Entrepreneur
Name
Rachel
Member since
March 2013
On-time repayments
162 installments • 23%
About Me
l Rachel Wanjira Kamau live in Bahati of Nakuru county and do business in Nakuru and its environment.l attended kiamaina primary school and later joined Nakuru high school where l completed my secondary education.am married with three kids and all are in secondary school.My husband is a businessman and has a agrovet shop in Bahati centre.l have a boutique shop in bahati centre where l have specialised in children wear.l started this business because there was an opportunity for this business in the area and since there was no competition. most of the income from the business l do re-invest in adding more stock.
My Business
I choose this business because of the demand in the market and especially for new borns. most of the customers prefer new clothes to second hand clothes and this makes the demand always constant.l do get my stock from Nairobi and make sure that quality comes first so as to avoid having dead stock in the shop.my stock is of ksh 200,000, and always buys new stock two times a month off peak season.l do get an average of kshs 25,000 per month and this enables me to meet my family needs.for most of the stock l put a profit margin of 30%.l always ensure that my prices are competitive in the market so as to retain customers and attract new ones.
Loan Proposal
Once again i take this precious moment to pass my regards to the Zidisha fraternity having me have a chance to grow and expand my business through this platform,for this loan i am going to restock my shop with new more clothes for the children and increase my earnings as i am in the process of opening a new shop as a branch,my business has become a favourite to the locals because of the competitive prices around this area and selling more clothes than my competitors,this will enable me have more incomes and realize my dreams and Zidisha on board to have another shopThank You.
Feedback
Positive
3
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$331.00
Date disbursed
Jun 2, 2014
Repayment status
Late
Projected term
35 months
Other loans
Lenders
Brisbane, Australia
Bluba, Germany
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Summary
Amount repaid
$148.27
Amount remaining
$291.49
Expected completion
May 13, 2017
Status
Repaying late
Installment amount
$2.91
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Jun 14, 2014 | $6.40 | Jun 14, 2014 | $6.40 |
| Jun 21, 2014 | $6.40 | Jun 27, 2014 | $6.40 |
| Jun 28, 2014 | $6.40 | Jun 27, 2014 | $0.01 |
| Jul 15, 2014 | $6.38 | ||
