Renovation of toilets in an education institution

Emmah

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Emmah

Member since

May 2014

On-time repayments

185 installments  •  72%

About Me

I am a married Kenyan with two children.My home county is Siaya,Siaya District,North Gem division,Maliera sub location, Am a teacher by profession. I started my primary education at Usingo primary school and did my KCPE in 1987 and attained 425 marks out of 700 marks i then joined Nyanganga secondary school and did my KCSE in the year 1992 and attained grade C+ (plus).I later ECDE college in the 2006 - 2007 and attained Certificate in ECDE. In 2009 - 2010 I did Diploma in ECDE from a government college. My hobby is interacting with needy children in the community to be able to assist them where i can

My Business

I currently run a small community school with a population of 300 pupils.I will use the loan to construct two more toilets. I will pay back the loan with school fees collected from the parents.Members of the community prefer our school because of the basic quality education that we offer to the children compared to our competitors.I chose this kind of business to enable me earn income and most importantly improve the life of future generation by providing quality and accessible education to members of the community. My business is profitable since we offer services in exchange for money.My business faces the risk of some parents failure to pay school fees due to financial challenges that they encounter. My typical monthly income is currently USD 1700 and my monthly expenses is USD 1000. My current monthly net profit also is 700 USD. I always use my profit to buy more learning materials at school and to pay my bills at home which include educating my two children who are currently in university.

Loan Proposal

When I get this loan, I will use it to renovate two toilets in the new school site which doesn't have any usable toilet. This has been unhealthy and unhygienic since children do strain alot as their basic need for elimination seems to be neglected. I would use the money to purchase the following: cement US $ 110 . sand 53 US $, gravel 51 US $, toilet bowl 37 US $ . Paints 48 US $, labour 50 US $. total 349 US $.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$398.00

