Replanding my tuktuk and buying new tyres

Joseph

Nakuru Shabab, Kenya

68% repaid

Entrepreneur

Name

Joseph

Member since

September 2013

On-time repayments

228 installments  •  37%

About Me

I am Joseph Ngoya a motobike and tukutu owner,I am a christian married to lovely wife as well I I am a businessman in Nakuru shabab shopping center.I started business since employement was very difficult for me. Since my educational level was low and I started a small Barber Shop that has grown and has made me to do alot of busineses like Boda Boda and matatu for tukutuku as well bought a small land in town that I reside whith my family.so my earnings I have invested much in them.I came to realize with Zidisha loan I will improve my business standard and earn more than what I earn I visited on David Kandie and showed me how good he has grown from employed to self employed I am great on how Zidisha loans has helped apart of our community.Zidisha as i have realized is not only a micro lending but a poverty eradication in our community.

My Business

thanks leonardia am so happy to hear from you ido shave 20persons per day each pays 50bob kenyan money

Loan Proposal

First is to thank you for the previous loan I used it as I requested it and I thank you so much.This loan I am requesting to repland my tuktuk as well new tires of which will add more value in the services that I offer to my customers.Through this loan I have Lernt alot if you I request this loan and use it for the purpose requested for I have done a smooth business without any problem I thank you lenders.Regards

Show original English  

About Me

I am Joseph Ngoya a motobike and tukutu owner,I am a christian married to lovely wife as well I I am a businessman in Nakuru shabab shopping center.I started business since employement was very difficult for me. Since my educational level was low and I started a small Barber Shop that has grown and has made me to do alot of busineses like Boda Boda and matatu for tukutuku as well bought a small land in town that I reside whith my family.so my earnings I have invested much in them.I came to realize with Zidisha loan I will improve my business standard and earn more than what I earn I visited on David Kandie and showed me how good he has grown from employed to self employed I am great on how Zidisha loans has helped apart of our community.Zidisha as i have realized is not only a micro lending but a poverty eradication in our community.

My Business

My business was established in 2003 as a very young boy people used to ask me whether I will make but now I am 11 years old in business sector.My business deals with shaving and phone accesories and on the other side I deal with transport .This business is very competitive but with me I do work odd hours when other competitors have gone home so here most customers are busy during the day time and odd hours is when they want my services especially rainy season.most people don't use motor cycle to their homes they prefer TUKTUK ESPECIALLY THIS TIME i do enjoy high profits.
There is always demand like waiting to see the next day,Most people in town have to go to work as well back at home in the evening and smart men shave their hair daily like in my place the soundings are institutions i.e schools,colleges and police station and Tanners factory I am located in a strategical point in that I am seen able
I am requesting this loan to purchase an extra shaving chair that will cost me Ksh 10,000 only.
I will pay my loan succesfuly since I have three different sources of income.
Best Regards to Zidisha Team

Loan Proposal

First is to thank you for the previous loan I used it as I requested it and I thank you so much.This loan I am requesting to repland my tuktuk as well new tires of which will add more value in the services that I offer to my customers.Through this loan I have Lernt alot if you I request this loan and use it for the purpose requested for I have done a smooth business without any problem I thank you lenders.Regards