| Jul 5, 2014 | $0.01 | Jul 15, 2014 | $0.01 |
| Jul 12, 2014 | $0.00 | ||
| Jul 19, 2014 | $0.00 | ||
| Jul 26, 2014 | $2.91 | Jul 26, 2014 | $2.91 |
| Aug 2, 2014 | $2.91 | Aug 6, 2014 | $2.91 |
| Aug 9, 2014 | $2.91 | Aug 9, 2014 | $2.91 |
| Aug 16, 2014 | $2.91 | Aug 16, 2014 | $2.91 |
| Aug 23, 2014 | $2.91 | Aug 23, 2014 | $2.91 |
| Aug 30, 2014 | $2.91 | Aug 30, 2014 | $2.91 |
| Sep 6, 2014 | $2.91 | Sep 6, 2014 | $2.91 |
| Sep 13, 2014 | $2.91 | Sep 13, 2014 | $2.91 |
| Sep 20, 2014 | $2.91 | Sep 23, 2014 | $2.91 |
| Sep 27, 2014 | $2.91 | Sep 27, 2014 | $2.91 |
| Oct 4, 2014 | $2.91 | Oct 11, 2014 | $2.91 |
| Oct 11, 2014 | $2.91 | Oct 18, 2014 | $2.91 |
| Oct 18, 2014 | $2.91 | Oct 25, 2014 | $2.91 |
| Oct 25, 2014 | $2.91 | Nov 8, 2014 | $2.91 |
| Nov 1, 2014 | $2.91 | Nov 15, 2014 | $2.91 |
| Nov 8, 2014 | $0.00 | ||
| Nov 15, 2014 | $0.00 | ||
| Nov 22, 2014 | $0.00 | ||
| Nov 29, 2014 | $2.91 | Nov 29, 2014 | $2.91 |
| Dec 6, 2014 | $2.91 | Dec 6, 2014 | $2.91 |
| Dec 13, 2014 | $2.91 | Dec 14, 2014 | $2.91 |
| Dec 20, 2014 | $2.91 | Dec 23, 2014 | $2.91 |
| Dec 27, 2014 | $2.91 | Dec 30, 2014 | $2.91 |
| Jan 3, 2015 | $2.91 | Jan 3, 2015 | $2.91 |
| Jan 10, 2015 | $2.91 | Jan 10, 2015 | $2.91 |
| Jan 17, 2015 | $2.91 | Jan 17, 2015 | $2.91 |
| Jan 24, 2015 | $2.91 | Jan 24, 2015 | $2.91 |
| Jan 31, 2015 | $2.91 | Feb 7, 2015 | $2.91 |
| Feb 7, 2015 | $2.91 | Feb 22, 2015 | $2.91 |
| Feb 14, 2015 | $2.91 | Feb 28, 2015 | $2.91 |
| Feb 21, 2015 | $2.91 | Mar 14, 2015 | $2.91 |
| Feb 28, 2015 | $2.91 | Apr 1, 2015 | $2.91 |
| Mar 7, 2015 | $2.91 | Apr 4, 2015 | $2.91 |
| Mar 14, 2015 | $2.91 | Apr 4, 2015 | $2.91 |
| Mar 21, 2015 | $2.91 | Apr 18, 2015 | $2.91 |
| Mar 28, 2015 | $2.91 | Apr 25, 2015 | $2.91 |
| Apr 4, 2015 | $2.91 | Apr 25, 2015 | $2.91 |
| Apr 11, 2015 | $2.91 | May 2, 2015 | $2.91 |
| Apr 18, 2015 | $2.91 | May 2, 2015 | $2.91 |
| Apr 25, 2015 | $2.91 | Jun 4, 2015 | $2.91 |
| May 2, 2015 | $2.91 | Jul 9, 2015 | $2.91 |
| May 9, 2015 | $2.91 | Jul 9, 2015 | $2.91 |
| May 16, 2015 | $2.91 | Jul 9, 2015 | $2.91 |
| May 23, 2015 | $2.91 | Jul 9, 2015 | $2.91 |
| May 30, 2015 | $2.91 | Jan 17, 2019 | $2.91 |
| Jun 6, 2015 | $2.91 | Jan 17, 2019 | $0.58 |
| Feb 8, 2019 | $2.33 | ||
| Jun 13, 2015 | $2.91 | Feb 8, 2019 | $1.16 |
| Jul 9, 2019 | $1.74 | ||
| Jun 20, 2015 | $2.91 | Jul 9, 2019 | $1.16 |
| Jun 27, 2015 | $2.91 | ||
| Jul 4, 2015 | $2.91 | ||
| Jul 11, 2015 | $2.91 | ||
| Jul 18, 2015 | $2.91 | ||
| Jul 25, 2015 | $2.91 | ||
| Aug 1, 2015 | $2.91 | ||
| Aug 8, 2015 | $2.91 | ||
| Aug 15, 2015 | $2.91 | ||