Date disbursed

Jul 2, 2015

Repayment status

On Time

Projected term

7 months

Lenders

rebecca

Chapin SC, United States

A

agwong

California, United States

smonroe

Stanford, United States

R

redhoward

San Francisco, United States

J

johans

Malmö, Sweden

tjm212003

Montreal, Canada

JB

James Broderick

Cobham, United Kingdom

C

CWS

Huntington beach, ca, United States

Q

Quomar

Żmigród, Poland

B

bgalon

London, United Kingdom

S

Snick

Halle, Germany

H

Hilke

Bremen, Germany

Dymero

Manchester, United States

seabass

New York, United States

M

mmatessa

Ben Lomond, United States

Archie

Rochester, United States

sworthington

San Francisco, United States

HI

Highly Improbable

Saskatoon, Canada

CaseySampson

Vancouver, Canada

Irvin

Vancouver, Canada

Z

zbuttel

Boston, United States

J

johan

Oslo, Norway

P

Peter

München, Germany

torelizer

Reggio Emilia, Italy

J

JonnyPrice

San Francisco, United States

M

MrMc2

Saugerties, United States

T

tatts2000

melbourne, Australia

Veronika

victoria, Canada

S

SovTempest

Toronto, Canada

malcolm D

grants pass, United States

C

Catolas

Kelowna, Canada

bdm4a

San Fransisco, United States

T

TobyKenobi

Syracuse, United States

W

Windsor

Calgary AB, Canada

BelleStarr

Albuquerque, United States

K

KakkoiiCali

Anaheim, United States

jesuisneil

MATTESON, United States

D

dhedmonds

Toronto, Canada

T

Tourno

Montreal, Canada

E

Ehaffey

Washington D.C., United States

U

uBaJ41

Afton, United States

A

andyfletcher

I want my "My loans" page back, Qatar

C

ColinPlatt

Montgomery Village, United States

DHixenbaugh

Seattle, United States

L

lumlum

Renens, Switzerland

B

Bpryse

Long beach, United States

I

ideerge

Mountain View, United States

EHTHighSchool

Egg Harbor Township, United States

N

norlaine

Rogers, MN, United States

Tilius

Oslo, Norway

Aksel

Nesoddtangen, Norway

A

akarwan

Fort Collins, CO, United States

Tuomas

Helsinki, Finland

T

tsmeesa98

Hinesville, United States

Straetman

Kaarst, Germany

Rocketdrive

Eugene, Oregon, United States

J

jozua

Delft, Netherlands

A

AlethiaLtd

Carlisle, United Kingdom

traciyoshiyama

Honolulu, United States

A

anti-dot

London, United Kingdom

johnnorris

Aberystwyth, United Kingdom

Hakayati

Dublin, Ireland

joselvelez

Dallas, United States

Z

zako316

Chicago, United States

R

ryanalysis

Port Jefferson Station, United States

G

gt2016c

Birchgrove, Australia

I

IngeH

Muehlheim, Germany

SC1991

West Jordan, United States

A

AJCortens

Boise, ID, United States

C

chelseab

Oklahoma City, United States

J

jjcharlie

chicago, United States

ZlataRoy

Cheltenham, United Kingdom

F

FaaThailand

Bangkok, Thailand

R

rcmssr

Woodbury, United States

MichaelDean

San Jose, United States

TOTEMonline

Muscat, Oman

A

Aloha

Cologne, Germany

J

juhan6811

East Point, United States

J

Jacquinta

London, United Kingdom

Pere

Barcelona, Spain

Zidisha

Sterling, United States

A

aliasadsj

Queens, NY, United States

sebastienrosa

Quebec, Canada

mattebe

Pittsburgh, United States

S

Steveandson

Arlington, United States

L

lped759

Saint Paul, United States

Kate4Good

Washington, United States

K

kipwhite

California, United States

P

Piccolo

London, United Kingdom

DaveinPerth

Perth, Australia

A

ante1

trosa, Sweden

BJ

Brandon Joz

North Carolina, United States

S

Sparkle

Pennsylvania, United States

Joseph P. Edd

Seoul, Republic of Korea

Aggul

London, United Kingdom

W

woodleycw

Ottawa Ontario, Canada

Jeff and Marcie

Portland, OR, United States

M

mrhanky1

melbourne, Australia

T

thejacobnorton

Jubail, Saudi Arabia

I

imcmanus

Sayville, United States

RockinRobin

Centennial CO, United States

C

chrisn

Egg, Switzerland

J

JNale

Reedsville, PA, United States

MichaelR

Los Angeles, United States

J

JayJay

Cleveland, United States

C

CheesemanDan

Shanghai, China

D

danny

Karlsruhe, Germany

C

Corrino

Sofia, Bulgaria

P

proby24

Singapore, Singapore

G

gabarone

Rochester, United States

K

Kibbleni

Madison, United States

B

bobabrown

Canton, CT, United States

A

Alsyf

Sydney, Australia

Raymondo

Dublin, Ireland

J

jipi9000

Vantaa, Finland

phytoplankton

United States

aprilroses

Round Lake Beach, United States

C

cmubiggguy

Chapin, SC, United States

simonvikstrom

Drottningholm, Sweden

T

tmsaddress

Orlando, Florida, United States

Jannon

Huntsville, United States

A

ArcticOne

Medicine Hat, Canada

airvillepa

Airville, Pennsylvania, United States

cattlebaron

Pierre, SD, United States

S

Shadrax

Lansing, United States

A

Annana

Kanata, Canada

B

blairan

Baltimore, United States

C

cyrilleberger

Gammalkil, Sweden

pbosakov

Sofia, Bulgaria

KatyRose

Manor, Texas, United States

skoch

Oslo, Norway

J

jimmydjjr

Gautier, United States

dajawein

Gladstone, Australia

rioreiser

Ingolstadt, Germany

S

Simurgh

Madison, WI, United States

Elaine123

Philadelphia, United States

JesseEXPRESS

Arlington, United States

M

missjoyy

Munich, Germany

B

BartenKatrijn

Ghent 9000, Belgium

andreasol

Bielefeld, Germany

P

portlandloans

Portland, United States

R

RichardH

Manchester, United Kingdom

L

Loria

Vancouver, Canada

J

j12345

Durham, United States

ViVenusMedical

Jarfalla, Sweden

Susansfund

Colorado Springs, United States

T

tomdeneire

Eke, Belgium

S

Serge

Bascharage, Luxembourg

A

AustA

Sydney, Australia

MicroFinancier

New York, United States

B

bgj21

Cambridge, United Kingdom

G

glomardor

Leonardtown, United States

Sandra

Tillamook, Oregon, United States

M

markusfitza

College Station, United States

IA

Ismini and Jerry

Stamford, USA, United States

A

aiban

Austin, United States

J

JoJoHouse

New Castle, United States

B

boourns

Newmarket, United Kingdom

D

doinggood

Missoula, United States

A

Austrian

Graz, Austria

P

PhilACK

Brampton, Canada

birtom

Ettlingen, Germany

Matthew

New York, NY, United States

S

samuk

Nottingham, United Kingdom

I

Ilona

St Catharines, Canada

D

Dandru

Berkshire, United Kingdom

Jalene

Redmond, Oregon, United States

T

tanio

Darmstadt, Germany

Gordons28

Santa Monica, United States

neocodesoftware

vancouver, Canada

Kathunka

Bern, Switzerland

bconrad

Seattle, United States

Erika

Calgary, Canada

jan73

Eugene, United States

dmirpuri

Bangkok, Thailand

J

jfragisk

Toronto, Canada

A

Alexxa

Vancouver, Canada

Z

zidishan

Trifouillis, France

cman8888

Philadelphia, United States

M

Malibu

Westwood, United States

Paul Buchheit

Mountain View, United States

A

allie105

United States

K

Karpet

Faroe Islands

Louella

Australia

R

RonEddy

United States

S

SaraNT

United States

Grant Xavier Storer

Seattle, Wa, United States

I

idris

United States

S

SCHAC

Switzerland

C

CallmeDash

Sydney, Australia

Mike and Jacqui

United Kingdom

Haim Si

Mexico, Mexico

Arne Bachmann

Hamburg, Germany

BM

Brian Mickel

United States

Dave Bogard

New York, United States

Ben Triola

St. Louis, United States

Family Mueller

Petershagen, Germany

N

Niels

Berlin, Germany

A

AmyLuYenYin

Brisbane, Australia

M

Mathias

Cologne, Germany, United States

HC

Howard Cheng

New York City, United States

B

Byron

United States

Jamie

Dublin, Ireland

JL

Jindou Lee

United States

Sherri Quinn

North Saint Paul, United States

SMOICE

Berlin, Germany

V

Vivek

Arlington, VA, United States

WE

Wendy Emlyn

Devon, United Kingdom

Christopher Hey

Sudbury, Canada

Ask Emmah a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Emma    Jul 15, 2018

    How are you going Emmah?

