Supplying rice to schools

Mwaanga

Kitwe, Zambia

100% repaid

Entrepreneur

Name

Mwaanga

Member since

July 2017

On-time repayments

157 installments  •  50%

About Me

hi my name is Mwaanga, am married and I come from a family of 4 girls. Life was very interesting growing up. I did my primary education and later completed my secondary education. One thing that i can recount as a hardship was going to college but by God's grace I managed to complete a Diploma in Social Work. Apart from being an entrepreneur, my interest is to help the needy in society and also work with children.I have 4 kids, the first born girl wants to become a medical doctor, my second born son wants to become a lawyer and the other two are still young. In my free time i enjoy singing and spending time with my family.

My Business

I am currently employed and I have been working for more than five years and I normally spend my salary on food and any support to my family. At the same time I run small businesses of selling rice at home and also supplying of books and smoking fish. I chose this kind of business because I noticed that people need food everyday.My source of income is my current job and any help rendered to me will be highly appreciated.The demand for food is high and with bigger capital my business will grow from one level to another.

Loan Proposal

Dear lenders, I thank you for funding the loan I recently completed and I come back to you for another loan application. I need a total of $650 which will enable me purchase 10 bags of 50kg bags of rice to supply to restaurants in primary schools. I chose this kind of business because I work in a school and that makes me become familiar with the small needs in nursery schools. Most schools provide food for school kids especially the young ones in their canteens so the idea of selling foodstuffs such as rice is high on demand .My source of income is my current job and any help rendered to me will be highly appreciated. Once I receive this loan I will buy 10 bags of 50kg rice which will cost me about $600 and after I sell all the 10 bags I will make about $150 as profit. I will use profits from this business to pay transport fees for my school going children and part of it i reinvest in this same business. The only cost is transport, everytime when delivering this rice to the schools. The demand foodstuffs is high and with bigger capital my business will grow from one level to another. I will repay on time and part of my profits, i wont skip any repayments. Thanks in advance to all my lenders.

My Videos

Apr 13, 2021: Smoked fish

Feedback

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  • David    Jun 17, 2019

    Loan was originally scheduled to take eight months. Four months of payments were missed but the loan was paid off after about eleven months. I wish you continued success.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$729.00

Date disbursed

Aug 15, 2019

Repayment status

On Time

Projected term

15 months

Lenders

Treesforpeople

Oxfordshire, United Kingdom

NA

NO ACCOUNT

Bluba, Germany

NH

Nancy Hull

United States

Paul Buchheit

Mountain View, United States

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  • Fanwell    May 8, 2021

    She said that she will pay next week. The reason in delaying in payments she has face challenges. Otherwise she is ready to pay back next week.

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  • Mwaanga    Apr 19, 2021

    I want to appreciate all my lenders for your help in funding this loan. I will use it wisely to ensure that my business can be stable so that I repay without any inconvenience. I will order fish for smoking to sell to my customers. I am so thankful to you all.God bless.

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  • Mwaanga    Apr 17, 2021

    Am so happy and thankful to all my dear lenders for this help. I will use the loan to buy fish for smoking then I sell , which actually gives me profit. So this loan will be very helpful to me. Thanks and God bless.

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  • Mwaanga    Apr 13, 2021

    I want to thank my lenders for the support and patience .The last loan I got I bought plastic chairs and tables to sell in primary school and I sold to this school which later closed up due to health issues and coming in of covid19, payment has not been done up to now. But I thank you so much for your patience with me . Please help me again.

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  • Mwaanga    Apr 9, 2021

    I am struggling a lot no job at the moment due to covid19.

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  • Mwaanga    Dec 3, 2020

    Hello my lenders i just to assure you that i will repay my loan, after i got my last loan i got swindled by a fake supplier and towards end of 2019 the school where i was working was closed. I have struggled to find a job , but now i have a small job and i promise i will very start making repayments before year ends. I am still very much indebted to Zidisha for supporting my business. Apologies for the inconvinience caused.

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  • Careen    Mar 20, 2020

    Said the business was not going well with her, promised to start paying

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  • Mwaanga    Feb 4, 2020

    after getting the loan from Zidisha, i got swindled by a fake supplier of my goods. I have been down financially but am committed to pay back slowly until i finish.

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  • Fernard    Dec 17, 2019

    Mwaanga says clients have delayed paying once some pay off she pay somethng this weekend as her business is slow this days.

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  • Mwaanga    Oct 28, 2019

    my clients are not paying me for the items i supplied them

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  • Fernard    Oct 22, 2019

    Dear lenders i spoke to Mwaanga she will repay as soon as possible, as she receives the repayments of her goods she supplied recently.

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  • Mwaanga    Sep 4, 2019

    I have just ordered the bags of rice I purchased using the loan I received...once I supply them to schools and they pay me that's when I will also be able to pay full instalments

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  • Mwaanga    Aug 15, 2019

    Thank you so much for funding me. I will use this loan to buy bags of rice and supply to restaurants in primary schools. With the profit I so use it to pay transport fees for my school kids and also reinvest part of the profit. Thank you so much.

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  • Mwaanga    Aug 9, 2019

    With the loan funds which i completed paying, i bought sets of plastic chairs and tables. i work in a primary school where i discovered that kids didnt have chairs and tables for outdoor activities and thats how i started this business. The payments were coming in slowly and it also took me some time to finish repaying for my loan. After selling all the sets i ordered and when i received my last payment from once client i made a total of $210 as profit. I used this money to get school needs for my kids and took out my family for some quality time together. The earnings from the loan benefited me in a large way and am still indebted to all my lenders for your support and generosity. May the Almighty God bless you richly and replenish your store houses.Thank you once more.

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  • Maggie and M    Apr 18, 2019

    Hi Mwaanga, you need to reschedule your loan repayments to reflect your circumstances. Are you able to do this?

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  • Mwaanga    Feb 11, 2019

    I supplied some tables and chairs to a school that has since been closed by the government. So the school is still owing me they have not paid me for three months. I will finish paying for the loan soon. Thanks for understanding.

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  • Maggie and M    Feb 1, 2019

    How are you Mwaanga?

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  • Nancy Hull    Dec 27, 2018

    Wishing you a Happy New Year and saying a prayer for you and your chuldren.

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