Replanding my tuktuk and buying new tyres

Joseph

Nakuru Shabab, Kenya

68% repaid

Entrepreneur

Name

Joseph

Member since

September 2013

On-time repayments

228 installments  •  37%

About Me

I am Joseph Ngoya a motobike and tukutu owner,I am a christian married to lovely wife as well I I am a businessman in Nakuru shabab shopping center.I started business since employement was very difficult for me. Since my educational level was low and I started a small Barber Shop that has grown and has made me to do alot of busineses like Boda Boda and matatu for tukutuku as well bought a small land in town that I reside whith my family.so my earnings I have invested much in them.I came to realize with Zidisha loan I will improve my business standard and earn more than what I earn I visited on David Kandie and showed me how good he has grown from employed to self employed I am great on how Zidisha loans has helped apart of our community.Zidisha as i have realized is not only a micro lending but a poverty eradication in our community.

My Business

thanks leonardia am so happy to hear from you ido shave 20persons per day each pays 50bob kenyan money

Loan Proposal

First is to thank you for the previous loan I used it as I requested it and I thank you so much.This loan I am requesting to repland my tuktuk as well new tires of which will add more value in the services that I offer to my customers.Through this loan I have Lernt alot if you I request this loan and use it for the purpose requested for I have done a smooth business without any problem I thank you lenders.Regards

Show original English  

About Me

I am Joseph Ngoya a motobike and tukutu owner,I am a christian married to lovely wife as well I I am a businessman in Nakuru shabab shopping center.I started business since employement was very difficult for me. Since my educational level was low and I started a small Barber Shop that has grown and has made me to do alot of busineses like Boda Boda and matatu for tukutuku as well bought a small land in town that I reside whith my family.so my earnings I have invested much in them.I came to realize with Zidisha loan I will improve my business standard and earn more than what I earn I visited on David Kandie and showed me how good he has grown from employed to self employed I am great on how Zidisha loans has helped apart of our community.Zidisha as i have realized is not only a micro lending but a poverty eradication in our community.

My Business

My business was established in 2003 as a very young boy people used to ask me whether I will make but now I am 11 years old in business sector.My business deals with shaving and phone accesories and on the other side I deal with transport .This business is very competitive but with me I do work odd hours when other competitors have gone home so here most customers are busy during the day time and odd hours is when they want my services especially rainy season.most people don't use motor cycle to their homes they prefer TUKTUK ESPECIALLY THIS TIME i do enjoy high profits.
There is always demand like waiting to see the next day,Most people in town have to go to work as well back at home in the evening and smart men shave their hair daily like in my place the soundings are institutions i.e schools,colleges and police station and Tanners factory I am located in a strategical point in that I am seen able
I am requesting this loan to purchase an extra shaving chair that will cost me Ksh 10,000 only.
I will pay my loan succesfuly since I have three different sources of income.
Best Regards to Zidisha Team

Loan Proposal

First is to thank you for the previous loan I used it as I requested it and I thank you so much.This loan I am requesting to repland my tuktuk as well new tires of which will add more value in the services that I offer to my customers.Through this loan I have Lernt alot if you I request this loan and use it for the purpose requested for I have done a smooth business without any problem I thank you lenders.Regards

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$291.00

Date disbursed

Dec 4, 2014

Repayment status

Late

Projected term

65 months

Lenders

M

m_dennis

Toronto, Canada

Svenip

Vienna, Austria

JimVandegriff

Trinidad, California, United States

P

Prysdahl

Marshall, United States

Cricketca

San Jose, United States

calvero

Bergen, Norway

Zal0m0n

Atlantis!!!! x), Mauritania

H

Haavard

Bergen, Norway

E

elourenco

Porto, Portugal

Evan Lamos

Brussels, Belgium

T

thebonseung

Republic of Korea

Z

zvrk2014

Brookline, MA, United States

Matching Fund

Sterling, United States

Jonas

Brussels, Belgium

Leonardia

Waddinxveen, Netherlands

ToddTho

World Wide, United States

LutianaPablo

Rome, Italy

DonnaFarley

Adelaide, Australia

Gab

Singapore

P

Park

Republic of Korea

AL

Amy Luo

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

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