Increase stock in my rice-selling business

Jeff Mugambi

Githurai, Kenya

100% repaid



Jeff Mugambi

Member since

April 2015

On-time repayments

302 installments  •  47%

About Me

am a 27 year old business minded guy that loves to make his ideas and dreams come tor reality. my mother tought me that everything is possible, What you need is hope,persistence and try. one year ago i decided to venture into business and here i am running a good business that can comfortably cater for my upkeep. am happy that i also found you guys to boost me financially so as i can move on and fulfill my dreams,because that's all the world entails-dreams that everyone wants to fulfill. my advice to my fellow friends, don't look back, keep looking forward and believe everything is possible in this little universe that God gave us. you just need to try and trust in yourself.

My Business

am working as an IT Officer in an IT organisation at Westlands, Nairobi, Kenya and am earning enough to cater for my upkeep in Nairobi. That's the money am planing to use for payment of the load that am hopping to get. am planing to use the money that i get from you to upgrade my business in terms of stock and in a few months, once am done paying the first loan and you give me an higher one, will be opening a fully stocked retail shop that should make enough of cash to cater for my upkeep. currently am buying and selling rice and so fa the business has been running smoothly. have got quite a number of customers that i deliver to them , thus am soo mobile delivering my product.that's why if i get the second load i will open a shop and can sell my product from this place. Currently i use my profit for personal needs and business upgrade.the reason i chose to venture into rice business its because its a foodstuff that demand is always high, and that its 'best before' dates are much flexible compared to others like fruits and daily products.

Loan Proposal

with the new loan you are giving me, am planning to expand my business. i will increase my stock levels to reach many more customers.
as i mentioned previously, have established royal customers so with the new stock increase, i will be able to maintain them well and be reliable in terms of supply.
am looking forward to your contribution and help on this, just as you have done on the previous loans.
thank you again and God bless you Big.





Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Mar 18, 2016

Repayment status

On Time

Projected term

20 months




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Samuel Le

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Paul Graham

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The Zinc Team

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Warren Shen

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Curious Customs

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  • Madesto Waswa    Apr 2, 2021

    Jeff agreed to adjust installment and pay the dues by 3rd of may .

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  • Jeff Mugambi    Mar 12, 2021

    will do my best to pay and clear the loan on time

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  • Madesto Waswa    Feb 25, 2021

    Jeff said he will repay the loan after adjustment of installment by march

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  • Caroline Muhoro    Jan 13, 2021

    Jeff has promised to make some payments soon.

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  • Jeff Mugambi    Dec 8, 2020

    am having trouble with my payments and my requesting for am addition time for me to get up and resume normal payments

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  • Jeff Mugambi    Aug 12, 2020

    am just facing some financial challenge at the moment but its for a short period

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  • Janice Njoki    May 3, 2020

    The.member told me about his low business at the moment and I advised him to adjust downwards to the amount he is comfortable to pay on time.

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  • Timothy Ayemba    Apr 1, 2020

    Jeff has assured me that he will make repayment by the end of this week.

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  • John Wanjiru    Mar 10, 2020

    Jeff promise to make payment today

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  • Jeff Mugambi    Jan 23, 2020

    i would like to adjust my weekly installment since my dashboard is showing wrong weekly installment unlike what i usually pay

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  • John Wanjiru    Dec 28, 2019

    I have called jeff and he is asking for more time he said that he is still having financial challenge but promise once he come throu he will clear his loan

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  • John Wanjiru    Aug 27, 2019

    I have talk to jeff and he said that he have been struggling on his business he apologise and said that he will overcome and clear zidisha loan

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  • John Wanjiru    May 17, 2019

    Jeff said that he have down but he will make payment soon

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  • John Wanjiru    Oct 23, 2018

    I talked to Jeff and he said that he will make payments soon he said he is having small issue on business but he will make payment

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  • Jeff Mugambi    Feb 2, 2018

    earlier i had addressed my issues on this platform since there is no other available for me and till now have not found any help yet...
    can someone address my issues??

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  • Jeff Mugambi    Dec 21, 2017

    ont he attached image, can someone check on this. i have no outstanding payments so i dont understand where this is coming from

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    • (Comment deleted by author)

      • Jeff Mugambi    Dec 21, 2017

        then give me a platform to address my my support ticket page there is no option to create a new one. have tried social media,tried talking to one of my mentor and nothing is being done for a while now

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  • Jeff Mugambi    Dec 11, 2017

    i would like to adjust my repayment amount so as i can have an easy time doing my repayments.
    sorry for the delayed payment

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  • Jeff Mugambi    Nov 10, 2017

    hi lenders
    i take this opportunity to thank you very much for funding my loan..this is the third loan from zidisha and am so ambled.
    as i had mentioned,i will go straight to purchasing am mpesa line(mobile money sim card) that will be used by customers who would like to use mobile money as the mode of payment
    am so happy that my business will grow and i promise not to let you down interms of payment.
    thank you so much and God bless you

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  • Jeff Mugambi    Nov 7, 2017

    hi lenders
    thank you so much for funding my loan. as i had mentioned earlier, i will purchase an mpesa(mobile payment sim-card) with wich will be used in mobile payment by my customers.
    again i thank you so much for funding my loan and i promise not to disappoint you when it comes to payment of the loan
    God bless you

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