Salon,school bags and shoes

James

Shanzu, Kenya

100% repaid

Entrepreneur

Name

James

Member since

May 2017

On-time repayments

100 installments  •  41%

About Me

I was in 1983 in kakamega county joined primary school until 1989 at shiseno primary thereafter joined musingu high until 2001,i then joined masinde muliro university where i studied education until 2010.Due difficulties in finding employment currently i decide to start my own business with funds i secured from family to start this salon business with the help of my wife.This usually has a lot of challenges especially during low seasons when there no festivities here in mombasa county.When i heard about zidisha i knew i could secure working capital instead having to work as a labourer at beach hotels.

My Business

In do different styles of feminine hairdo,i stock different artificial hair,shoes,body lotions,school bags for children and others which readily appeal to customer desires.I decided to venture into this coz my wife was a talented hair dresser therefore i decided to seize that opportunity .We make a profit of between shs 500 to shs 700 a day which usually rise during weekends and holidays especially december when sales rise steadily.My costs are stocking of those artificial hair,body and hair lotions,shoes and others,the profits i get enable me feed my family and pay school fees.

Loan Proposal

Having had a successful period of trade with the last loan i wud like to add more of artificial hair at a cost of &10,school bags at &20,shoes at &10 and the remaining amount i wud introduce manicure and pedicure which most customers have requested me to introduce therefore i will use money to stock the materials set the pace going forward hoping to reap big as we approach festive season

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$55.00

Date disbursed

Sep 21, 2017

Repayment status

On Time

Projected term

4 months

Lenders

valentin

Stockholm, Sweden

O

Oliver

Geneva, Switzerland

OliverSouthwick

London, United Kingdom

N

nichsafti

Menlo Park, United States

handshake

Los Angeles, United States

K

kjustad

Asker, Norway

Matthieu

Switzerland, France

H

hambunny

Manchester, United Kingdom

Pankratio

EastVan, Canada

P

Panda6689

United States

J

jdelaporte

United States

pixelsebi

Berlin, Germany

Loungin

United States

A

AlexH

United Kingdom

PG

Paul Graham

United States

Craig Newmark

United States

Humble Bundle Community

San Francisco, United States

Paul Buchheit

Mountain View, United States

A

Anonymous

United States

CN

Craig Newmark

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

Ask James a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • James    Feb 18, 2024

    since coronavirus my business went down .am trying my best to get the first instalment.i will be able to complete my payment in time

    Log in to reply • Share
  • James    Jan 1, 2019

    my business had closed and now I have reopened

    Log in to reply • Share
  • Edwin    Jun 16, 2018

    he explained to me that his business is going thru some hard times but will start repaying as soon as next week

    Log in to reply • Share
  • James    May 8, 2018

    Dear Zidisha, why is it that your interest is high?many of your clients keep on calling me to explain to them but I do not know what to tell them. You have increased your from 5% to 24%.this is a high interest rate.even in Kenya the

    Log in to reply • Share
  • James    May 7, 2018

    The loan that you gave me real assisted me a lot.even though we had a difficulty year in 2017 due to the general election, I have been able to increase my sales. I have been making a profit of $ 59 every months. This has assisted me to pay my monthly rent,pay fees for my children, feed my family and assist the elderly and orphans. I have been buying things like flour,school books and clothes for orphans in the society. Next time I will have to be able to buy lunch for the whole orphanage. This is because the stock that I added has been making a good profit. I bought artificial hairs, school bags and shoe's. I also started selling second hand clothes for ladies.thank you Zidisha and keep on growing

    Log in to reply • Share
  • James    Apr 26, 2018

    Why is it that I paid ksh 500 this week and it is not reflecting? Please assist

    Log in to reply • Share
  • James    Mar 5, 2018

    The government demolished the premises that were near the road and I had to close my business .but I have found another shop.before I start paying the whole amount.

    Log in to reply • Share
  • James    Jan 4, 2018

    I kindly thank all my lenders who contributed to my loan.I received $260.am going to buy a drier,artificial hair ,shampoo and add another mirror

    Log in to reply • Share
  • James    Dec 29, 2017

    I kindly thank all my lenders who contributed in funding of my loan.am really humbled for you guys are uplifting us.when I get the loan ,I will buy a drier @ $ 20,add stock of artificial hair ,manicure and pedicure. This will increase my sale and earn good profit of which I will use to fund orphans

    Log in to reply • Share
  • James    Dec 18, 2017

    I was able to artificial hair manicure and pedicure for my customers I was to make $50 profit

    Log in to reply • Share
  • James    Dec 13, 2017

    Yesterday I send all my mentees who have failed to pay their loan a text message which read"please pay your zidisha loan by Thursday or we add your name to CRB".most of them have replied by saying that they will pay before Friday. These are their names and contacts.b mwania 0706256945,Lilian nyaera 0790989839,Charles makanda 0728285453,Lawrence oduor 0713306855,Peter nzege 0717158955,Mohammed joha 0743253213,Eric ouma 0743454127,sheila wangari 0720065926 ,Kevin murithi 0706972699.most have replied by saying that they will pay the loan by Thursday. Thank you very much for giving such opportunity. Be blessed

    Log in to reply • Share
  • James    Dec 11, 2017

    Am doing well with the loan that I received from you.I am greatful because my business is doing well

    Log in to reply • Share
  • James    Nov 22, 2017

    Am doing fine with the loan that you people gave me despite the high risks of politics in our country.

    Log in to reply • Share
  • James    Nov 1, 2017

    I thank you very much for the loan you gave me has assisted me to increase my sales and add more stock.the little profit I got,I used it to buy reading and playing materials for the children of shanzu orphanage

    Log in to reply • Share
  • James    Oct 22, 2017

    May the Almighty father bless all the zidisha family because through their support ,I was able to pay my child school with ease

    Log in to reply • Share
  • James    Oct 13, 2017

    Am doing well with the loan because I have added good stock which will assist me to pay school fees for my child. I will also assist the opharns and elderly with the little amount I have

    Log in to reply • Share
  • James    Oct 5, 2017

    I sincerely thank Paul Buchheit,Bernadette V,Humble bundle community, The zinc team, Craig Newmark, Loungin,Pixelsebi,Mathieu, Handshake, Oliversouth wick and all who contributed to my loan. Am sure you will continue with the same spirit. Be blessed

    Log in to reply • Share
  • James    Oct 5, 2017

    I kindly thank zidisha for giving me a loan because it has assisted me expand my stock. I have also assisted some orphans to buy a ball because they did not have one.I would like them to continue with the same spirit because it will assist more people. I really thank zidisha

    Log in to reply • Share
  • James    Oct 2, 2017

    I want to thank all my lenders for the support they gave me.i. received 55 dollars of which I bought natural hair ,lotions, shampoos, and school bags.thank u very much and be blessed

    Log in to reply • Share
  • James    Sep 20, 2017

    I wud like to thank all those gave a helping hand towards funding my loan.may all of you be blessed.am going to add to my stock. I will buy artificial hair,school bags,and hair and body lotions. this will help me get more profit which will assist me to repay the loan faster.

    Log in to reply • Share


Loading...

Loading...

Loading...