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Steven

Jinijini, Berekum, Ghana

100% repaid

Entrepreneur

Name

Steven

Member since

June 2017

On-time repayments

67 installments  •  94%

About Me

My name is Steven Asare Baffour. I am 35 years of age. I come from Berekum in the region of Brong Ahafo of Ghana. I was born into a polygamous family. I am the first child of four among my mother's children. And both my parents didn't have enough money to take care of me through school because they did not have jobs that brought up good income.Therefore I had to depend on government subsides and individual supports before I was able to complete my Senior High School certificate. Even as at the time when I completed I still owed school fees. I had to clear all my debts before I could receive my Senior High School certificate. That's was how difficult from my childhood to adulthood became.

But besides all these challenges, I thank my God that I was able to go to the Bible School for four good years to become a Pastor to this small Baptist Church Fellowship in Jinijini here.

I am married with a one year old son. I'm happy in my marriage and with my son, but I don't want to see my family, more especially my children suffer the same way I suffered. That's why I need to do something substantial now so I can secure the future of my family.

My Business

Besides my pastoral work, I have been working for a printing shop to augment my support. And that was sufficient for me when I was alone, but now that I have more mouths to feed I decided that I need to do my own business.

My dream business is to run an electrical shop but that has to wait for sowmday because I need to raise the enough fund in order to run such an electrical shop. So by way of mobilizing the funds, I had begun selling some men dressing clothes. I do this with my wife. We take the clothes from someone on credit and after we've finished making the sales, we pay off the owner. Since we started this business I have been able to finance my wife to sell cooked food s such as rice with tomatoes sauce, and banku with okro soup. She is such a helpful woman.

I believe if we get enough funds will be able to start the electrical shop business that will sustain us. Currently, I have made plans to undertake some lessons on electricals. But all this boils down to money.

Loan Proposal

I will invest it in my clothing business. Since Christmas is at the corner, people will buy lots clothes for themselves and other family members. It will be very useful if I get ASAP. And I will make sure I pay it on time as I did on my last loan. Thank you all donors for supporting needy ones like us.

Feedback

2

None

1

  • Margaret    Apr 13, 2019

    Steven disappointed us all by making no effort to repay this large loan in over 4 months. I dislike leaving negative comments but do believe in accountability, without it there would be no Zidisha to make loans.

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  • Margaret    Nov 19, 2018

    The loan was paid back perfectly!

    Log in to reply • Share
  • Margaret    Oct 2, 2018

    The loan was paid off perfectly!

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Loan Info

Project Type

Classic Loan

Disbursed amount

$237.00

Date disbursed

Dec 14, 2017

Repayment status

On Time

Projected term

7 months

Lenders

ads68

Melbourne, Australia

BW

Betty Waweru

United States

Paul Buchheit

Mountain View, United States

A

Anonymous

United States

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Summary

Amount repaid

$236.02

Amount remaining

$0.00

Date repaid

Aug 3, 2018

Status

Fully repaid

Repayment History

Expected Payments Actual Payments
Dec 23, 2017 $6.65 Nov 24, 2017 $0.22
Dec 23, 2017 $6.43
Dec 30, 2017 $6.65 Dec 23, 2017 $0.22
Dec 30, 2017 $6.43
Jan 6, 2018 $6.65 Dec 30, 2017 $0.22
Jan 6, 2018 $6.43
Jan 13, 2018 $6.65 Jan 6, 2018 $0.22
Jan 13, 2018 $6.43
Jan 20, 2018 $6.65 Jan 13, 2018 $0.22
Jan 20, 2018 $6.43
Jan 27, 2018 $6.65 Jan 20, 2018 $0.22
Jan 27, 2018 $6.43
Feb 3, 2018 $6.65 Jan 27, 2018 $0.22
Feb 3, 2018 $6.43
Feb 10, 2018 $6.65 Feb 3, 2018 $0.22
Feb 10, 2018 $6.43
Feb 17, 2018 $6.65 Feb 10, 2018 $0.22
Feb 17, 2018 $6.43
Feb 24, 2018 $6.65 Feb 17, 2018 $0.22
Feb 24, 2018 $6.43
Mar 3, 2018 $6.65 Feb 24, 2018 $0.22
Mar 3, 2018 $6.43
Mar 10, 2018 $6.65 Mar 3, 2018 $0.22
Mar 10, 2018 $6.43
Mar 17, 2018 $6.65 Mar 10, 2018 $0.22
Mar 17, 2018 $6.43
Mar 24, 2018 $6.65 Mar 17, 2018 $0.22
Mar 26, 2018 $6.43
Mar 31, 2018 $6.65 Mar 26, 2018 $0.22
Mar 31, 2018 $6.43
Apr 7, 2018 $6.65 Mar 31, 2018 $0.22
Apr 7, 2018 $6.43
Apr 14, 2018 $6.65 Apr 7, 2018 $0.22
Apr 14, 2018 $6.43
Apr 21, 2018 $6.65 Apr 14, 2018 $0.22
Apr 21, 2018 $6.43
Apr 28, 2018 $6.65 Apr 21, 2018 $0.22
Apr 28, 2018 $6.43
May 5, 2018 $6.65 Apr 28, 2018 $0.22
May 5, 2018 $6.43
May 12, 2018 $6.65 May 5, 2018 $0.22
May 12, 2018 $6.43
May 19, 2018 $6.65 May 12, 2018 $0.22
May 19, 2018 $6.43
May 26, 2018 $6.65 May 19, 2018 $0.22
May 26, 2018 $6.43
Jun 2, 2018 $6.65 May 26, 2018 $0.22
Jun 3, 2018 $6.43
Jun 9, 2018 $6.65 Jun 3, 2018 $0.22
Jun 17, 2018 $6.43
Jun 16, 2018 $6.65 Jun 17, 2018 $0.22
Jun 23, 2018 $6.43
Jun 23, 2018 $6.65 Jun 23, 2018 $0.22
Jun 30, 2018 $6.43
Jun 30, 2018 $6.65 Jul 4, 2018 $6.65
Jul 7, 2018 $6.65 Jul 11, 2018 $6.65
Jul 14, 2018 $11.09 Jul 13, 2018 $11.09
Jul 21, 2018 $11.09 Jul 21, 2018 $11.09
Jul 28, 2018 $11.09 Jul 29, 2018 $11.09
Aug 4, 2018 $9.76 Aug 3, 2018 $9.76

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