| Aug 22, 2015 | $2.91 | ||
| Aug 29, 2015 | $2.91 | ||
| Sep 5, 2015 | $2.91 | ||
| Sep 12, 2015 | $2.91 | ||
| Sep 19, 2015 | $2.91 | ||
| Sep 26, 2015 | $2.91 | ||
| Oct 3, 2015 | $2.91 | ||
| Oct 10, 2015 | $2.91 | ||
| Oct 17, 2015 | $2.91 | ||
| Oct 24, 2015 | $2.91 | ||
| Oct 31, 2015 | $2.91 | ||
| Nov 7, 2015 | $2.91 | ||
| Nov 14, 2015 | $2.91 | ||
| Nov 21, 2015 | $2.91 | ||
| Nov 28, 2015 | $2.91 | ||
| Dec 5, 2015 | $2.91 | ||
| Dec 12, 2015 | $2.91 | ||
| Dec 19, 2015 | $2.91 | ||
| Dec 26, 2015 | $2.91 | ||
| Jan 2, 2016 | $2.91 | ||
| Jan 9, 2016 | $2.91 | ||
| Jan 16, 2016 | $2.91 | ||
| Jan 23, 2016 | $2.91 | ||
| Jan 30, 2016 | $2.91 | ||
| Feb 6, 2016 | $2.91 | ||
| Feb 13, 2016 | $2.91 | ||
| Feb 20, 2016 | $2.91 | ||
| Feb 27, 2016 | $2.91 | ||
| Mar 5, 2016 | $2.91 | ||
| Mar 12, 2016 | $2.91 | ||
| Mar 19, 2016 | $2.91 | ||
| Mar 26, 2016 | $2.91 | ||
| Apr 2, 2016 | $2.91 | ||
| Apr 9, 2016 | $2.91 | ||
| Apr 16, 2016 | $2.91 | ||
| Apr 23, 2016 | $2.91 | ||
| Apr 30, 2016 | $2.91 | ||
| May 7, 2016 | $2.91 | ||
| May 14, 2016 | $2.91 | ||
| May 21, 2016 | $2.91 | ||
| May 28, 2016 | $2.91 | ||
| Jun 4, 2016 | $2.91 | ||
| Jun 11, 2016 | $2.91 | ||
| Jun 18, 2016 | $2.91 | ||
| Jun 25, 2016 | $2.91 | ||
| Jul 2, 2016 | $2.91 | ||
| Jul 9, 2016 | $2.91 | ||
| Jul 16, 2016 | $2.91 | ||
| Jul 23, 2016 | $2.91 | ||
| Jul 30, 2016 | $2.91 | ||
| Aug 6, 2016 | $2.91 | ||
| Aug 13, 2016 | $2.91 | ||
| Aug 20, 2016 | $2.91 | ||
| Aug 27, 2016 | $2.91 | ||
| Sep 3, 2016 | $2.91 | ||
| Sep 10, 2016 | $2.91 | ||
| Sep 17, 2016 | $2.91 | ||
| Sep 24, 2016 | $2.91 | ||
| Oct 1, 2016 | $2.91 | ||
| Oct 8, 2016 | $2.91 | ||
| Oct 15, 2016 | $2.91 | ||
| Oct 22, 2016 | $2.91 | ||
| Oct 29, 2016 | $2.91 | ||
| Nov 5, 2016 | $2.91 | ||
| Nov 12, 2016 | $2.91 | ||
| Nov 19, 2016 | $2.91 | ||
| Nov 26, 2016 | $2.91 | ||
| Dec 3, 2016 | $2.91 | ||
| Dec 10, 2016 | $2.91 | ||
| Dec 17, 2016 | $2.91 | ||
| Dec 24, 2016 | $2.91 | ||
| Dec 31, 2016 | $2.91 | ||
| Jan 7, 2017 | $2.91 | ||
| Jan 14, 2017 | $2.91 | ||
| Jan 21, 2017 | $2.91 | ||
| Jan 28, 2017 | $2.91 | ||
| Feb 4, 2017 | $2.91 | ||
| Feb 11, 2017 | $2.91 | ||
| Feb 18, 2017 | $2.91 | ||
| Feb 25, 2017 | $2.91 | ||
| Mar 4, 2017 | $2.91 | ||
| Mar 11, 2017 | $2.91 | ||
| Mar 18, 2017 | $2.91 | ||
| Mar 25, 2017 | $2.91 | ||
| Apr 1, 2017 | $2.91 | ||
| Apr 8, 2017 | $2.91 | ||
| Apr 15, 2017 | $2.91 | ||
| Apr 22, 2017 | $2.91 | ||
| Apr 29, 2017 | $2.91 | ||
| May 6, 2017 | $2.91 | ||
| May 13, 2017 | $4.86 | ||
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