Feedback

None

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$291.00

Date disbursed

Dec 4, 2014

Repayment status

Late

Projected term

65 months

Lenders

M

m_dennis

Toronto, Canada

Svenip

Vienna, Austria

JimVandegriff

Trinidad, California, United States

P

Prysdahl

Marshall, United States

Cricketca

San Jose, United States

calvero

Bergen, Norway

Zal0m0n

Atlantis!!!! x), Mauritania

H

Haavard

Bergen, Norway

E

elourenco

Porto, Portugal

Evan Lamos

Brussels, Belgium

T

thebonseung

Republic of Korea

Z

zvrk2014

Brookline, MA, United States

Matching Fund

Sterling, United States

Jonas

Brussels, Belgium

Leonardia

Waddinxveen, Netherlands

ToddTho

World Wide, United States

LutianaPablo

Rome, Italy

DonnaFarley

Adelaide, Australia

Gab

Singapore

P

Park

Republic of Korea

AL

Amy Luo

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

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Summary

Amount repaid

$286.40

Amount remaining

$137.11

Expected completion

Apr 12, 2020

Status

Repaying late

Installment amount

$142.73

Repayment History

Expected Payments Actual Payments
Dec 14, 2014 $6.46 Dec 15, 2014 $6.46
Dec 21, 2014 $6.46 Dec 15, 2014 $0.28
Dec 24, 2014 $6.18
Dec 28, 2014 $6.46 Dec 24, 2014 $0.56
Dec 27, 2014 $5.90
Jan 4, 2015 $6.46 Dec 27, 2014 $0.06
Jan 3, 2015 $6.40
Jan 11, 2015 $6.46 Jan 11, 2015 $6.40
Feb 3, 2015 $0.06
Jan 18, 2015 $6.35 Feb 3, 2015 $6.35
Jan 25, 2015 $0.00
Feb 1, 2015 $0.00
Feb 8, 2015 $0.00
Feb 15, 2015 $0.00
Feb 22, 2015 $3.37 Feb 21, 2015 $3.37
Mar 1, 2015 $3.37 Feb 28, 2015 $3.37
Mar 8, 2015 $3.37 Mar 7, 2015 $3.37
Mar 15, 2015 $3.37 Mar 15, 2015 $3.37
Mar 22, 2015 $3.37 Mar 21, 2015 $3.37
Mar 29, 2015 $3.37 Mar 28, 2015 $3.37
Apr 5, 2015 $3.37 Apr 4, 2015 $3.37
Apr 12, 2015 $3.37 Apr 11, 2015 $3.37
Apr 19, 2015 $3.37 Apr 21, 2015 $3.37
Apr 26, 2015 $3.37 Apr 25, 2015 $3.37
May 3, 2015 $3.37 May 3, 2015 $3.37
May 10, 2015 $3.37 May 9, 2015 $3.37
May 17, 2015 $3.37 May 17, 2015 $3.37
May 24, 2015 $3.37 May 23, 2015 $3.37
May 31, 2015 $3.37 Jun 2, 2015 $3.37
Jun 7, 2015 $3.37 Jun 10, 2015 $3.37
Jun 14, 2015 $3.37 Jun 21, 2015 $3.37
Jun 21, 2015 $3.37 Jul 8, 2015 $3.37
Jun 28, 2015 $0.00
Jul 5, 2015 $0.00
Jul 12, 2015 $0.00
Jul 19, 2015 $0.00
Jul 26, 2015 $0.00
Aug 2, 2015 $2.81 Aug 1, 2015 $2.81
Aug 9, 2015 $2.81 Aug 1, 2015 $0.56
Aug 9, 2015 $2.25
Aug 16, 2015 $2.81 Aug 15, 2015 $2.81
Aug 23, 2015 $2.81 Aug 22, 2015 $2.81
Aug 30, 2015 $2.81 Aug 29, 2015 $2.81
Sep 6, 2015 $2.81 Sep 5, 2015 $2.81
Sep 13, 2015 $2.81 Sep 12, 2015 $2.81
Sep 20, 2015 $2.81 Sep 19, 2015 $2.81
Sep 27, 2015 $2.81 Sep 19, 2015 $0.56
Oct 3, 2015 $2.25
Oct 4, 2015 $2.81 Oct 3, 2015 $0.56
Oct 3, 2015 $2.25
Oct 11, 2015 $2.81 Oct 3, 2015 $0.56
Oct 10, 2015 $2.25
Oct 18, 2015 $2.81 Oct 23, 2015 $2.81
