. God bless you all

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  • Mirriam    Jan 12, 2015

    I have been financially down as a result of failed businesses. However, I intend to pay my loan to the last cent and i will do that as soon as possible. I am committed to paying my entire loan and I am highly great full to my lenders for their patience and understanding. I promise not to disappoint you

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  • Hope2012    Oct 22, 2014

    Thanks hope this loan was helpful to you

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  • Mirriam    Oct 8, 2014

    I have not recovered since i went through the fire loss that i explained before. I therefore request the lenders to give me some more time to repay the loan. I am fully committed to paying the loan in its full amount since this is my obligation but i need some more time to do so. I will be very grateful to you all if you give me this one last chance. I am optimistic that all will go well and i will clear my debt in totality

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  • Mirriam    Aug 27, 2014

    Hi Lenders,

    My shop was fully destroyed by fire and i was not able to salvage anything. I have been trying to recover since then and that is why I have been unable to pay my outstanding Zidisha Loan. It has not been easy for me and my family but we are managing. My request is for you lenders to give me some more time and I promise that i will repay fully my outstanding loan.
    Thanks

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  • Mirriam    Jul 23, 2014

    My business is experiencing downturns and I expect business to resume well as the month ends. I am hopeful that all will be well and i will be able to fully repay my loan in due time. Lenders, kindly grant me this chance and I will not disappoint you. thank you for your understanding and may God bless you

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  • Mirriam    Jun 16, 2014

    The new business is still at its low moments. I am hoping that it will start yielding in the course of this week. Since it is a new store in a new place, it has its share of challenges which I hope will come to pass as I am highly engaged in marketing to sensitize the community on my products and services.

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  • guenter    May 1, 2014

    Dear Miriam, thank you for repaying your loan. I really appreciate that you have kept ujs informed!

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  • Mirriam    Apr 29, 2014

    Hi Lender,
    I have just completed repaying my loan. I know i was late in completing but things have not been well in the business. I am hoping for the best soon

    Regards

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  • Mirriam    Mar 24, 2014

    I understand that this is my third on which I have rescheduled the payment of this loan. My business has not been going well since i executed a contract of supplying detergents to a near by institution. I have received assurance that they were going to pay me for the loan but they have told me that i have to wait a little bit since they have a problem which will be solved by the end of the month. I am hopeful that they will pay all the dues by 30th March. However, i will still repay my loan even if they will not have paid me by then. Lenders, Kindly allow me this last chance to reschedule my loan payment and I promise i will not let you down.

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  • Mirriam    Mar 12, 2014

    As i said earlier, I have not yet been paid for the contract I executed using this loan. I was to be paid in the course of this week but there has been some problems but they have promise to pay me next week and so I am hopeful of the same. I hope they will fulfill their promise as this will help me to start repaying my Zidisha loan as I would not like to fail my lenders who have been so good to me. Once again, I am deeply sorry for this delay and I promise to repay my loan promptly.

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  • Mirriam    Mar 6, 2014

    The loan was disbursed late but it helped me in completing the contract that I had. However, I have not yet been paid for the contract and am expecting the receipt of the payment in the course of the second week of March and this explains the why i have to reschedule the payment of the loan. I will repay the full amount in time

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  • Mirriam    Feb 15, 2014

    Hi Lender,

    Kindly help me raise the remaining loan balance. The contract starts on Monday and I should buy the chemicals tomorrow Sunday, February 16, 2014

    Regards

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  • Mirriam    Feb 14, 2014

    Dear Lenders,

    Kindly help me raise the full amount of loan. The contract starts on Monday and I should have purchased the chemicals by then. I will gladly appreciate

    Regards

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  • Mirriam    Jan 31, 2014

    Hi Lenders,

    Thank you for the loan. It was really helpful. Words cannot explain my gratitude to you.

    Regards

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  • Mirriam    Jan 14, 2014

    I have traded with the loan i got and I need to repay the loan soonest so that i can get a larger amount to expand my business.I was only able to to purchase a 20 litre jerican of Ufacid and I have already sold it within the one week. As i said, the business is booming and i require a large amount of money for the supply to match the demand.

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  • Mirriam    Jan 11, 2014

    I am very grateful to my lenders who have trusted me with their money. I have been able to purchase some stock for my business and am assured of good profit from it. Thank you so much

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