Name
Isiah
Member since
September 2013
On-time repayments
258 installments • 24%
I am a male Kenyan aged 38yrs from humble family background, I struggled going to school, but with God’s grace managed to complete high school. I went to various colleges through sponsorship graduated in Diploma in Computer Graphics Design, I am also trained in Life Skills, HIV/ AIDS counseling, testing & management.
I have worked in various organizations and group in different capacities mostly as a volunteer, thereby gained a lot of experience.
Am married to one lovely wife and have been blessed with two children both in Primary School. Currently, I reside at Uhanya beach and operate a Cyber Café, also offering computer service.
I started my computer business in 2008, with a small capital from my savings I just had one computer, I learned to be patient and the business has grown to a small cyber cafe’. Though am grateful for my progress so far, my vision is for the business to grow to a computer college, and I believe with your financial support I can achieve my goal.
The major challenge in this area is unreliable electricity, we often experience power outages thus disappointing clients, I will buy a power generator which will help in continuation of the business even when there is no electricity. However I have a long term plans of installing solar system.
Due globalization many people use internet service for communication and social networking hence the high demand for reliable and sustainable internet services.
I earn an average sale of $343 I pay bills worth $177 this leaves me with a gross profit of $166. I then take 25% for emergency and expanding the business. The balance $124.5 is my average Net profit.
I use this profit to take care of my family, paying my children’s school fees and providing basic necessities. With proper funding I would expand the business, meet my customers demand, by increasing computer illiteracy level in training many people. Hence increasing the number who will join Zidisha as well.
I have made big strides since I got my fist loan from Zidisha, now my business is doing well and as a result I have started refurbishing the cyber café. I want to put up two more computers fix better comfortable chairs, install an office fan for ventilation and background music. The total cost of the work will be $405 but I have some savings from the business which is going to supplement.
I will attract many clients by the new look cyber café as people prefer browsing in a comfort environment, with low background music. The increased customers will eventually demand more computers and that is why i am putting up additional computes. I am looking forward to improved revenue thus being more comfortable in repaying the loan.
Positive
4
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$241.00
Date disbursed
Jun 10, 2014
Repayment status
On Time
Projected term
12 months
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Amount repaid
$272.29
Amount remaining