Oct 25, 2015 $2.81 Oct 30, 2015 $2.81
Nov 1, 2015 $2.81 Nov 13, 2015 $2.81
Nov 8, 2015 $2.81 Nov 16, 2015 $2.81
Nov 15, 2015 $2.81 Nov 16, 2015 $2.81
Nov 22, 2015 $2.81 Nov 16, 2015 $2.81
Nov 29, 2015 $2.81 Nov 24, 2015 $2.81
Dec 6, 2015 $2.81 Dec 8, 2015 $2.81
Dec 13, 2015 $2.81 Dec 11, 2015 $2.81
Dec 20, 2015 $2.81 Dec 16, 2015 $2.81
Dec 27, 2015 $2.81 Dec 28, 2015 $2.81
Jan 3, 2016 $2.81 Jan 4, 2016 $2.81
Jan 10, 2016 $2.81 Jan 15, 2016 $2.81
Jan 17, 2016 $2.81 Jan 22, 2016 $2.81
Jan 24, 2016 $2.81 Feb 2, 2016 $2.81
Jan 31, 2016 $2.81 Feb 5, 2016 $2.81
Feb 7, 2016 $2.81 Feb 12, 2016 $2.81
Feb 14, 2016 $2.81 Feb 19, 2016 $2.81
Feb 21, 2016 $2.81 Feb 27, 2016 $2.81
Feb 28, 2016 $2.81 Mar 15, 2016 $2.81
Mar 6, 2016 $2.81 Mar 15, 2016 $0.56
Mar 30, 2016 $2.25
Mar 13, 2016 $0.56 Mar 30, 2016 $0.56
Mar 20, 2016 $0.00
Mar 27, 2016 $0.00
Apr 3, 2016 $0.00
Apr 10, 2016 $0.00
Apr 17, 2016 $2.25 Apr 16, 2016 $2.25
Apr 24, 2016 $2.25 May 1, 2016 $2.25
May 1, 2016 $2.25 May 7, 2016 $2.25
May 8, 2016 $2.25 May 14, 2016 $2.25
May 15, 2016 $2.25 May 21, 2016 $2.25
May 22, 2016 $2.25 Jun 12, 2016 $2.25
May 29, 2016 $2.25 Jun 18, 2016 $2.25
Jun 5, 2016 $2.25 Jun 26, 2016 $2.25
Jun 12, 2016 $2.25 Jul 2, 2016 $2.25
Jun 19, 2016 $2.25 Jul 9, 2016 $2.25
Jun 26, 2016 $2.25 Jul 24, 2016 $2.25
Jul 3, 2016 $2.25 Jul 30, 2016 $2.25
Jul 10, 2016 $2.25 Aug 7, 2016 $2.25
Jul 17, 2016 $2.25 Aug 14, 2016 $2.25
Jul 24, 2016 $2.25 Aug 20, 2016 $2.25
Jul 31, 2016 $2.25 Aug 27, 2016 $2.25
Aug 7, 2016 $2.25 Sep 3, 2016 $2.25
Aug 14, 2016 $2.25 Sep 10, 2016 $2.25
Aug 21, 2016 $2.25 Sep 18, 2016 $2.25
Aug 28, 2016 $2.25 Sep 24, 2016 $2.25
Sep 4, 2016 $2.25 Oct 1, 2016 $2.25
Sep 11, 2016 $2.25 Oct 8, 2016 $2.25
Sep 18, 2016 $2.25 Oct 15, 2016 $2.25
Sep 25, 2016 $2.25 Oct 23, 2016 $2.25
Oct 2, 2016 $2.25 Oct 30, 2016 $2.25
Oct 9, 2016 $2.25 Nov 6, 2016 $2.25
Oct 16, 2016 $2.25 Nov 13, 2016 $2.25
Oct 23, 2016 $2.25 Nov 19, 2016 $2.25
Oct 30, 2016 $2.25 Nov 26, 2016 $2.25
Nov 6, 2016 $2.25 Dec 3, 2016 $2.25
Nov 13, 2016 $2.25 Dec 10, 2016 $2.25
Nov 20, 2016 $2.25 Dec 17, 2016 $0.56
Dec 17, 2016 $1.69
Nov 27, 2016 $2.25 Dec 24, 2016 $2.25
Dec 4, 2016 $2.25 Dec 31, 2016 $2.25
Dec 11, 2016 $2.25 Jan 7, 2017 $2.25
Dec 18, 2016 $2.25 Feb 4, 2017 $2.25
Dec 25, 2016 $2.25 Feb 11, 2017 $2.25
Jan 1, 2017 $2.25 Feb 20, 2017 $2.25
Jan 8, 2017 $2.25 Feb 25, 2017 $2.25
Jan 15, 2017 $2.25 Oct 22, 2018 $2.25
Jan 22, 2017 $1.12 Oct 22, 2018 $1.12
Jan 29, 2017 $0.00
Feb 5, 2017 $0.00
Feb 12, 2017 $0.00
Feb 19, 2017 $0.00
Feb 26, 2017 $0.00
Mar 5, 2017 $0.00
Mar 12, 2017 $0.00
Mar 19, 2017 $0.00
Mar 26, 2017 $0.00
Apr 2, 2017 $0.00
Apr 9, 2017 $0.00
Apr 16, 2017 $0.00
Apr 23, 2017 $0.00
Apr 30, 2017 $0.00
May 7, 2017 $0.00
May 14, 2017 $0.00
May 21, 2017 $0.00
May 28, 2017 $0.00
Jun 4, 2017 $0.00
Jun 11, 2017 $0.00
Jun 18, 2017 $0.00
