A milk ATM (vending) machine for my provisions shop

Philomena Nyambura

Nakuru-shabab, Kenya

13% repaid

Entrepreneur

Name

Philomena Nyambura

Member since

May 2013

On-time repayments

160 installments  •  91%

About Me

I am Philomena Nyambura. I am married with four kids. I am a Kenyan by birth and citizenship. I am a hardworking woman and I have managed to open my own business due to unemployment in the country. I own one shop at my area of residence and this business has benefited most of my family's finances, for example, paying my kids' school fees, paying for bills (electricity and water). I began this job because I couldn't depend on my husband's salary alone. I therefore came up with this idea and the business is now flourishing. I have no other source of income apart form the work I do. Therefore, if financially supported, I can move far and even start other projects that can help eradicate poverty in the society and empower other women to take risks in order to improve the state of their families.

My Business

Concerning my business, I am a hardworking business lady since I am the bread winner. I only own one shop for business purposes from where I pay my kids' fees. In my business. customers are very impressed in how I welcome them and serve. This attitude has motivated some of my colleagues to become entrepreneurs and they have really succeeded in their businesses though it is a job of low income. Also, this business has opened the eyes of other women to engage in busy activities instead of wasting time at home. This idea has reduced the poverty in the community. Therefore, if given enough support financially, it will help improve the living standard of my family and in the society too. If given this support, I am determined to also begin other projects that might be useful and may generate enough income.

Loan Proposal

Thank you for previous loan. I was able to expand my business. This loan, I am going to use it to purchase a milk ATM (Any Time Milk) vending machine that is in demand at the moment. While I am still selling more without a milk ATM, if I purchase it, my sales will be higher than now. Thanking you in advance for funding my proposal.

Show original English  

About Me

am Philomena Nyambura , I am married with four kids, I am a Kenyan by birth and citizenship, I am hardworking woman and I have managed to open open my own business due to unemployment in the country. I own one shop at my area of residence and this business has benefited most of my family finance for example paying my kids school fees, paying for bills(electricity and water). I began this job because I couldn't depend on my husbands salary alone I therefore came with this idea and the business is now flourishing. I have no other source of income apart form the work I do therefore if financially supported I can move far and even start other projects that can help eradicate poverty in the society and empower other women to take risks in order to improve the stale of their families.

My Business

Concerning my business, I am hardworking business lady since I am the bread winner, I only own one shop for business purposes from where I pay my kids fees. In my business customers are very impressed in how I welcome them and serve , this attitude has motivated some of my colleagues to begin other entrepreneurs and they have really succeeded in their business though is a job of low income, also this business has opened the eyes of other women to engage in busy activities instead of wasting time at home this idea has reduced the poverty in the community. Therefore if given enough support financially it will help improve the living standard of my family and in the society too. If given this support am determined to also begin other projects that might be useful an may generate enough income.

Loan Proposal

Thank you for previous loan I was able to expand my business.These loan I am going to use it to purchase a milk ATM that is in demand at the moment if I am still selling more without amilk ATM,If I purchase it My sales will be more higher than now.Thanking you in advance for funding my proposal.
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  • Will    Jul 17, 2018

    Philomena has not made any payments in over a year.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,177.98

