Entrepreneur
Name
Micah
Member since
February 2017
On-time repayments
197 installments • 79%
About Me
I am a gentleman born and raised in Central parts of Kenya, Nyeri to be precise.
After my high school I moved to Nairobi for my further education and later began working.
I ventured in tourism and majored in Travel Management and now I have earned the skills required of being a professional travel consultant.
Am working to becoming an entrepreneur in Cosmetics Products in Nairobi Kenya and later to Kenya as a whole. Mine is selling products from the fast selling brands in Kenya.
I have however decided to further my studies in Tourism and I know I will get the help I require financially from Zidisha. I have not left my business idea coz am sure when I further my education I will be able to raise more for my business from my salary and also from the help of Zidisha
I believe that in whatever small ways I may contribute to changing the society I am assisting in making the world and in this case more Kenya my motherland a better place to live for me my fellow Kenyans and visitors from other nations.
Being responsible, trustworthy, hardworking, disciplined & focused are some of the values I believe in.
Thanks.
My Business
Rainbow Cosmetics Kenya is the name of my business with its operations in Nairobi. I have been operating the business majorly online through my Facebook Page (Rainbow Cosmetics Kenya) *RCK
I have already registered the company and still working towards having a physical shop.
What does RCK do? I sell cosmetics products from the renowned brands in Kenya and those venturing in the Kenyan market and also having a dream that one day I will also become a manufacturer of some cosmetic products.
I have been in the business for now 1 year but I can say I am yet to exploit the market which is a vast one in Kenya but this has been because I still work so that am able to pay some of the other bills that I the business cannot meet. I however, through the business manage to take care of my families bills that is why I have not given up on it.
I would like that when I start a physical location I will be able to at least change someones life by giving them employment and with this I will have touched someones life directly or indirectly.
I know through Zidisha I will be able to make my dream come true through your funding that I will be receiving.
Thanks.
Loan Proposal
As a way to grow my career as well as be able to support my business as well financially I am planning to undertake courses in the tourism industry.
1. Understanding the travel customer IATA Certificate
2. Understanding travelers with special needs IATA Certificate
Each certificate is at $100 each
Feedback
Positive
None
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$275.00
Date disbursed
Feb 2, 2020
Repayment status
Late
Projected term
13 months
Other loans
Lenders
Summary
Amount repaid
$83.38
Amount remaining
$192.16
Expected completion
Mar 27, 2021
Status
Repaying late
Installment amount
$7.87
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Feb 15, 2020 | $0.00 | ||
| Feb 22, 2020 | $0.00 | ||
| Feb 29, 2020 | $0.00 | ||
| Mar 7, 2020 | $0.00 | ||
| Mar 14, 2020 | $0.00 | ||
| Mar 21, 2020 | $0.99 | Mar 17, 2020 | $0.99 |
| Mar 28, 2020 | $0.99 | Mar 17, 2020 | $0.99 |
| Apr 4, 2020 | $0.99 | Mar 17, 2020 | $0.99 |
| Apr 11, 2020 | $0.99 | Mar 17, 2020 | $0.99 |
| Apr 18, 2020 | $0.99 | Mar 17, 2020 | $0.99 |
| Apr 25, 2020 | $4.43 | Mar 17, 2020 | $2.46 |
| Apr 11, 2020 | $1.97 | ||
| May 2, 2020 | $1.98 | Apr 28, 2020 | $1.98 |
| May 9, 2020 | $1.98 | May 7, 2020 | $1.98 |
| May 16, 2020 | $1.49 | May 18, 2020 | $1.49 |
| May 23, 2020 | $1.49 | Jun 4, 2020 | $1.49 |
| May 30, 2020 | $1.49 | Jun 4, 2020 | $1.49 |
| Jun 6, 2020 | $1.49 | Jun 4, 2020 | $1.49 |
| Jun 13, 2020 | $1.49 | Jun 4, 2020 | $1.49 |
| Jun 20, 2020 | $0.45 | Jun 4, 2020 | $0.45 |
| Jun 27, 2020 | $1.49 | Jul 6, 2020 | $1.49 |
| Jul 4, 2020 | $1.49 | Jul 6, 2020 | $1.49 |
| Jul 11, 2020 | $0.00 | ||
| Jul 18, 2020 | $0.00 | ||
| Jul 25, 2020 | $0.00 | ||
| Aug 1, 2020 | $0.00 | ||
| Aug 8, 2020 | $0.00 | ||
| Aug 15, 2020 | $0.50 | Aug 11, 2020 | $0.50 |
| Aug 22, 2020 | $0.50 | Aug 11, 2020 | $0.48 |
| Sep 1, 2020 | $0.02 | ||
| Aug 29, 2020 | $0.50 | Sep 1, 2020 | $0.50 |
| Sep 5, 2020 | $0.50 | Sep 3, 2020 | $0.50 |
| Sep 12, 2020 | $0.50 | Sep 3, 2020 | $0.50 |
| Sep 19, 2020 | $1.46 | Sep 3, 2020 | $1.46 |
| Sep 26, 2020 | $0.50 | Sep 23, 2020 | $0.50 |
| Oct 3, 2020 | $0.50 | Oct 5, 2020 | $0.50 |
| Oct 10, 2020 | $0.50 | Oct 13, 2020 | $0.50 |
| Oct 17, 2020 | $0.50 | Oct 19, 2020 | $0.50 |
| Oct 24, 2020 | $0.50 | Oct 26, 2020 | $0.50 |
| Oct 31, 2020 | $0.00 | ||
| Nov 7, 2020 | $0.50 | Nov 6, 2020 | $0.50 |
| Nov 14, 2020 | $0.50 | Nov 26, 2020 | $0.50 |
| Nov 21, 2020 | $0.50 | Nov 26, 2020 | $0.50 |
| Nov 28, 2020 | $0.50 | Nov 30, 2020 | $0.50 |
| Dec 5, 2020 | $0.50 | Dec 7, 2020 | $0.50 |
| Dec 12, 2020 | $1.47 | Dec 7, 2020 | $1.47 |
| Dec 19, 2020 | $1.98 | Dec 22, 2020 | $1.98 |
| Dec 26, 2020 | $1.98 | Dec 22, 2020 | $1.98 |
| Jan 2, 2021 | $1.98 | Dec 22, 2020 | $0.97 |
| Jan 4, 2021 | $1.01 | ||
| Jan 9, 2021 | $1.98 | Jan 13, 2021 | $1.98 |
| Jan 16, 2021 | $1.98 | Jan 27, 2021 | $1.98 |
| Jan 23, 2021 | $0.09 | Jan 27, 2021 | $0.09 |
| Jan 30, 2021 | $0.00 | ||
| Feb 6, 2021 | $7.87 | Sep 6, 2022 | $7.87 |
| Feb 13, 2021 | $7.87 | Sep 6, 2022 | $1.98 |
| Feb 16, 2023 | $5.89 | ||
| Feb 20, 2021 | $7.87 | Feb 16, 2023 | $7.87 |
| Feb 27, 2021 | $7.87 | Feb 16, 2023 | $0.33 |
| Mar 9, 2023 | $7.55 | ||
| Mar 6, 2021 | $7.87 | Mar 9, 2023 | $7.23 |
| Mar 13, 2021 | $68.89 | ||
| Mar 20, 2021 | $68.89 | ||
| Mar 27, 2021 | $53.74 | ||
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