Purchase of solar-powered cooler box for fruits & vegetable

Eunice

Mbita, Kenya

4% repaid

Entrepreneur

Name

Eunice

Member since

February 2015

On-time repayments

321 installments  •  26%

About Me

My name is Eunice Adhiambo Odero, 24 years old and the mother of three daughters (Lilian, age 7, Elliane, age 3, and Kathie, age 2) and one son (John, 8 months old).

I am married to Kennedy Onyango and we run a family retail and groceries shop called Eunix Shopping Mart. The shop supplements our family income as we are both unemployed, though involved in social entrepreneurship activities in and around the Mbita community. My husband runs two charitable schools (EDTEC Academy & Hope School) and the family shop serves as a reserve to support the recurrent expenditures of the school.

My Business

Eunix Shopping Mart sells a range of food and grocery-related food items. We stock the much-needed food supplies being used in the house, like sugar, flour, baking items, oils, tomatoes, onions, beans, rice, carrots, and other products.

The business is in its early stages, having operated for the last 5 months. I need capital to improve the stock and make good sales. This is a very strategic and promising business capable of generating more money to fund our needs as a family and continue to offer quality early childhood education through our family-run charitable schools (www.edteckenya.webs.com).

Loan Proposal

I am seeking a loan of KES 42,219 to enable me buy a solar - powered & charged cooler box and increase my fresh food stock for selling. I will use the loan of KES 41,173 as follows;
-Buy a solar - powered cooler box for food storage at a cost of KES 26,000
-45kgs of green vegetables (kales) at a cost of KES 6,000
-Buy 1 crate of tomatoes at a cost of KES 3,500
-Buy 2 crates of onions at a cost of KES 4,500
-Buy 1 crate of oranges at a cost of KES 3,000

The new cooler box will enable me store my fresh on farm produce like; tomatoes, onions, mangoes, paw paw, fish among other fresh food products that are perishable and needs a cooler box to store them for long-term sales. Mbita being a hot area, it's very hard to sale perishable food items without a cooler box.

With a solar-powered cooler box, I will be able to store food items and sale at a very good and competitive pricing enabling me to get a projected profit of KES 5,000 per week from the current profit ration of KES 3,500. The increased profit will be used to repay the loan in good time as agreed upon.

Show original English  

About Me

I am Eunice Adhiambo Odero, aged 25 years old and the mother of three daughters; Lilian age 7, Elliane age 3, Kathie age 2 and one son; John 14 months old. I was born in an island of Mfangano in Lake Victoria, Kenya as the 4th born among 7 siblings though two died while still infants.

I went through my primary education in Mfangano island and since my parents did not have stable income, I did not continue with my education past primary level. I got married to Kennedy Onyango and we do run a family retail and groceries shop 'Eunix Shopping Mart'. The shop supplements our family income as we are both unemployed though involved in social entrepreneurship activities in and around Mbita community. My husband runs two charitable schools (EDTEC Academy & Hope School) and the family shop serves as a reserve to support the recurrent expenditures of the school.

My 1st born daughter would like to be a Banker, the 2mnd born is social and can serve as a politician, while the 3rd born is quite reserved and unfriendly, My last born is jovial. I have high hopes for my kids and sky is the limit for their aspirations and goals.

In my free time, I do sing in the Church as a choir member and visit the sick in hospitals.

My Business

I trade on essential on-farm and processed food commodities in high demand under the name of 'Eunix Shopping Mart'. I sell a range of processed food items like; sugar, bread, milk, wheat flour, maize flour, cooking oils, body lotions among others. I also stock on fresh farm produce like; beans, rice and grocery related food items. I do stock the much needed essential food products being used daily in the house like; sugar, flour, tomatoes, onions, beans, sourghum, cassava, carrots, green vegetables (kales & cabbages) among other green vegetables that are in high demand.

The business is in it's early stage having operated for the last 17 months. I seek a low interest rates loans as an expansion capital to improve the stock and make good sales. This is a very strategic and promising business capable to generate more money to fund our needs as a family and continue to offer quality early childhood education through our family run-charitable schools (www.edteckenya.webs.com).

Loan Proposal

I am seeking a loan of KES 42,219 to enable me buy a solar - powered & charged cooler box and increase my fresh food stock for selling. I will use the loan of KES 41,173 as follows;
-Buy a solar - powered cooler box for food storage at a cost of KES 26,000
-45kgs of green vegetables (kales) at a cost of KES 6,000
-Buy 1 crate of tomatoes at a cost of KES 3,500
-Buy 2 crates of onions at a cost of KES 4,500
-Buy 1 crate of oranges at a cost of KES 3,000

The new cooler box will enable me store my fresh on farm produce like; tomatoes, onions, mangoes, paw paw, fish among other fresh food products that are perishable and needs a cooler box to store them for long-term sales. Mbita being a hot area, it's very hard to sale perishable food items without a cooler box.