Date disbursed

May 6, 2017

Repayment status

Late

Projected term

4 months

Cost to entrepreneur

Service fee: $52.13

Lenders

Daniel

Brussels, Belgium

T

Tmann

Los Angeles, United States

G

GalantnostS

Hong Kong, Hong Kong

sworthington

San Francisco, United States

investor

Candiac, Canada

J

johan

Oslo, Norway

TG

The Gwarden

Göteborg, Sweden

G

glosoli

Boston, United States

BrassHat

Boston, United States

AltruisticSelfishnes

Chicago, United States

EHTHighSchool

Egg Harbor Township, United States

ErikN

Stockholm, Sweden

T

Tec69200

Jacksonville, United States

artnking

College Place, United States

Kjartan

Oslo, Norway

F

FHult

Stockholm, Sweden

H

Hynek

Brussels, Belgium

J

jjcharlie

chicago, United States

MichaelDean

San Jose, United States

A

anonymus

Moon, United States

M

markj

Camberwell, Australia

J

Jacquinta

London, United Kingdom

Pere

Barcelona, Spain

M

MichaelCausey

Camarillo, Ca, United States

B

bilt6

Charlotte, United States

yeahboi78

Alexandria,LA, United States

johnandmoliehi

Canton, New York, United States

A

aliasadsj

Queens, NY, United States

S

Steveandson

Arlington, United States

G

GLWall

Iowa, United States

L

lped759

Saint Paul, United States

C

cjmenchaca

Austin, United States

J

julie13

North Manchester, IN, United States

F

freewheelin

Perth, Australia

DaveinPerth

Perth, Australia

J

Jessica

Patagonia, Argentina

K

kingmark1

Calgary, Canada

BJ

Brandon Joz

North Carolina, United States

Joseph P. Edd

Seoul, Republic of Korea

Aggul

London, United Kingdom

Jeff and Marcie

Portland, OR, United States

E

Elisa

Espoo, Finland

M

mrhanky1

melbourne, Australia

S

sourabhj

Sydney, Australia

J

jjiffer

Seattle, United States

N

NancyG

Victoria, Canada

A

AlexCheng

Seattle, United States

S

Senryu91

caldogno, Italy

C

Carol

Ripon, United States

RockinRobin

Centennial CO, United States

R

Rossman

Poland, United States

MichaelR

Los Angeles, United States

J

JayJay

Cleveland, United States

C

CheesemanDan

Shanghai, China

P

proby24

Singapore, Singapore

K

Kibbleni

Madison, United States

A

Alsyf

Sydney, Australia

J

jipi9000

Vantaa, Finland

T

tmsaddress

Orlando, Florida, United States

tasos

hove, United Kingdom

Cloudways

Malta, Malta

J

jzidi

Los Angeles, United States

S

Scordato

Mattituck, United States

E

EnhanceLife

Heber City, United States

Paul and Rachel

London, United Kingdom

S

SvenWaage

Stavanger, Norway

Namaste250

Pittsford, United States

L

loistf

Madrid, Spain

B

bileiro

Mandaluyong, Philippines

L

leniwiec

Poznan, Poland

ads68

Melbourne, Australia

P

PetrusR

balmoral, Australia

OlyRhys

Olympia, United States

M

mkellerman

Shanghai, China

A

Andy

Berlin, United States

B

bek88

Fairview, United States

G

glh25

Winooski, United States

fairspirit

Utrecht, Netherlands

rhagen

New York, United States

K

kikusin

Shanghai, China

Bobrm2k3

Charleston, United States

iamdaimo

London, United Kingdom

mojobob

Hayward, United States

P

Pavane

Kungsbacka, Sweden

JonB

London, United Kingdom

D

doublehelix

Philadelphia, United States

Matthieu

Switzerland, France

S

Sjors

Eindhoven, Netherlands

B

BMcDermott

Washington, DC, United States

E

E

Marin county, United States

S

sgunnink

Utrecht, Netherlands

H

happytrailsjpd

South Bend, United States

C

Clben7

Cincinnati, United States

Evan Lamos

Brussels, Belgium

J

joliver

Vancouver, Canada

Y

Yasmine

Edinburgh, United Kingdom

M

Morgan1301

United States

sderickson

Berkeley, CA, United States

B

beckynagel

United States

J

JacobvdW

Netherlands

camden01

Connecticut, United States

S

spivurno

United States

M

merk85

United States

S

sarah4d2

Saint Louis, United States

larry

Sweden

C

charleen