$0.00
Date repaid
Jun 9, 2015
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Jun 17, 2014 | $13.26 | Jun 20, 2014 | $13.26 |
Jun 24, 2014 | $13.26 | Jun 20, 2014 | $0.06 |
Jul 1, 2014 | $13.20 | ||
Jul 1, 2014 | $13.26 | Jul 1, 2014 | $0.06 |
Jul 6, 2014 | $13.20 | ||
Jul 8, 2014 | $13.26 | Jul 6, 2014 | $0.06 |
Jul 9, 2014 | $13.20 | ||
Jul 15, 2014 | $13.26 | Jul 9, 2014 | $0.15 |
Jul 20, 2014 | $13.10 | ||
Jul 22, 2014 | $0.02 | Jul 20, 2014 | $0.02 |
Jul 29, 2014 | $5.81 | Jul 20, 2014 | $0.01 |
Aug 1, 2014 | $5.80 | ||
Aug 5, 2014 | $5.81 | Aug 1, 2014 | $0.01 |
Aug 8, 2014 | $5.80 | ||
Aug 12, 2014 | $5.81 | Aug 8, 2014 | $0.01 |
Aug 15, 2014 | $5.80 | ||
Aug 19, 2014 | $5.81 | Aug 15, 2014 | $0.13 |
Aug 26, 2014 | $5.69 | ||
Aug 26, 2014 | $5.81 | Aug 26, 2014 | $0.13 |
Aug 31, 2014 | $5.69 | ||
Sep 2, 2014 | $5.81 | Aug 31, 2014 | $0.13 |
Sep 10, 2014 | $5.69 | ||
Sep 9, 2014 | $5.81 | Sep 10, 2014 | $0.24 |
Sep 16, 2014 | $5.57 | ||
Sep 16, 2014 | $5.81 | Sep 16, 2014 | $0.24 |
Sep 26, 2014 | $5.57 | ||
Sep 23, 2014 | $5.81 | Sep 26, 2014 | $5.81 |
Sep 30, 2014 | $5.81 | Sep 26, 2014 | $0.24 |
Oct 4, 2014 | $5.57 | ||
Oct 7, 2014 | $5.81 | Oct 4, 2014 | $0.24 |
Oct 28, 2014 | $5.57 | ||
Oct 14, 2014 | $5.81 | Oct 28, 2014 | $5.81 |
Oct 21, 2014 | $5.81 | Oct 28, 2014 | $5.81 |
Oct 28, 2014 | $5.81 | Oct 28, 2014 | $5.81 |
Nov 4, 2014 | $5.81 | Oct 28, 2014 | $0.24 |
Nov 8, 2014 | $5.57 | ||
Nov 11, 2014 | $5.81 | Nov 8, 2014 | $0.24 |
Nov 11, 2014 | $5.57 | ||
Nov 18, 2014 | $0.23 | Nov 11, 2014 | $0.23 |
Nov 25, 2014 | $6.69 | Nov 11, 2014 | $0.01 |
Dec 14, 2014 | $6.67 | ||
Dec 2, 2014 | $0.00 | ||
Dec 9, 2014 | $0.00 | ||
Dec 16, 2014 | $0.00 | ||
Dec 23, 2014 | $0.00 | ||
Dec 30, 2014 | $0.00 | ||
Jan 6, 2015 | $5.81 | Dec 14, 2014 | $0.01 |
Jan 9, 2015 | $5.80 | ||
Jan 13, 2015 | $0.00 | ||
Jan 20, 2015 | $0.00 | ||
Jan 27, 2015 | $0.00 | ||
Feb 3, 2015 | $3.49 | Jan 9, 2015 | $0.01 |
Feb 3, 2015 | $3.48 | ||
Feb 10, 2015 | $3.49 | Feb 3, 2015 | $0.01 |
Feb 17, 2015 | $3.48 | ||
Feb 17, 2015 | $3.49 | Feb 17, 2015 | $0.59 |
Feb 27, 2015 | $2.90 | ||
Feb 24, 2015 | $3.49 | Feb 27, 2015 | $0.59 |
Mar 17, 2015 | $2.90 | ||
Mar 3, 2015 | $3.49 | Mar 17, 2015 | $0.59 |
Mar 31, 2015 | $2.90 | ||
Mar 10, 2015 | $3.49 | Mar 31, 2015 | $2.92 |
Apr 9, 2015 | $0.57 | ||
Mar 17, 2015 | $3.49 | Apr 9, 2015 | $3.49 |
Mar 24, 2015 | $3.49 | Apr 9, 2015 | $1.76 |
Apr 27, 2015 | $1.73 | ||
Mar 31, 2015 | $2.91 | Apr 27, 2015 | $2.91 |
Apr 7, 2015 | $0.00 | ||
Apr 14, 2015 | $0.00 | ||
Apr 21, 2015 | $0.00 | ||
Apr 28, 2015 | $0.00 | ||
May 5, 2015 | $0.00 | ||
May 12, 2015 | $2.33 | Apr 27, 2015 | $0.01 |
May 14, 2015 | $2.31 | ||
May 19, 2015 | $2.33 | May 14, 2015 | $0.01 |
May 21, 2015 | $2.31 | ||
May 26, 2015 | $17.44 | May 21, 2015 | $0.01 |
May 26, 2015 | $17.43 | ||
Jun 2, 2015 | $17.44 | May 26, 2015 | $16.29 |
Jun 9, 2015 | $1.15 | ||
Jun 9, 2015 | $29.88 | Jun 9, 2015 | $29.88 |
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