Renovate my shop(jackshop) and add new stocks

Antony Muraga

Nairobi Umoja Estate, Kenya

15% repaid

Entrepreneur

Name

Antony Muraga

Member since

August 2014

On-time repayments

282 installments  •  17%

About Me

My current resindence place is umoja (innercore) plot no:229.i am married to Francisca gakii and a father to brucecollins muthomi our first born son.on 1st dec 2014, we were blessed with twin baby boys name Ken and Khan. having been born from a tea catchment area,i have grown to see many young men do not think outside tea farming.i started my first business in 2005 were i operated a computer services shop at kionyo market for up to 2010 when i opted out of the said business after several players enter into the said field thus leading to unhealthy competition.i went back to farming were i managed to plant over 2000 trees of tomarlilo (tree tomato) fruits plant.this was a good venture but it went down after the spread of unknown disease which destroyed the crop thus great losses followed.with the help of my elder sister funding, i moved to nairobi umoja estate were i stated jack shop on April 2014 as a ordinary household shop wereby i stocked items like sugar, cooking fat, salt, milk e.t.c.after one month of operation, i discovered an opportunity in in electronic money transfer i.e m-pesa and airtel money,with the cash i had from the shop,i applied for both and i was offered the agency which am operating under the same shop.I have a dream of transforming this shop to be
A wholesale outlet and by almighty grace a supplier outlet to server umoja community.

My Business

i respect my business because since i started,it has enabled me to provide for my family and pay rent. i know if i can raise more capital to fund the stocking of the shop,i can get more income from it because i have not managed to stock most of goods which my customer need.i also have a problem with m-pesa and airtel money because some time i can't make big transactions becuase i am operating with limited float.if i get any funding, i will invest it into my business because i know it will pay back.my first loan from zindisha was small but it has enabled me to stock several snack which sales have worked wonderfuly in terms of returns. I am also in a prosses of buying an airtime vending machine which I hope will he operational by the end of this week mainly because of customers who need airtime of high denominations.

Loan Proposal

1. Buy timber for construction of more selves in my shop and pay carpenters labour charge at a cost of $198.This will enhance display of goods in my shop for my customers.
2. Pay welding labour charge at a cost of $22. Currently, I serve customers inside the shop almost 10flts. I have noted this is note good that its not wise for security reasons.That's why I will reduce this space to round 2flts from the door. This will also help to create more space inside the shop.
3. I will spend $88 to buy electrical accessories and pay an electrician to instal and connect fridges, lighting systems and shop branding light.
4. I will buy different additional detergents worthy approximately $ 330 for the shop. This will improve my sale because different people tends to use different types of soap and so on.
5.I have discovered a window on phone accessories in this area. And I will invest $275 to add these products to my shop.
6. I will invest $385 to m-pesa float. This will be a great boost to my float and I am sure to win more customer's to transact at my shop hence high commission's.
7. I will invest $187 into stocking different types of juices and other soft drinks. This will make the shop more competitive hence raise my profit.
8. I will spend $90 to buy a room warmer to be use to heat my house in Meru. This will be a great investment for my children's expecualy the younger one who are currently admitted in hospital. Remember Meru is located in the slops of Mt Kenya slop and the place Is very cold.
Total investment is $11575.

I will invest a further $295 to the shop. This is amount I remained with from my divides payment.

With this investment, I hope to see the shop grow within this year to a higher level.

Thanks in advance as I humbly request you to lend me.
May almighty bless you all.

Feedback

1

None

None



Loading...

