Purchasing an extra two shaving machines
Joseph
Nakuru Shabab, Kenya
100% repaid
Entrepreneur
Name
Joseph
Member since
September 2013
On-time repayments
228 installments • 37%
About Me
I am Joseph Ngoya a motobike and tukutu owner,I am a christian married to lovely wife as well I I am a businessman in Nakuru shabab shopping center.I started business since employement was very difficult for me. Since my educational level was low and I started a small Barber Shop that has grown and has made me to do alot of busineses like Boda Boda and matatu for tukutuku as well bought a small land in town that I reside whith my family.so my earnings I have invested much in them.I came to realize with Zidisha loan I will improve my business standard and earn more than what I earn I visited on David Kandie and showed me how good he has grown from employed to self employed I am great on how Zidisha loans has helped apart of our community.Zidisha as i have realized is not only a micro lending but a poverty eradication in our community.
My Business
thanks leonardia am so happy to hear from you ido shave 20persons per day each pays 50bob kenyan money
Loan Proposal
First is to thank you for the first loan It helped my business to grow and accommodate more and more customers since I purchased a modern Shaving chair The second loan I will purchase two extra shaving machines since my business has got a lot of customers so sometimes the ones that I am using they get hot and need an extra to make the job running smoothly.My regards be to you for good work that you are doing.
About Me
I am Joseph Ngoya a motobike and tukutu owner,I am a christian married to lovely wife as well I I am a businessman in Nakuru shabab shopping center.I started business since employement was very difficult for me. Since my educational level was low and I started a small Barber Shop that has grown and has made me to do alot of busineses like Boda Boda and matatu for tukutuku as well bought a small land in town that I reside whith my family.so my earnings I have invested much in them.I came to realize with Zidisha loan I will improve my business standard and earn more than what I earn I visited on David Kandie and showed me how good he has grown from employed to self employed I am great on how Zidisha loans has helped apart of our community.Zidisha as i have realized is not only a micro lending but a poverty eradication in our community.
My Business
My business was established in 2003 as a very young boy people used to ask me whether I will make but now I am 11 years old in business sector.My business deals with shaving and phone accesories and on the other side I deal with transport .This business is very competitive but with me I do work odd hours when other competitors have gone home so here most customers are busy during the day time and odd hours is when they want my services especially rainy season.most people don't use motor cycle to their homes they prefer TUKTUK ESPECIALLY THIS TIME i do enjoy high profits.
There is always demand like waiting to see the next day,Most people in town have to go to work as well back at home in the evening and smart men shave their hair daily like in my place the soundings are institutions i.e schools,colleges and police station and Tanners factory I am located in a strategical point in that I am seen able
I am requesting this loan to purchase an extra shaving chair that will cost me Ksh 10,000 only.
I will pay my loan succesfuly since I have three different sources of income.
Best Regards to Zidisha Team
Loan Proposal
First is to thank you for the first loan It helped my business to grow and accommodate more and more customers since I purchased a modern Shaving chair The second loan I will purchase two extra shaving machines since my business has got a lot of customers so sometimes the ones that I am using they get hot and need an extra to make the job running smoothly.My regards be to you for good work that you are doing.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$148.00
Date disbursed
Jun 19, 2014
Repayment status
On Time
Projected term
6 months
Other loans
Lenders
Chapin, SC, United States
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