United States

smastermind

Jerusalem, Israel

J

jbhernan

United States

GMc50

Australia

J

jsbisa

New Orleans, Louisiana, United States

B

bscent

Hong Kong

Grant Xavier Storer

Seattle, Wa, United States

T

Tim47

United States

K

Keith

Luxembourg

H

Heath

United States

K

kennychit

United States

K

KiraDee

United States

B

Bennphoto

United Kingdom

S

stryker75

United States

SV

sven vdk

Twickenham, United Kingdom

C

Crainster

Chapel Hill, United States

P

pnrjulius

United States

B

bwmoore

United States

P

PeterSpencer

United Kingdom

himynameismartin

Czech Republic

reluck

Marseille, France, France

GaloLending

United States

A

andreab

United States

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

JP

James Parker

Sacramento, United States

JL

Joao Leal

United Kingdom

KM

KHS Microfinance

Tampa, United States

DR

Daniel R

Berlin, Germany

E

Erich

Zurich, Switzerland

Jeroen Decock

Gent, Belgium

C

Carol

Falmouth, United States

R

Robert

Berlin, Germany

MW

Matt Willis

United States

W

Wade

United States

Elly

Woudrichem, United Kingdom

Jake Badger

Roskilde, Denmark

DF

Daniel Fehr-Krahn

Winnipeg, Canada

anne

Cologne, Germany

G

Graham

United States

Dean Cress

United States

KO

Kevin OBrien

Denver, CO USA, United States

CN

Cyprien Noel

United States

S

Susie

Christchurch, New Zealand

Kevin

San Francisco, United States

KD

Kent Don

United States

TB

Taylor Brown

United States

BS

Bruno Silva

United States

KL

Ket Lin

United States

Sandra

Böblingen, Germany

George

Corvallis, Oregon, United States

Cristina Huesch

Canberra, Australia, Australia

Carla

Amsterdam, Netherlands

Pedro R-C

Cambridge, United States

G

GS2

Germany

G

Gianni

Venice, Italy

N

Nick

United States

A

Allie

Australia

jo

Los Angeles, United States

Joe Lamantia

Reston, Virginia, United States

Douglas St Quintin

Sydney, Australia

Paul Smithson

Leeds, United Kingdom

Rosario von Li

San Jose, Ca, United States

A

Andrei

United States

P

Peter

Bratislava, Slovakia

SH

Steven Huntington

London, United Kingdom

Rory McLaughlin

Dallas, United States

Thomas

Sweden, Sweden

Gabriel Fenili

Santo André, Brazil

K

Katka

St Albans, United Kingdom

EthicalHost

Toronto, Canada

Stephan W

Witten, Germany

KK

karl kerksiek

United States

BW

Betty Waweru

United States

Myria

New Mexico, United States

HH

Heidi Harris

United States

RG

Ravi Gadad

United States

Sinan Taifour

Munich, Germany, Germany

SM

Sachet Marion

United States

SA

Shar Alamdari

Los Angeles, United States

A

Auguste

Switzerland

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Benjamin Kniaz

Boston, United States

SH

Stephanie He

United States

Humble Bundle Community

San Francisco, United States

JA

Joshua Axtell

United States

SS

Sara Sobota

United States

Mary Norton

Byron Bay, Australia

HCPSPIRIT

Helsinki, Finland

Dean Suminski

Portland, Oregon, United States

The Weltys

Averill Park, NY, United States

Jean Wren Chan

United States

GS

Gary Sinard

Franklin, TN, United States

MS

Merel S

Netherlands

Brandon Wright

Salt Lake City, Ut, United States

GC

Gabriel Collins

United Kingdom

R

RMIM

United States

DW

Dan Winetsky

United States

JH

Joseph Hwang

Houston, United States

W

Will

United States

Paul Buchheit

Mountain View, United States

M

Mary

United States

AH

Antioch House Church

Kansas City, Kansas, United States

CN

Craig Newmark

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

A

Anonymous

United States

Jeff

The Colony, Texas, United States

ADK

Saint Louis, United States

K

Khoa

United States

E

EJOBIV

United States

Ask Philomena a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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