Loan Info

Project Type

Classic Loan

Disbursed amount

$1,289.81

Date disbursed

Feb 23, 2015

Repayment status

Late

Projected term

81 months

Cost to entrepreneur

Lender interest: $1,289.81 at 0.62% annual rate over 81 months = $54.11

Service fee: $292.20

Lenders

P

Philippe

Adliswil, Switzerland

cyrus0302

San Francisco, United States

Zidisha

Sterling, United States

BJ

Brandon Joz

North Carolina, United States

indeh

London, United Kingdom

Jouni

Finland

L

lbedogni

Reggio Emilia, Italy

M

MaxwellStout

Austin, United States

S

Sasha

California, United States

W

wildnis

Seattle, United States

K

kofiu

Sydney, Australia

danielytao

Boston, United States

MichelD

Bangkok, Thailand

A

Adembel888

Sydney, Australia

alicemmg

Boston, United States

L

Lotta

Tampere, Finland

S

Sergio

Boise, United States

RoryWitt

San Diego, United States

K

Katehar

Maple Valley, WA, United States

F

Frida

Uppsala, Sweden

Cvmh88

Adelaide, Australia

Stamfordsusan

Stamford, CT, United States

K

Kaz12

Winnipeg, Canada

JennyinParis

Paris, France

russelldjs

London, United Kingdom

ads68

Melbourne, Australia

H

HMS6thGrade

Honolulu, United States

R

rgarr

Louisville, United States

J

JHSydneyAustralia

Sydney, Australia

N

NoelC

Chelmsford, United Kingdom

M

matthewdort

Atlanta, United States

S

seatea1967

Madison, United States

N

nime01

Kongsberg, Norway

N

Nassara1

Evergem, Belgium

T

TaiwanUSA

New york, United States

S

Satus

Porvoo, Finland

B

BlitheTrouper

Denver, United States

D

Dettmann1

Atlanta, United States

J

janharg

Garland, Tx, United States

C

creightonr

Buffalo, United States

E

eirccharrie

Cupertino, United States

T

ThomasGermany

Wuppertal, Germany

bryancain

Toluca Lake, United States

S

SabresFan

Oro Valley, United States

O

Oktober

North Kingstown, United States

B

BGRRisz

Arlington, United States

D

Ddimov

Sofia, Bulgaria

U

UmSaeed

Southfield, United States

B

bruceturner1

Arlington, United States

D

Dionne

Pembroke, Bermuda

K

kaydoor

Cottonwood, United States

M

mwkelley2

Columbus, OH, United States

H

Hotaru

Melbourne, Australia

MPatino01

Somerville, United States

A

AR716

Sentjur, Slovenia

D

Dave22202

Arlington VA, United States

yorick

Springfield, United States

LendingFromGermany

Gießen, Germany

A

Aaron

Zurich, Switzerland

F

FuzzyHat

London, Canada

Z

zblongladder

Somerville, United States

N

NickC

San Carlos, United States

C

Casaderanas

Adelaide, Australia

C

ctran

KY, United States

R

rawlo5660

san jose, United States

Andreas Kiss

Vienna, Austria, Austria

Student

Oulu, Finland

D

djschin

Heber City, United States

worldcitizen

Kutztown, Pa, United States

C

cescotet

Needham, United States

D

Diane

Blue Hill, United States

RandyPetersen1

Colorado Springs, United States

R

Roxyclark

Heber City, United States

ButterfieldFamily

Heber City, United States

J

justincomish

Riverton, United States

D

DearbornJackson

Rockville, United States

H

hivervan

watou, Belgium

J

JW1992

Sheffield, United Kingdom

A

Alisa

from, Japan

C

Christougher

Osaka, Japan

B

Bluejay

Magrath, Canada

OlyRhys

Olympia, United States

A

AspyerGroup

Longview, United States

S

Southern

Oberursel, Germany, Germany

jennyams

Albany, United States

S

stillc

Nashville, United States

J

jackblack

Zurich, Switzerland

L

landhalsema

Driebergen, Netherlands

foreverchanges

Krefeld, Germany

P

Peksa

Espoo, Finland

ohlandtmann

Moorestown, United States

J

jerryq

Redding, United States

T

Taiwan

San Gabriel, United States

C

cutebird2

Seattle, United States

M

moneypatch

Heber City, United States

Nhende

Portland, United States

C

Christina345

London, United Kingdom

P

PatB.

