John
Nyasumbi Village, Kasgunga, Kenya
100% repaid
Name
John
Member since
May 2015
On-time repayments
219 installments • 41%
I am Onyango John Kaseme, a Kenyan citizen aged 37 years old. I am the 1st born in a family of 9 (1 girl and 8 boys). I was brought up from a humble background with lots of life challenges pertaining access to basic needs like education, food and medical.
My father was a forester and I learn't environmental management techniques especially tree seedlings preservation and planting from him as he worked in the Goverment Tree Seedlings Scheme in Mbita. I successfully did my secondary education and joined Environmental Management College where I studied Botany. Upon completion of my college education, I got married and ventured in tree nursery business. I love beautification of environment(landscaping) and improving forest cover in order to combat climate change.
I like playing football when am free to break the boredom and monotony of my activity as well as relieving my minds from stress to expound my critical thinking pertaining on my area of specialization
I started tree nursery business six months ago, the business has been so well and I have started to get a very good and reliable clients base.
Basically I focus myself in provision of seedlings of different varieties for afforestation and landscaping to various sectors including local public primary schools and churches. During the rainy seasons I normally go round to asses the progress of my goods at various places
From my tree nursery I sell upto 800 trees on average per day . This amounts to a monthly income of KES 25,000. I have many customers because I have the best of what they need. I put alot of effort in my work , moreso sell to them indigenous trees which are in great demand. I water the seedlings with the water I pump directly from Lake Victoria . Repaying the loan will be easy for me because in the same piece of land i grow maize of my own while during dry season we harvest dry them and sell.
I will purchase 10000 litres storage plastic tank for watering of seedlings propagated in the tree nursery costing KES 21000/=,digging and transferring loamy soil from hills to nursery along the lake costing KES 4000/=,buying of 2 water taps ,5 plastic water pipes,fixing and laying these pipes for effective and easiest way of watering seedlings produced costing KES 8000/=,buying of nursery materials such as 2 rolls(grade 150) potting tubes,2 knives,adding more growth hormones for grafting and budding, 4 packets of soft polythene for grafting and budding, purchase more mango scions and citrus fruits, 5 packets of fertilizers, 3 planting lines for accurate arrangement of flowers and seedlings, 2 masking tapes,seeds of types of flowers, plants and fruits, some adequate cuttings, plant layers,4 pen dribblers,3 packets of razor blades, 2 rolls of toilet paper used during grafting and macoating of seedlings, 2 buckets for soaking seeds,a pair of plastic gloves, a sprayer and 4 iron sheets for building shade costing KES 8900/=.Stationery items like 2 pens,1 hard cover book for daily records of nursery activities, 1 plastic ruler and 2 soft woolen clothes for wiping totalling KES 175/=.With the purchase of these nursery materials and items, it will hopefully increase tree nursery income by 50%, thus improve family living standard, school fee paid for the children, clothes catered for, most bills settled,
Positive
None
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$421.00
Date disbursed
Sep 10, 2017
Repayment status
On Time
Projected term
8 months
Other loans
Amount repaid
$416.23
Amount remaining
$0.00
Date repaid
May 12, 2018
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Sep 18, 2017 | $29.68 | Sep 20, 2017 | $29.68 |
Sep 25, 2017 | $19.78 | Sep 21, 2017 | $9.89 |
Sep 22, 2017 | $9.89 | ||
Oct 2, 2017 | $19.78 | Sep 25, 2017 | $19.78 |
Oct 9, 2017 | $19.78 | Sep 30, 2017 | $19.78 |
Oct 16, 2017 | $19.78 | Oct 22, 2017 | $19.78 |
Oct 23, 2017 | $0.00 | ||
Oct 30, 2017 | $9.89 | Nov 24, 2017 | $9.89 |
Nov 6, 2017 | $9.89 | Nov 24, 2017 | $9.89 |
Nov 13, 2017 | $9.89 | Nov 26, 2017 | $9.89 |
Nov 20, 2017 | $9.89 | Nov 29, 2017 | $9.89 |
Nov 27, 2017 | $9.89 | Dec 3, 2017 | $9.89 |
Dec 4, 2017 | $9.89 | Dec 3, 2017 | $9.89 |
Dec 11, 2017 | $9.89 | Dec 6, 2017 | $9.89 |
Dec 18, 2017 | $9.89 | Dec 6, 2017 | $9.89 |
Dec 25, 2017 | $9.89 | Dec 30, 2017 | $9.89 |
Jan 1, 2018 | $9.89 | Dec 30, 2017 | $9.89 |
Jan 8, 2018 | $9.89 | Jan 8, 2018 | $9.89 |
Jan 15, 2018 | $9.89 | Jan 8, 2018 | $9.89 |
Jan 22, 2018 | $9.89 | Jan 19, 2018 | $9.89 |
Jan 29, 2018 | $9.89 | Jan 19, 2018 | $9.89 |
Feb 5, 2018 | $9.89 | Feb 5, 2018 | $9.89 |
Feb 12, 2018 | $9.89 | Feb 12, 2018 | $9.89 |
Feb 19, 2018 | $9.89 | Feb 19, 2018 | $9.89 |
Feb 26, 2018 | $9.89 | Feb 26, 2018 | $9.89 |
Mar 5, 2018 | $9.89 | Feb 26, 2018 | $9.89 |
Mar 12, 2018 | $9.89 | Mar 19, 2018 | $9.89 |
Mar 19, 2018 | $9.89 | Apr 14, 2018 | $9.89 |
Mar 26, 2018 | $9.89 | Apr 16, 2018 | $9.89 |
Apr 2, 2018 | $9.89 | Apr 20, 2018 | $9.89 |
Apr 9, 2018 | $9.89 | Apr 23, 2018 | $9.89 |
Apr 16, 2018 | $9.89 | Apr 23, 2018 | $9.89 |
Apr 23, 2018 | $9.89 | Apr 23, 2018 | $9.89 |
Apr 30, 2018 | $9.89 | May 2, 2018 | $9.89 |
May 7, 2018 | $9.89 | May 2, 2018 | $9.89 |
May 14, 2018 | $9.89 | May 2, 2018 | $9.89 |
May 21, 2018 | $9.89 | May 11, 2018 | $9.89 |
May 28, 2018 | $9.89 | May 12, 2018 | $9.89 |
Jun 4, 2018 | $0.74 | May 12, 2018 | $0.74 |
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