With a solar-powered cooler box, I will be able to store food items and sale at a very good and competitive pricing enabling me to get a projected profit of KES 5,000 per week from the current profit ration of KES 3,500. The increased profit will be used to repay the loan in good time as agreed upon.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$422.00

Date disbursed

Dec 24, 2015

Repayment status

Late

Projected term

50 months

Lenders

johnandmoliehi

Canton, New York, United States

B

blahblah

Nuernberg, Germany

H

hilde

seattle, United States

D

Divergent

Bethesda, United States

L

loistf

Madrid, Spain

T

tkromm

Agia Paraskevi, Greece

Treesforpeople

Oxfordshire, United Kingdom

TomF925

www.AfricaLeap.com, United States

pvilliger

Zurich, Switzerland

B

bugdaniel

Switzerland

mepster

San Francisco, Ca, United States

I

Ian

United Kingdom

John Minges

United States

NR

Nina Roth

United Kingdom

JC

Justin cohan

United States

Madeleine

Switzerland

E Mac D

Luxembourg

HA

Holly Arthur

United Kingdom

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  • Eunice    Oct 19, 2019

    I am down financially due to burglary and theft that took place in my business premises and brought my business down.

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  • Eunice    Mar 28, 2019

    I am sick and in hospital

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  • Eunice    Feb 6, 2019

    I am still struggling to keep my business afloat, I will re-adjust my repayments as business pick sup. Thanks for your support.

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  • Eunice    Nov 13, 2018

    I was sick and will now re-start my weekly repayments promptly.

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  • Kennedy    Apr 26, 2018

    Eunice, has indicated positively that she would like to repay the loan but her business collapsed as a result of robbery so she is still unstable financially.

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  • Kennedy    Mar 25, 2018

    I have talked to Eunice, her business has been down due to theft, her shop was broken into last year and all the shop items stolen! But she has promised to start her repayments in a couple of weeks,

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  • Kennedy    Feb 19, 2018

    Eunice has promised to start her weekly payments on 7th March, 2018

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  • Kennedy    Jan 19, 2018

    I will visit her business premise to ask why she is not paying her loan.

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  • YP    Jan 27, 2016

    Hello Eunice,
    Do you know what has happened to Judith Akoth, a borrower you invited?

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  • Eunice    Jan 20, 2016

    I will re-adjust my weekly repayments.

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  • Eunice    Dec 5, 2015

    Dear lenders, thanks alot for your financing.

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  • Eunice    Sep 4, 2015

    I will re-adjust again

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  • Gladys    Sep 3, 2015

    Dear Zidisha Team,

    I have talked to Eunice Odero about her loan she says she is very sorry about her late payment. I have told her about how she can adjust her loan and increase when she is ready. She says she will do that and make her payment this week.

    Thank You,
    Gladys Adera,
    Volunteer mentor.

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  • Wendy Emlyn    Aug 5, 2015

    Thanks for your first payment, Eunice.
    God bless you,
    Wendy

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  • Eunice    Jul 24, 2015

    I am happy that my 3rd ZIDISHA loan is funded in good time and this will enable me to expand my business. I will repay my loan in good time.

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  • Eunice    Jul 14, 2015

    I want to sincerely thank my lenders for the support given that has enabled me to stock food items that are in high demand in my community of Mbita. I will repay the loan in good time and access more loans for expanding my business.

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  • Gladys    Jun 25, 2015

    Dear Zidisha Team,
    I was not able to talk to Eunice because she did not answer my call. I have tried to talk to Eunice community to leader Christopher Ogwell to find out about Eunice, He says he will do that and give me the information by tomorrow.

    Thank you
    Gladys Adera
    Volunteer Mentor.

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  • Eunice    Jun 6, 2015

    My groceries business is not doing well right now due to prolonged famine in Kenya at the moment. I will revise it again next month.

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  • Gladys    May 20, 2015

    Hello Zidisha Team,
    I have tried to contact Eunice but she was not answering her phone. I have sent Eunice a text message to pay his loan for 17th and to adjust her loan incase she has any problems with payments.

    Thank you,
    Gladys Adera
    Volunteer Mentor.

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  • Gladys    Apr 22, 2015

    Hello Eunice,

    I kindly request you to adjust your loan, but please do not default in paying your loan the date you are suppose to pay. Just go to adjust loan on your page, you can quote lesser amount. This will make your lender know you are more interested and next time fund you again.

    Thank you
    Gladys adera
    Volunteer Mentor.

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