Alameda, CA, United States

K

KHobbs

Austin, United States

Tania

Antwerpen, Belgium

HMS_5th_Grade

Honolulu, United States

S

schvan

Las Cruces, United States

O

ochunshoney

charlotte, United States

K

Kerrisdale

Guernsey, United Kingdom

F

Fowlster

Hackettstown, United States

1

1711mp

Brooklyn, United States

B

boronat

Brussels, Belgium

L

LenderTrender

Freeville, United States

Vla911

Milan, Italy

J

Jyoti

Herndon, United States

MikaL

Helsinki, Finland

K

KimonoAshArmor

Houston, United States

C

chrono

Toronto, Canada

W

WesMan

Halifax, Canada

chadgibbs

Loveliest Village, United States

A

alexandraleaving

Alice Springs, Australia

palmerlaw

CHICAGO, United States

J

jonesabankwa

Bronx, United States

T

tereus

Stockholm, Sweden

C

Cohoes

Albany, United States

K

karit

Victoria, Canada

F

FredBetty

San Antonio, United States

G

glh25

Winooski, United States

A

asmilligan17

Perryville, United States

K

knute

vestre jakobselv, Norway

B

BenBurum

BOXBOROUGH, United States

S

ssj2k4

Broken Arrow, United States

C

ComPASSIONateRafiki

Ft. Myers, United States

P

peter9

Victoria, Canada

N

Norin

Germany

davidt

San Francisco, United States

G

Gwencalon

Garching b. Muenchen, Germany

B

Britteva

Oslo, Norway

K

Klaudulas

Warsaw, Poland

Elaine

John Day, United States

M

Moamar

Grand Rapids, United States

Stefano Bordin

Milano, Italy

G

gerd87

Haar, Germany

J

javifdezsainz

Madrid, Spain

J

JoeOmundson

Portland, OR, United States

shamrock1778

Bardstown, United States

S

Smelville

Ottawa, Canada

R

rmlyons78

Burlingame, United States

F

Funnels4Jesus

Calgary, Canada

P

pastabox

New York, United States

S

sublibyss

East Lansing, United States

Patnatros

New York, United States

M

Molly

Houston, TX, United States

D

d3witt

Cheyenne, United States

Michaias

Athens, United States

T

tchafin

Los Angeles, United States

M

mgnyc

New York, United States

I

ianb723

ROCHESTER, United States

R

Rondo911

sherbrooke, Canada

ericacamille

Brooklyn, United States

Richard100

Santa Ana, United States

J

juliana

santee, United States

P

prashant

SUNNYVALE, United States

H

hahahan

Melbourne, Australia

G

gregc

Calgary, Canada

M

MarkGallagher

Glasgow, United Kingdom

Y

Yecats

New York, United States

M

mrsfit

Surrey. BC, Canada

E

ElliottGarlock

Palo Alto, CA, United States

S

Srirachapea

Minneapolis, United States

A

AFGriffith

Woodinville, United States

J

jeremysherwood1

Cocoa, Fl, United States

W

Winniether

Rochester, United States

zaoyoga

Toulouse, France

P

Person70

Siberia, Russia

D

ddandipu

Calgary, Canada

C

CarolD

Hendersonville, United States

B

Brian

Washington, DC, United States

S

shrike718

West Chester, United States

S

sjenkins

Swansea, United Kingdom

R

rkilliany

Somerville, United States

W

Walter1

Bergneustadt, Germany

H

Hobbit64

Milano, Italy

A

amish

San Francisco, United States

Immanuel

Darwin, Australia

M

maxep06

Fairfax, United States

A

Avalokiteshvara

Yau Yat Chuen, Hong Kong

M

Mjt019

Eden Prairie, United States

James

Paris, France

C

CJAnderson

Sydney, Australia

H

HomesteadSchool

Glen Spey, United States

Sheena47

Ottawa, Canada

N

Neveda

Flagstaff, United States

2

2Samuel22

Clarksville, United States

A

AdamCook

Forres, United Kingdom

F

Freya

Adelaide, Australia

I

ificouldfly

Sofia, Bulgaria

J

jasonandvachi

Renton, United States

ashleeandjeanelle

Auckland, New Zealand

M

MadsN

Oslo, Norway

K

kilanta

Jyväskylä, Finland

ponli137

Linkoping, Sweden

1staidgirl

Surrey, Canada

A

AegeusOceanus

Seattle, United States

B

Britams

Amsterdam, Netherlands

P

Phoint

Zurich, Switzerland

Peter Marozzi

Kaohsiung, Taiwan

N

Navigator

Alavus, Finland

numbat

Perth, Australia

M

Moonknight

Østre Gausdal, Norway

K

Krish

Dubai, United Arab Emirates

RebeccaW

Houten, Netherlands

R

ruthieonart

Plano, TX, United States

KBW_Fundation

Winterthur, Switzerland

PulsoJewelry

Los Angeles, United States

A

asmoris

Toronto, Canada