    We still believe in you :-) You can do it... Its not too late to start. Just please give everyone an update sometime soon so we know you're not a ghost :-) You can ask Zidisha to see if they can minimise your payments for you if they are feeling stressful :-)

    All the best, Emma from Australia.

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  • Emmah    Nov 10, 2017

    I have recieved a loan of ksh 67.711. i will use this loan to put up two toilets at my school. I highly thank my lenders for having contributed towards my loan and I promise to keep the on time payment close to 100%.

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  • Emmah    Nov 3, 2017

    Hi zidisha, I will use this loan to put up a two door toilet structure at my school. This will help me catch up with the requirements as per the ministry of education. The children will also be comfortable because they will now have three toilets with would serve the population comfortably and they will no longer share their toilet with the staff. Hygiene will be observed. I therefore truly thank my lenders for having made sure the loan is fully funded. I promise to keep my on time payment at its best. God bless you.

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  • Emmah    Nov 1, 2017

    Hi zidisha, i highly appriciate all those who have believed in me hence contributed towards my loan. May the Lord God bless you as the contribution still continues.

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  • Emmah    Oct 31, 2017

    Good morning . Iam glad to be part of zidisha, l humbly request for your kind contriburion towards my loan funding. Thank you.

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  • Emmah    Oct 28, 2017

    Hi zidisha, much thanks to the whole team. Kindly request well wishers to fund my loan so that I may be able to catch up with time. God bless everyone here.

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  • Emmah    Oct 27, 2017

    Teachers of Froebel pre school Section taking care of pre unit class on their day of graduation at The Green Span Mall.

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  • Emmah    Oct 27, 2017

    2017 pre unit class had their graduation done. We later took them for refreshments and enjoyment at The Green Span Mall , Harambee Sacco. The children really got excited.

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  • Emmah    Oct 27, 2017

    Thank you for the first step of contribition towards my loan. Every journey starts with a single step. Hoping for more funding from other well wishers.

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  • Emmah    Oct 26, 2017

    I kindly plead with the zidisha team to fund my loan so that I can do the construction in time. Thank you.

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  • Emmah    Oct 26, 2017

    I thank zidisha because my school is currently having a playground where kids can play and learn

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  • Emmah    Oct 25, 2017

    I used the loan to construct playground for the learning children. Children can now play as they learn as you know children learn best through play . This made parent like my school for their children, increased admission that brought my monthly profit from 450 USD to 700 USD. I used this money to go purchase Mathematics and English text books for class one and class two which had shortage of textbooks due to increased enrollment in the school.

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  • Emmah    Oct 24, 2017

    Me in the office on the open day when parents and teachers are meeting one -on - one to discuss the progress of their respective children.

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  • Emmah    Oct 9, 2017

    I would like to increase my instalment so that I can finish and take another loan

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  • Emmah    May 1, 2017

    I would like to change my instalment from 500 to 200 because of late I have been having big financial constraints and I would like to increase my percentage score by not skipping any instalment or making a late payment. Immediately pick up I will increase my instalments. Thank you.

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  • Ephantus    Jun 13, 2016

    Hi all? After talking to Emma she pledged to clear her overdue amount by fifth of July and then proceed with the usual installment repayments.

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  • Emmah    Mar 20, 2016

    I used the last loan to repair playground for children in my school. This will make parents in the community have more confidence in my school. I therefore expect increase on admission come the month of May. I would like to reduce my weekly payment sto 500 until the school opens for next session since we are almost closing and most parents pay fees immediately school opens.

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    • Ephantus    Mar 23, 2016

      Hi Emma? Hope everything is going well at your school. Your weekly payments are $5.02 which is roughly 500. This means that you do not have to pay $30 every week like the last payment you made.

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      • Emmah    Mar 23, 2016

        Thank you so much Mr Ephantus for reminding me. The school is doing quite well I will do my payment today

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  • Emmah    Feb 22, 2016

    I used the last loan to renovate two toilets in the education premise. Before it used to be a very big blow to me but after the renovation. Children became more comfortable and our school worn interest of most of the residents around. It gave me a population boost in pupils

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  • Emmah    Feb 16, 2016

    Of all the financial institutions I have ever dealt with, zidisha is the best. It understand s that business can go down at times and one needs to adjust. CONGRATULATIONS to the whole team

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  • Emmah    Feb 16, 2016

    I would like to increase my instalments so as to one reduce the interest, two to be able to complete my Loan before the school session breaks during April. This is because I do not get any other source of income during school vacation

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