School fees

Naomi

Kona Ya Zamani, Kenya

100% repaid

Entrepreneur

Name

Naomi

Member since

November 2014

On-time repayments

278 installments  •  56%

About Me

My name is Naomi Edward, I was born in Kilifi county Kenya.I went to Bamburi primary school where i did my kcpe, then joined St Annes High school where i did my kcse in 1989, then later in 1990 i joined Pioneer Commercial collage where i achieved my ACN Certificate. In 1992 i was employed at kenya suitcase manufactures limited as an accounts clerk . Am a single parent of four sons. Three of my own and one adopted orphan. My salary is very small to sustain my needs including school fees for my three sons who are in secondary schools, this is why i thought of having anaother source of income. Also some other shop keepers at my residence place are adding some few shillings on the items, this habit irritated me so much, and this is what made up my minde to open a small shop at least to sell at a reasonable prices.


My residence place is mombasa , likoni, kona ya zamani area. in bwana Athuman's house no 2.

My Business

I opened a small retail shop recently in August 20 14 at kona ya zamani, Likoni. selling variety of goods like sugar,salt,maize flour,cooking oil, rice,beans,wheat flour,kerosine etc etc. For a day i make kshs five hunded to eight or even a housand ,that is a good day.I have kept my cousin brother to run the shop while am at work. But i don't sell milk and soft drinks due to luck of refridgerator, am certain sure i would have increses my margin if i was selling these soft cold drinks.
That's why i need some money to buy the refridgerator.

I have closed down my small retail shop due tounfaifull people i keep on my shop while am at work, but instead i have involve my self in transport sector. I have bought a three wheel vehicle and employed a driver, whereby at the end of the day he gives me kshs one thaousand.

Loan Proposal

To pay school fees for my elder son who was sent home without doing his end term exam due to luck of school fees. He had a balance of kshs 9,500.00 and for this term, he is surppose to kshs 14,000.00. So from kshs 17700.00 less kshs 9,500.00 for last term and the balance to reduce second term's balance which will be kshs 8,200.00 . so i will be left with a balance of kshs 5,800.00 to clear.

Feedback

2

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Loan Info

Project Type

Classic Loan

Disbursed amount

$186.00

Date disbursed

Jul 6, 2015

Repayment status

On Time

Projected term

3 months

Lenders

jtreyes

United States

PG

Paul Graham

United States

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  • Naomi    Mar 26, 2020

    Things are not going smoothly.

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  • Naomi    Sep 18, 2019

    money problem

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  • Naomi    May 25, 2019

    finance problem.

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  • Naomi    Jan 19, 2019

    Am still in a financial crisis.

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  • Naomi    Nov 9, 2018

    I am still in bad financial status.

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  • Naomi    Sep 17, 2018

    financial crises.

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  • Naomi    Jan 29, 2018

    Things are not doing good on my side, but once things prove to be better i promise to adjust my loan repayment to a higher payment.

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  • Naomi    May 5, 2017

    Financial situation.

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  • Naomi    Apr 5, 2017

    Things are a bit better.

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  • Naomi    Mar 2, 2017

    Life seams to so difficult on my side, things are tight, so let me reduce my payment installment, for now then when things come back to my normal, i will increase the installment.

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  • Naomi    Apr 19, 2016

    I am facing financialy problems to enable me to pay my actaul figure, but ocne things turn to be good i will adjust to a higher figure.

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  • Naomi    Mar 24, 2016

    Am facing finacial problem a little bit, i will pay kshs 500 for at least two months then i will ajdust again to a higher rate.

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  • Naomi    Mar 24, 2016

    Hi my good lenders, i do hope that you are all doing fine, i thank you very much for the loan lendered to me, cause it has helped me so much to pay school fees for my two sons who are in secondary school. Once more thank you very much and my God bless you all.

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  • Naomi    Mar 8, 2016

    Hi my good lenders, i do hope that you are all doing fine, i received the money, am so happy, now my sons will continue with their studies without missing classes, couse the loan as solve the problem of school fees. Thank you my lenders once more, and may God bless you all every time.

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  • Naomi    Mar 2, 2016

    Hi my lenders, thank you very much for lending me again, now my sons will not be missing classes due to school fees. I am so happy. I even don't know how to express my happiness. Thank you my lenders. and may God bless you.

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  • Naomi    Feb 29, 2016

    Yes, my lenders, i do hope that you all fine and doing good. I am so happy with your work which also makes my doing good with the help your money lending to me. I managed to repair my 3 wheel vehicle and also managed to pay examination fees for my first born who is going to sit for his form four final exam this year of 2016. I thank you very very much and may God bless you every now and then. And i ask you again to lend me more and more. Thank you once more.

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  • Naomi    Feb 23, 2016

    i have just received my pay from a friend, who owed me some money, so i have decided to settle this loan and get another from my good lenders.

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  • Naomi    Dec 9, 2015

    After the service of my htree wheel motor vehicle, the working hours estended to mid night and added the income, and all this is because of you leanders who made happen, tank you very much for your support.

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  • Naomi    Dec 9, 2015

    am facing some challenges on my bussiness, which reduces my daily income, therefore, i won't be able to pay the current installment.

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  • Naomi    Nov 27, 2015

    I want to pay this loan for a short period if possible.

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