Krollibrius

Liège, Belgium

TraciV17

Indianapolis, United States

O

olliepalmer

London, United Kingdom

T

TedEBear

Sparks, United States

W

WenShiDi

mobile, China

C

caldw142

Whanganui, New Zealand

S

Sclodfelter

Los Angeles, United States

sbyun

Toronto, Canada

J

Jamesd

Swansea, United Kingdom

Bill2073

Florida, United States

I

icmoonchild

Haddon Heights, United States

B

b_plok

Granada, Spain

C

corvus

Paris, France

kivadoris

Vancouver, Washington, United States

Culli

Brooklyn, United States

C

Christos

Leeds, United Kingdom

J

johanwinnubst

Amsterdam, Netherlands

C

colomar

Langen, Germany

paulclinton

malaga, Spain

M

MichaelSmith

Dallas, United States

L

LongTallSallymander

Menomonee Falls, United States

Zal0m0n

Atlantis!!!! x), Mauritania

S

ScottEastman

Green Bay, United States

VicC2

Richmond, United States

H

hokyplyr

Lincoln, United States

A

anonalender

Hampshire, United Kingdom

A

AndrewC

London, United Kingdom

G

gradient

KFAR SABA, Israel

Y

Youri

Utrecht, Netherlands

R

RickRozemuller

Groningen, Netherlands

F

Frenchie

Johannesburg, United Arab Emirates

I

idakaren

bonlez, Belgium

3

381inc

Beverly HIlls, United States

P

Paleomagick

Eldred, United States

Rena121

Sydney, Australia

gseletko

South Perth, Australia

C

Carlos

Barcelona, Spain

DainS

Peregian Beach, Australia

S

smetis

Kananaskis, Canada

J

JabaStartBS

Tbilisi, Georgia

FriendinOregon

Hillsboro, Oregon, United States

A

Anonymous

United States

C

Clivoss

Sarajevo, Yugoslavia

Sappetta

Bolzano, Italy

P

Pavane

Kungsbacka, Sweden

A

Afely

Heringsdorf, Germany

B

bakedpotato

Middletown, United States

W

wilma95

napa, United States

V

VegaMansk

Woerden, Netherlands

C

cjvjsv

El Paso, TX, United States

D

danibm

Mannheim, Germany

E

Ekevu

Zürich, Switzerland

M

mart0n

Cambridge, United Kingdom

whiteboyinasia

Batu Ferringhi, Penang, Malaysia

N

NickLuder

London, United Kingdom

V

vipuvarsi

Kyläkaupunki, Finland

O

Ohio

Ohio, United States

IluvIjah

St. John's, Canada

I

inips

Oslo, Norway

W

WidoStar

Bad Karlshafen, Germany

T

ThereIsNoGod

Singapore, Singapore

R

rebtl

San Francisco, United States

S

serenity

Amman, Jordan

P

Pillango

Frankfurt, Germany

A

alettore

Schleinikon, Switzerland

D

Dietrich

Pittsburgh, United States

A

andprosper

World Peace, United States

R

RutgersStudent

New Brunswick, United States

M

mjohnson

Austin, United States

Mrdressup

Brisbane, Australia

I

imccool

Amissville, United States

90803

Long Beach, United States

Svetlana3k

Harvard, United States

A

AtomMan123

Fletcher, NC, United States

M

MHarrison

Bristol, United Kingdom

M

mcmathae

Santa Clara, United States

C

christopherttran

Toronto, Canada

J

JacobKate

Brisbane, Australia

JoaoManuel

Santiago Do Escoural, Portugal

M

MatthiasM

München, Germany

MrCane

Montevideo, Uruguay

N

Nick

Colorado Springs, Colorado, United States

meyerraf

Cedar Rapids, United States

somuchjackson

Boston, United States

stroi08

Odense C, Denmark

M

mallika

Laguna Niguel, United States

Y

yunfangjuan

Palo Alto, United States

D

DanRussell

Brighton, United Kingdom

R

raisage

Cote Saint-Luc, Canada

J

jaaron

Auburn, United States

S

SAJudy

Argenta, Canada

D

doroncoh

Tel Aviv, Israel

C

Catch22

The Colony, United States

B

Budgie81

Norwalk, United States

H

Hal86

Sava, Italy

T

Tessa

Lake Mary, United States

J

johneaton

Ludlow, MA, United States

J

jebediahFND

Oslo, Norway

H

haavi

Espoo, Finland

HernanB

Berlin, Germany

M

More-Like-Them

orange, United States

R

rosebo

Bend, United States

Parkmobile

Fort Bragg, United States

G

Gdrvasc

Frederick, United States

L

Lanny_Walker

Vermilllion, United States

B

Branjsmith

Philadelphia, United States

S

skohli

san francisco, United States

C

ClaraV

Gothenburg, Sweden

B

Baldnerd69

Cross Plains, United States

H

happytrailsjpd

South Bend, United States

M

markus61

cologne, Germany

S

samthewill

Winterthur, Switzerland

T

Thornbread

