Purchase of a Computing Device for Cyber Business
Dismas
Eldoret, Kenya
100% repaid
Entrepreneur
Name
Dismas
Member since
April 2015
On-time repayments
94 installments • 60%
About Me
I was born at Kibuk near the slopes of Mount Elgon in Bungoma county Kenya; my parents were peasant farmers I am from polygamy family of 16 children. I schooled at Kibuk primary school for two years; class one and two, we migrated to another division where i attended Kaborom primary in class three to class six, this school was about 7km away from where we were living. Due to the large family and low income our parents opted for this school because it was among the few sponsored by the Action-Aid Program. They believed we will be helped in future in terms school fees but it didn't happened, we transferred to another school this was after migration due to inter-community clashes that erupted in 1992. I managed to finish my KCPE examination then i jointed Moi high school Kaptama in which I did my KCSE examination in 2001. To get school fees was not easy; we were doing causal work on weekend and holydays. After 6 years I was sponsored to go to college I did Advanced diploma in computer Engineering. I was lucky I got a chance in one of the media house employed as station Technician for 2 years the salary was too low and working conditions poor I decided to quit.
I tarmacked for a whole year looking for favorable salary and I got employed at Alphax College as computer Technician but the things were the same. This now forced me start my own workshop where i repair computers and other electronics. In this region Technician are few and people need their valuable service.
My boy wants to become an engineer or pilot in future that’s why am trying all means to give him good education.
What I like most doing is playing keyboard in the church and few graphic designs i also like travelling and exploring new places.
My Business
My major area of specialization is computer and electronics. In Decitech technologies I do installations, maintenance and repairs of computers, printers, scanners and broadcasting equipment. I am planning in future to do sales of electronic equipments if I get funds.
In the whole country many institutions, individuals have acquired and they still in demand of the services. The upcoming, expanding, existing companies/institutions need replacements of the worn out equipment and some need new equipment. The country has adopted computerization because it is efficient and accurate when it comes to communication and data storage in the offices, schools, businesses, homes.
Am passionate about this kind of business or job, equally I have knowledge and skills in which i serve my clients to satisfaction. since my tender age, I was disassembling small radios, disco watches and trying to get solution to the faulty once, I used to ask, seeing what other “Fundis” (wiremen) were doing and even when I was in High school I repaired radios for my teachers until they called me technician, the physics teacher was impressed with the grade I got in my Final exams. The technology itself is growing rapidly and there is demand for such goods and services in region.
Typical costs I incur include: workshop rent per month- Kes 3,000, business permits annually- Kes 9,500 consumables: electricity –kes.700,
Revenue is strictly from my services not constant but approximately Kes 15,000 per month.
The small profit I get goes to support my sister’s college fees, my children schooling and my family upkeep sometimes it not enough. Am sure if get funds to expand my business I will make good profit and even invest.
Loan Proposal
It has been the desire of heart to acquire N-computing device for my smooth running of the cyber then this the time because if i get USD.359.38 it will enable me to purchase this device that cost USD.400. Then my business will commence.
By starting this type of business it will actually assist many people in my rural area that do not have internet access and computer literacy. It has been mandatory for every citizen in the country to access government services online. This project is going to give them peace of mind, not worrying of the distance, fare etc. on my part it will be the business and expecting an increase in profit of about 30% but with time this will increase drastically.
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Loan Info
Project Type
Classic Loan
Disbursed amount
$362.00
Date disbursed
Aug 10, 2016
Repayment status
On Time
Projected term
9 months
Other loans
Lenders
Tromso, Norway, Norway
United States
Netherlands
United States
United States
United States
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