Purchasing of motorcycle spares to start motorcycle garage

Peter Ngure

Juja, Kenya

100% repaid



Peter Ngure

Member since

September 2014

On-time repayments

79 installments  •  46%

About Me

I am the first born in a family of 6 siblings. 2 girls and 4 boys, after I completed my secondary studies I didn't proceed due to lack of funds, so I joined a carpentry course and became a Carpenter. I started saving from small earning I was getting out of Carpentry work which was also very scarce, and in the year 2010, I shifted from that work and was employed as a motor bike rider popularly known as "BODABODA" to be carrying passenger from their respective homes to the main stage so that they can board vehicles to their various areas of their work. After working resiliently for 2 years I bought my first motor bike in the year 2012 and continued with the same job as mine. I have been able to meet my basic needs out of this business.

My Business

The business am still engaging in is operating a "BODABODA" or motor cycle transport services. At pick hours mostly morning and evening when people are going to and out of work, am able earn approximately 1000 Kshs and during the day when there is no many people moving am able to earn 500 Kshs on average; so at the end of the day on average I earn 1500 Kshs, that is approximately 15 dollars, when I less expenses for fuel and upkeep of around 600 am left with 900 Kshs, approximately 10 dollars. My plan is to secure a loan from Zidisha and maintain BODABODA garage to be doing servicing and also selling spare parts such as tires, lubricant oils and tube during the off-peak hours of the day to supplement the little earning I get from the "BodaBoda" business. With the earning I get form the current business, I can conveniently be able to pay back my loan as I invest the money on loan to expand, My dream has been to expand so as I can be able to assist my parents to educate our other siblings who are now in primary advance classes and in early classes in secondary school.I would like to became a champion entrepreneur in order to challenge youths to invest in to self employment instead of blaming the government for unemployment.
currently I doing well in my Motor bike garage business hoping to upload picture for my lenders to see my progress soon.
Thank you all, Thank you Zidisha

Loan Proposal

The loan am seeking from zidisha will assist me greatly, since I will combine with the little I have to buy lightweight motorcycle spare parts that will assist me greatly to start a Motorcycle garage.
This business has a great potential since there is no competitor currently and as a motorcycle transporter we normally suffer a lot due to problems like punctures and other small motorcycle mechanical problems. I would like to tap into this opportunity and harness all the benefits by starting this business as fast as possible as the first proprietor. I would like to assure the Zidisha team and lenders in general that I am able to service the amount borrowing through the current business I operate i.e. transport business using Motorcycle popularly known as Bodaboda.
Thank you my lenders, thank you Zidisha as you consider my humble request.






Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Dec 23, 2014

Repayment status

On Time

Projected term

2 months



Sterling, United States


New Jersey, United States



Campbell, United States



Shanghai, China


Atlantis!!!! x), Mauritania

Matching Fund

Sterling, United States

Paul Buchheit

Mountain View, United States



United Kingdom


Kirsty M

United Kingdom

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  • Peter Ngure    Apr 27, 2016

    I am kindly requesting for a reduction of the payment Amounts in order to continue paying this loan at this challenging moment when my business is at the lowest level.
    I wish to be kindly understood at the moment as I try as much as possible to come back on track.
    Thanking you in advance.

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  • Peter Ngure    Apr 27, 2016

    I am really sorry for this late repayment, this has been attributed by the down fall of my business, but am doing everything possible as I was assisted by JOEL IRUNGU MWANIKI an older member, on how to reschedule my payments, and am soon coming back on track.
    Sorry for any inconvenience this might have cost.
    Thanking you in advance.

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  • Lydiah Rutere    Nov 12, 2015

    Dear Lenders,happy to speak to Peter and he promised to settle the arrears, the problem was he had taken the wrong date that he was suppose to start making payment and he had not received any remainder sms.

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  • Peter Ngure    Oct 20, 2015

    1.aftar l get my loan l have to add my stoker.2.that loan will help me to keep my custmer.3.thank to all zidisha lender for makeing me to keep my custmer.

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  • Peter Ngure    Sep 7, 2015

    The previous loan has been so helpful and that's why I was able to repay with ease.

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  • Peter Ngure    Aug 19, 2015

    After receiving loan from zidisha i added my stock in which iam enjoying the benefit of it .Thanks Zidisha

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  • Peter Ngure    Apr 16, 2015

    Thank you my lender for supporting in raising this loan, I will not let you down, I will honor my obligations of repaying back this loan as I did with the previous loan.
    I am planning to expand my motorcycle garage by buying some light spare parts such as wheels, brake pad and various others. This loan is of great help because it will help me bridge the gap of the demand of such good and services in my garage and the supply, I hope soon I will be improving my business to reap even more profit than what am able to do currently.

    Once again I thank you all my lenders and zidisha as a whole, you are very important in my life.

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  • Peter Ngure    Mar 16, 2015

    I would like to appreciate this opportunity given to me by my Lenders because I have been able start a business and a nice one, I will be uploading pictures for my lenders to see how they have transformed my life to. I am also hoping to place another loan and probably if successful I expand my business.

    Thank you all, thank you zidisha.

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  • Peter Ngure    Feb 27, 2015

    I would like to appreciate the effort of my lenders, as I am proceeding well with My motorbike and the Motorcycle garage which is growing well courtesy of Zidisha loan.
    I hope in future to expand my business by adding some more spare parts as there is a lot of potential because I have no competitor.

    Thank you.

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  • Peter Ngure    Jan 5, 2015

    The project has started picking momentum am happy for Zidisha has enabled me to do this. I will be uploading a picture soon to show to my lenders, Thank you all thank you Zidisha.

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