Jun 25, 2017 $0.00
Jul 2, 2017 $0.00
Jul 9, 2017 $0.00
Jul 16, 2017 $0.00
Jul 23, 2017 $0.00
Jul 30, 2017 $0.00
Aug 6, 2017 $0.00
Aug 13, 2017 $0.00
Aug 20, 2017 $0.00
Aug 27, 2017 $0.00
Sep 3, 2017 $0.00
Sep 10, 2017 $0.00
Sep 17, 2017 $0.00
Sep 24, 2017 $0.00
Oct 1, 2017 $0.00
Oct 8, 2017 $0.00
Oct 15, 2017 $0.00
Oct 22, 2017 $0.00
Oct 29, 2017 $0.00
Nov 5, 2017 $0.00
Nov 12, 2017 $0.00
Nov 19, 2017 $0.00
Nov 26, 2017 $0.00
Dec 3, 2017 $0.00
Dec 10, 2017 $0.00
Dec 17, 2017 $0.00
Dec 24, 2017 $0.00
Dec 31, 2017 $0.00
Jan 7, 2018 $0.00
Jan 14, 2018 $0.00
Jan 21, 2018 $0.00
Jan 28, 2018 $0.00
Feb 4, 2018 $0.00
Feb 11, 2018 $0.00
Feb 18, 2018 $0.00
Feb 25, 2018 $0.00
Mar 4, 2018 $0.00
Mar 11, 2018 $0.00
Mar 18, 2018 $0.00
Mar 25, 2018 $0.00
Apr 1, 2018 $0.00
Apr 8, 2018 $0.00
Apr 15, 2018 $0.00
Apr 22, 2018 $0.00
Apr 29, 2018 $0.00
May 6, 2018 $0.00
May 13, 2018 $0.00
May 20, 2018 $0.00
May 27, 2018 $0.00
Jun 3, 2018 $0.00
Jun 10, 2018 $0.00
Jun 17, 2018 $0.00
Jun 24, 2018 $0.00
Jul 1, 2018 $0.00
Jul 8, 2018 $0.00
Jul 15, 2018 $0.00
Jul 22, 2018 $0.00
Jul 29, 2018 $0.00
Aug 5, 2018 $0.00
Aug 12, 2018 $0.00
Aug 19, 2018 $0.00
Aug 26, 2018 $0.00
Sep 2, 2018 $0.00
Sep 9, 2018 $0.00
Sep 16, 2018 $0.00
Sep 23, 2018 $0.00
Sep 30, 2018 $0.00
Oct 7, 2018 $0.00
Oct 14, 2018 $0.00
Oct 21, 2018 $0.00
Oct 28, 2018 $0.00
Nov 4, 2018 $0.00
Nov 11, 2018 $0.00
Nov 18, 2018 $0.00
Nov 25, 2018 $0.00
Dec 2, 2018 $0.00
Dec 9, 2018 $0.00
Dec 16, 2018 $0.00
Dec 23, 2018 $0.00
Dec 30, 2018 $0.00
Jan 6, 2019 $0.00
Jan 13, 2019 $0.00
Jan 20, 2019 $0.00
Jan 27, 2019 $0.00
Feb 3, 2019 $0.00
Feb 10, 2019 $0.00
Feb 17, 2019 $0.00
Feb 24, 2019 $0.00
Mar 3, 2019 $0.00
Mar 10, 2019 $0.00
Mar 17, 2019 $0.00
Mar 24, 2019 $0.00
Mar 31, 2019 $0.00
Apr 7, 2019 $0.00
Apr 14, 2019 $0.00
Apr 21, 2019 $0.00
Apr 28, 2019 $0.00
May 5, 2019 $0.00
May 12, 2019 $0.00
May 19, 2019 $0.00
May 26, 2019 $0.00
Jun 2, 2019 $0.00
Jun 9, 2019 $0.00
Jun 16, 2019 $0.00
Jun 23, 2019 $0.00
Jun 30, 2019 $0.00
Jul 7, 2019 $0.00
Jul 14, 2019 $0.00
Jul 21, 2019 $0.00
Jul 28, 2019 $0.00
Aug 4, 2019 $0.00
Aug 11, 2019 $0.00
Aug 18, 2019 $0.00
Aug 25, 2019 $0.00
Sep 1, 2019 $0.00
Sep 8, 2019 $0.00
Sep 15, 2019 $0.00
Sep 22, 2019 $0.00
Sep 29, 2019 $0.00
Oct 6, 2019 $0.00
Oct 13, 2019 $0.00
Oct 20, 2019 $0.00
Oct 27, 2019 $0.00
Nov 3, 2019 $0.00
Nov 10, 2019 $0.00
Nov 17, 2019 $0.00
Nov 24, 2019 $0.00
Dec 1, 2019 $0.00
Dec 8, 2019 $0.00
Dec 15, 2019 $0.00
Dec 22, 2019 $0.00
Dec 29, 2019 $0.00
Jan 5, 2020 $0.00
Jan 12, 2020 $0.00
Jan 19, 2020 $0.00
Jan 26, 2020 $0.00
Feb 2, 2020 $0.00
Feb 9, 2020 $0.00
Feb 16, 2020 $0.00
Feb 23, 2020 $0.00
Mar 1, 2020 $0.00
Mar 8, 2020 $0.00
Mar 15, 2020 $0.00
Mar 22, 2020 $0.00
Mar 29, 2020 $0.00
Apr 5, 2020 $0.00
Apr 12, 2020 $142.73 Nov 1, 2018 $5.62

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