Yakima, United States

S

svt19

Toronto, Canada

Q

QPWOEI

Norwich, United Kingdom

B

beachdisco

Manson's landing, Canada

S

Sunflower

116 Taylor Drive, United States

N

natashasims

Plymouth, United States

E

emilyeaton

New York, United States

G

Graceanne

milwaukee, United States

R

robertsk

Yuba City, United States

A

andykhl

Jersey City, United States

kevinzeigler

New York, United States

K

ksiebrandt

Omaha, United States

D

dolfan19

Boiling Springs, United States

J

JudoGlenn

North Olmsted, United States

Namulanda

nairobi, Kenya

M

mueba

Frankfurt, Germany

A

Armeij

Veendam, Netherlands

D

dmartink

Maryland, United States

G

GreenMoney

Lahr, Germany

A

anson

Alexandria, United States

T

Topper

Simi Valley, United States

P

pictogram

Sanford, United States

A

Alizar

Toms River, United States

S

SanderBeckers

Brussel, Belgium

K

krakowevelyn1

Deerfield, United States

A

AEDCPD

Berlin, Germany

whvitan

Quezon City, Philippines

P

Pcuser152

Christchurch, New Zealand

JinxGirl

Winnipeg, Canada

A

AandCfromCanada

Spruce Grove, Canada

D

dbuksh

United States

J

Jotrees

Philadelphia, United States

D

dj9812

United States

A

aulona

United States

K

kelsiek

United States

M

Morgan1301

United States

L

liseman

United States

S

Smadori0

United States

D

docrose1868

United States

T

TheNJBoys

United States

T

TrinityFields

United Kingdom

M

Molloy

Moorpark, United States

M

Mdoran8043

United States

D

DanielW

United States

T

toanvphan

United States

S

scotchval

United States

N

nguyenlapq

United States

B

bgordon

United States

P

pitypang

Switzerland

E

EjLehar

Galesburg, United States

R

robcarslake

London, United Kingdom

F

Flemings

Perth, United Kingdom

A

analyticsPierce

Denver, United States

T

thomson

San Francisco, United States

OP

Old People

Corona Del Mar, United States

M

MirTemporal

Hyde Park, United States

J

jake7705

Wilsonville, United States

G

goloans

Palo Alto, United States

L

Leechy

Toronto, Canada

P

Peaches

United States

P

Panamahatsretire2027

Fort Wayne, United States

S

SenseOfAdventure

United Kingdom

O

osubucks45

United States

T

Trooperdan

United States

M

Mcohan21

United States

M

moodystreet1

United States

FrancoisGarcia

Montreal, Canada

A

ajstanson

United States

GiselleF

United Kingdom

Dreamworks.nl

Den Haag, Netherlands

J

juniormint

United States

D

dcktdjc

United States

D

ducks127

United States

J

juliee

United States

S

suraj_sindhia

United States

T

tengbao

United States

K

kmsaa

United States

L

lfender6445

United States

V

vkodai

United States

A

alazybum

Australia

jonnyhj

Stockholm, Sweden

meryn

The Hague, Netherlands

D

dwight

United States

B

Boeing777

United States

M

meiyiz

United States

D

DanielH

United States

W

wyogirl

United States

D

diamatta

United States

N

Nijntje

Netherlands

M

Mal57

Australia

C

CNazira

Melbourne, Australia

E

Eleorest

United States

lauren and jubilee

San Antonio, Texas, Usa, United States

R

Russell81

United States

K

kvillantz18

United States

B

binxbolling

Boston, United States

B

bvirlet

United States

M

malig

Switzerland

Conor

Sydney, Australia

E

emosler

United Kingdom

J

jackdupee

United States

J

Jason

Australia

P

paulk

United States

B

brianchicago

United States

TeriJ

Athens, GA, United States

B

BornHappy

United States

C

chatterbox

Gurgaon, India

J

jayharr

United Kingdom

mepster

San Francisco, Ca, United States

Grant Xavier Storer

Seattle, Wa, United States

Mikers

Netherlands

A

adamdreaming

United States

AL

Amy Luo

United States

MW

Matt Willis

United States

Richard

Shrewsbury, United Kingdom

D

dabatate

Saarbrücken, Saarland, Germany

Christopher Hey

Sudbury, Canada

M

Maggie

Australia

Humble Bundle Community

San Francisco, United States

Paul Buchheit

Mountain View, United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

Ask Antony a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

Loading...

Loading...

Loading...