Name
Mwaniki
Member since
March 2015
On-time repayments
158 installments • 73%
My name is Mwaniki, born in Central region of Kenya. I was born in a big family of 7 where I am the 4th born born. I was raised in a farming community where my parents engaged in small scale farming mostly food crop for the family and coffee as the cash crop.
Like most parts of central Kenya, there is a high population pressure in the area where I was born and the parcels of land are very small which could not even produce enough food for our family consumption. My parents had to do some menial jobs in order to supplement their income for supporting the family. In spite of all these odds, they managed to take us to school up to secondary level but their financial ability could not allow them to take us further than that.
Due to land pressure, we were encouraged to look for opportunities outside our home area and that is how landed in Mombasa about 12 years ago. I came to live with a friend who invited me. Once Mombasa, got a job as a milk supplier while at the same time doing preaching jobs for my local church.
I then started my own business of selling second hand house hold items. I would normally source these items from people who were leaving Mombasa and who needed cash instead of carrying their old items with them.
I am married with 2 children aged 8 and 3 years old.
My business entails buying and selling of household items. Mombasa is a large city and it has many workers who came to work here from other parts of the country. These people normally return to where they were born upon retirement or change of work station. For this reason, they normally dispose off their bulky items such as chairs, beds etc at a cheap prices.
I buy such items and then look for suitable buyers. This business requires a lot of capital but the returns are good. In a good season, I can make about $300 per month, I use this money for my family's upkeep and also to support my extended family back home.
A new school year has started and school fees for my son is due. I will spend this money to pay for my 9 year old school fees as he joins Grade 4. He is currently doing well in school and I wouldn't like to discourage him by failing to pay his school fees in time.
Thank you and once again I promise to pay the loan as per the schedule.
Positive
1
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$90.00
Date disbursed
Jan 27, 2016
Repayment status
On Time
Projected term
11 months
Other loans
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Amount repaid
$94.74
Amount remaining
$0.00
Date repaid
Jan 5, 2017
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Feb 5, 2016 | $2.00 | Feb 8, 2016 | $2.00 |
Feb 12, 2016 | $2.00 | Feb 8, 2016 | $2.00 |
Feb 19, 2016 | $2.00 | Feb 16, 2016 | $2.00 |
Feb 26, 2016 | $2.00 | Feb 16, 2016 | $2.00 |
Mar 4, 2016 | $2.00 | Mar 4, 2016 | $2.00 |
Mar 11, 2016 | $2.00 | Mar 16, 2016 | $2.00 |
Mar 18, 2016 | $2.00 | Mar 21, 2016 | $2.00 |
Mar 25, 2016 | $2.00 | Mar 30, 2016 | $2.00 |
Apr 1, 2016 | $2.00 | Apr 5, 2016 | $2.00 |
Apr 8, 2016 | $2.00 | Apr 5, 2016 | $2.00 |
Apr 15, 2016 | $2.00 | Apr 12, 2016 | $2.00 |
Apr 22, 2016 | $2.00 | Apr 26, 2016 | $2.00 |
Apr 29, 2016 | $2.00 | May 2, 2016 | $2.00 |
May 6, 2016 | $2.00 | May 5, 2016 | $2.00 |
May 13, 2016 | $2.00 | May 16, 2016 | $2.00 |
May 20, 2016 | $2.00 | May 23, 2016 | $2.00 |
May 27, 2016 | $2.00 | May 23, 2016 | $2.00 |
Jun 3, 2016 | $2.00 | May 29, 2016 | $2.00 |
Jun 10, 2016 | $2.00 | Jun 7, 2016 | $2.00 |
Jun 17, 2016 | $2.00 | Jun 13, 2016 | $2.00 |
Jun 24, 2016 | $2.00 | Jun 20, 2016 | $2.00 |
Jul 1, 2016 | $2.00 | Jun 27, 2016 | $2.00 |
Jul 8, 2016 | $2.00 | Jul 4, 2016 | $2.00 |
Jul 15, 2016 | $2.00 | Jul 12, 2016 | $2.00 |
Jul 22, 2016 | $2.00 | Jul 25, 2016 | $2.00 |
Jul 29, 2016 | $2.00 | Jul 30, 2016 | $2.00 |
Aug 5, 2016 | $2.00 | Aug 5, 2016 | $2.00 |
Aug 12, 2016 | $2.00 | Aug 15, 2016 | $2.00 |
Aug 19, 2016 | $2.00 | Aug 22, 2016 | $2.00 |
Aug 26, 2016 | $2.00 | Aug 22, 2016 | $2.00 |
Sep 2, 2016 | $2.00 | Aug 31, 2016 | $2.00 |
Sep 9, 2016 | $2.00 | Sep 8, 2016 | $2.00 |
Sep 16, 2016 | $2.00 | Sep 21, 2016 | $2.00 |
Sep 23, 2016 | $2.00 | Sep 26, 2016 | $2.00 |
Sep 30, 2016 | $2.00 | Oct 3, 2016 | $2.00 |
Oct 7, 2016 | $2.00 | Oct 10, 2016 | $2.00 |
Oct 14, 2016 | $2.00 | Oct 17, 2016 | $2.00 |
Oct 21, 2016 | $2.00 | Oct 24, 2016 | $2.00 |
Oct 28, 2016 | $2.00 | Oct 31, 2016 | $2.00 |
Nov 4, 2016 | $2.00 | Nov 7, 2016 | $2.00 |
Nov 11, 2016 | $2.00 | Nov 17, 2016 | $2.00 |
Nov 18, 2016 | $2.00 | Nov 22, 2016 | $2.00 |
Nov 25, 2016 | $2.00 | Nov 28, 2016 | $2.00 |
Dec 2, 2016 | $2.00 | Dec 5, 2016 | $2.00 |
Dec 9, 2016 | $2.00 | Dec 12, 2016 | $2.00 |
Dec 16, 2016 | $2.00 | Dec 21, 2016 | $2.00 |
Dec 23, 2016 | $2.00 | Dec 28, 2016 | $2.00 |
Dec 30, 2016 | $0.74 | Jan 5, 2017 | $0.74 |
Jan V Feb 13, 2019
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